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4.1 Bond Sale Summary Series 2021BBond Sale Summary City of Otsego, Minnesota $7,390,000 General Obligation Water and Sewer Refunding Bonds, Series 2021B August 23I 2021 NORTHLAND SECURITIES 150 South 5th Street, Suite 3300 Minneapolis, MN 55402 www.northlandsecurities.corn Member FINRA and SIPC � Registered with SEC and MSRB i NORTHLAND SECURITIES PURPOSE: Proceeds from the 2021A Bonds will be used to current refund the City's General Obligation Water and Sewer Revenue Refunding Bonds, Series 2010C on December 1, 2021 and to pay costs associated with issuing the 2021A Bonds. FINANCE PLAN: The Bonds have been structured to result in maximum savings, while maintaining a Weighted Average Maturity (WAM) that is lower on the 2021B Bonds than the 2010C. By maintaining a lower WAM on the 2021B Bonds, the City is able to issue both the City's 2021A and 2021B Bonds as bank qualified and receive lower interest rates. SECURITY: General Obligation of the City payable from net revenues of the City's water and sewer utilities. RESULTS: • Method of Sale: Competitive. The Bonds were underwritten by Raymond James & Associates, Inc., Memphis, Tennessee. • S&P Rating: "AA+" • Final Maturity: December 1, 2026 Final on OS 23 2021 Finance Plan OS 09 2021 Par Amount $7,390,000 $7,595,000 All Inclusive Cost AIC 0.60% 0.84% True Interest Cost TIC 0.34% 0.59% Total 2010C Savings $ $496,333 $446,720 2010C Net Present Value Sa% s % 5.64% 5.06% Page 2 NORTHLAND SECURITIES EXHIBIT A -BID SUMMARY TABULATION OF BIDS CITY OF OTSEGO, MINNESOTA $7,595,0001' GENERAL OBLIGATION WATER AND SEWER REVENUE REFUNDING BONDS, SERIES 2021B AWARD: RAYMOND JAMES &ASSOCIATES, INC. DATE OF SALE: MONDAY, AUGUST 23, 2021 S&P UNDERLYING RATING AA+ TRUE PURCHASE NET INTEREST BIDDER PRICE INTEREST COST COST (TIC) RAYMOND JAMES &ASSOCIATES, INC. $8,453,148.65 $68,581.91 0.3416923% Memphis, IN D.A. DAVIDSON & CO. $8,263,845.20 $72,539.24 0.3676062% Denver, CO PIPER SANDLER & Co $8,445,977.50 $75,753.06 0.3776557% Minneapolis, MN ROBERT W. BAIRD & CO., INC. $85445,366.80 $76,363.76 0.3807204% Milwaukee, WI FHNFINANCIAL CAPITAL MARKETS $8,3713066.02 $150,664.54 0.7560362% Memphis, TN 1• Par amount decreased from $7,595,000 to $7,390,000. The adjusted purchase price is $8,223,867.56, plus accrued interest from the date of issue to the date of delivery, and the adjusted TIC is 0.3407420%. Page 3 NORTHLAND SECURITIES EXHIBIT B -SOURCES AND USES Sources Of Funds Par Amount of Bonds _ $7,390>000_00 Reoffering Premium 851,086.85 Total Sow•ces Uses Of Funds TotalUndenvritees Discount Costs of Issuance 17 Deposit to Current Refunding Fund __ 8,17Q,000.00 Rounding Amount 41759,56 Total iJses EXHIBIT C -PRICING SUMMARY Maturity Type ofBond Coupon Yield Maturity Value P►•ice Dollar Price 12/01/2022 Serial Coupon 5.000% 0.150010 22320,000.00 105.758% 2,453,585.60 12/01/2023 Serial Coupon 5.000% 0.180% 2,530,000.00 110.524% 2396,257.20 12/01/2024 Serial Coupon 5.000010 0.220% 1,475,000.00 115.1800/a 1,698,905.00 12/01/2025 Serial Coupon 5.000% 0.330% 520,000.00 119,411% 620,937.20 12/01/2026 Serial Coupon 5.000% 0.470% 545,000.00 123,t93% 671,401.85 Total $753905000.00 $852415086.85 Bid Information Par Amount of Bonds $7�3903000•00 Reofferurg Premiumor (Discount) _ 851,086.85 Gross Production $8,2411086.85 TotalUndenvriter's