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4.1 GO Water Revenue Bonds Series 2021A 2021.08.23Bond Sale Summary City of Otsego, Minnesota $4,345,000 General Obligation Water Revenue Bonds, Series 2021A August 23, 2021 SECURITIES 150 South 5th Street, Suite 3300 Minneapolis, MN 55402 612-851-5900 800-851-2920 www.northlandsecurities.com Member FINRA and SIPC � Registered with SEC and MSRB NORTHLAND N`f. SECURITIES PURPOSE: Proceeds from the 2021A Bonds will be used to finance anew water tower, and pay costs associated with issuing the 2021A Bonds. FINANCE PLAN: SECURITY: RESULTS: The Bonds have been structured to result in relatively level annual debt service payments over the 15-year life of the Bonds. General Obligation of the City payable from net revenues of the City's water utility • Method of Sale: Competitive. The Bonds were underwritten by Robert W. Baird & Co., Inc., Milwaukee, Wisconsin. • S&P Rating: "AA+" • Final Maturity: February 1, 2037 • Optional Call: February 1, 2029 Final on 08 23 2021 Finance Plan 08 09 2021 Par Amount $4,345,000 $4,575,000 All Inclusive Cost AIC 1.40% 1.44% True Interest Cost TIC 1.31% 1.34% Page 2 NORTHLAND Nftr SECURITIES EXHIBIT A MEMO SUMMARY TABULATION OF BIDS CITY OF OTSEGO5 MINNESOTA $4557510001 GENERAL OBLIGATION WATER REVENUE BONDS, SERIES 2021A AWARD: DATE OF SALE: S&P UNDERLYING RATING ROBERT W. BAIRD & CO., INC. PURCHASE PRICE $4,780,985.30 ROBERT W. BAIRD & CO., INC. MONDAY, AUGUST 23, 2021 NET INTEREST COST $522,376.42 AA+ TRUE INTEREST COST (TICI 1.3033469% Milwaukee, WI Syndicate: C.L. Kind &Associates; Colliers Securities LLC; Vining -Sparks IBG, Limited Partnership; Fidelity Capital Markets; Crews & Associates, Inc.; Davenport & Co., L.L.C..; Loop Capital Markets; Country Club Bank; SumRidge Partners; Sierra Pacific Securities; Isaak Bond Investments, Inc.; United Bankers' Bank; Wintrust Investments, LLC; FMS Bonds Inc.; BNYMellon Capital Markets; Midland Securities; First Southern LLC; InspereX; Dinosaur Securities; First Bankers' Banc Securities, Inc.; Mountainside Securities LLC; Commerce Bank, N.A. PIPER SANDLER & CO. Minneapolis, MN D.A. DAVIDSON & CO. Denver, CO FHN FINANCIAL CAPITAL MARKETS Memphis, TN $4,800,491.75 $525,857.81 1.3100944% $4,780,423.55 $535,596.06 1.3382609% $4,857,112.98 $566,257.58 1.3980685% � Par amount decreased from $4,575,000 to $4,345,000. The adjusted purchase price is $4,535,848.38, plus accrued interest from the date of issue to the date of delivery, and the adjusted TIC is 1.3130699%. Page 3 I006 NORTHLAND ,`r.•< SECURITIES EXHIBIT B -SOURCES AND USES Sources Of Funds Par Amount of Bonds Reoffering Premium Total Sources TTses (1fFnnds TotalUnderwrite�'s Discount $4,345,000.00 251,118.05 $4,596,118.05 Costs of Issuance __ """`•`^' Deposit to Project Construction Fund 4,5002000.00 Rounding Amount 31246,38 Total EXHIBIT C -PRICING SUMMARY 18.05 Maturity Type ofBond Coupon Yield Maturity Value Ptice YTM Call Date Call Price Dollar Price 02/01/2023 Serial Coupon 3.000% 0.1200/4 2157000,00 103,899% 2232382.85 02/01/2024 Serial Coupon 3.000% 0.150% 250,000,00 106.698% 266,745.00 02/01/2025 Serial Coupon 3.000% 0.250% 260,000.00 109,183% 283,875.80 02/01/2026 Serial Coupon 3.000% 0.400% 26500.00 111.214% - 294,717.10 02/01/2027 Serial Coupon 3.000% 0.520% 275,000.00 113,081% 3102972,75 02/01/2028 Serial Coupon 3.000% 0.650% 28500.00 114.607% 326,629.95 02101/2029 Serial Coupon 3.000% 0.750% 290,000.00 116,071% 33605.90 02/01/2030 Serial Coupon 1.000% 0.850% 3002000,00 101.067% c 0.867% 02/01/2029 100,0000/0 303,201.00 02/01/2031 Serial Coupon 1.000% 0.950% 305,000.00 100.354% c 0.960% 02/01/2029 100,000% 306,079.70 02/01/2032 Serial Coupon_ 1.05001a 1.050% _ 305,000.00 100,000% _ - _ 305,000.00 02/01/2033 Serial Coupon 1.150% 1.150% 3102000,00 100.000% 3102000.00 02/01/2034 Serial Coupon 1.250% 1.250% 31500.00 100.000% 315,000.00 02/01/2035 Serial Coupon 2.000% 1.250% 315,000.00 105,254% c 1.563% 02/01/2029 100,000% 331,550.10 02/01/2036 Serial Coupon 2.000% 1.350% 325,000.00 104,536% c 1.644% 02/01/2029 100,000% 339,742,00 02/01/2037 Serial Coupon 2.000% 1.450% 330,000.00 103.823% c 1.716% 02/01/2029 100,000% 342,615.90 Total - - - $45345,000