Discount (0.233%) $(17,219.29) Bid (111,284%) ____ 8,223,867.56 Total Purchase Price _ $8,223,867.56 Page 4 ORTH " SECURITIES EXHIBIT D —DEBT SERVICE COMPARISON Date Total P+I Existing D/S Net New D/S Old Net D/S Savings 12/01/2021 200,025.00 2,595,265.44 200,025.00 4,759.56 12/0t/2022 2,7595294.44 2175%294.44 20%SS0.00 50,255.56 12/01/2023 2,7833500.00 2,783,500.00 2,831,775.00 48,275.00 12/01/2024 1,6023000.00 1,602,000.00 1,653,300.00 51,300.00 12/01/2025 573,250.00 _ _ _573,250.00 _ 742,762.50 _ 169,512.50 12/01/2026 5721250,00 572,250.00 744,480,00 172,230.00 Total $81290,294.44 $2,6009025.00 $109885,559.88 $11,381,892.50 $496,332.62 PV Analysis Summary (Net to Net) Gross PVDebt Service Net PV Cashflow Savings @ 0.252%(Bond Yeld)..... __ _ _ 486,506.91 Contingency or Rounding Am_ou_nt.................... 4,759.56 Net Present Value Benefit $491,266.47 Net PVBenefit / $8,718,685.66 PV Refunded Debt Service 5.635% Net PVBenefit / $8,17Q,000 Refunded Principal... _ 6.013% Net PVBenefit / $7,390,000 Refunding Principal.. 6.648% Page 5 NORTHLAND SECURITIES EXHIBIT E -DEBT SERVICE SCHEDULE Date Principal Coupon Interest Total P+I Fiscal Total 09/23/2021 06/01/2022 254,544,44 254,544.44 12/01/2022 2,320,000.00 5.000% 1843750,00 2,5043750.00 2,7593294.44 06/01/2023 1263750,00 126,750.00 12/O1/2023 2,530,000.00 5.000% 126,750,00 2,656,750.00 2,783,500.00 06/01/2024 63,500.00 63,500,00 12/01/2024 1,475,000.00 5.000% 633500,00 1,538,500.00 1,602,000.00 06/O1/2025 - 26,625.00 26,625.00 12/01/2025 520,000.00 5.000% 263625,00 546,625,00 5731250,00 06/O1/2026 133625,00 13,625.00 - 12/01/2026 5451000,00 5.000010 131625,00 558,625.00 572,2%00 Total $7,3901000400 $900,294,44 $89290,294A4 Yield Statistics Bond Year Dollars _ _ _ a1s.Wo•by Average Life _ __ _ 2.437 Years Average Coupon 5.00000001/o Net Tirterest Cost (NIC) _ u.joayi n"/o Bond Yield forArbitrage Purposes _ _ 0.25202801/o All Inclusive Cost (AICI 0.5952496% Page 6 .I 4ORTHLAND SECURITIES EXHIBIT F -MUNICIPAL MARKET CONDITIONS Bond Buyer's Index Trends 4,50% 4.00% 2021 0 2020 - 2019 m Ol ----2010 b 3.00% N ------•2017 2.50% .... _ 2,00% � a m E 0 Source: Data compiled by Northland Securities from published Bond Buyer's Index NORTHLAND 150 South Sth Street, Suite 3300, Minneapolis, MN 55402 Main 612-851-5900 / www.northlandsecurities.com Member FINRA and SIPC, Registered with SEC and MSRB Chart for Illustration only. This Is no[ an offer to buy orsell securities . Based on sources believed to be reliable, butno[ warranted orguaranteed by Northland Securities, Inc (RC 19-14A/Munl 19=10A) Page 7 6.25% 6,00% 5,75% 5, 50% 5,25% 5,00% 4.75% 9 A 4.50% z 4.25% O 4,00% a }0 3,75% N 3.50% 3,25% 3,00% 2,75% 2,50% 2.25% . - SECURITIES Bond Buyer's Index 2000 to Present I Y 2.00% O O O y O O O O O 0 NN mm O O O O O O O O O O O O O O O O O O O O O O O O N N N N N N N N N N N N N N N N N N N N N N Source: Data compiled by Northland Securities from published Bond Buyer's GO 20-Bond Index NORTHLAND SECURITIES 150 South 5th Street, Suite 3300, Minneapolis, MN 55402 Main 612-851-5900/www.northlandsecuritiescom Member FINRA and SIPC, Registered with SEC and MSRB Chart for Illustration only. This is not an offer to buy orsell securities . Based on sources believed to be tellable, but not warranted or guaranteed by Northland Securltles, Inc. (RC 19-i5A/ Mun! 19-T ]A) Page 8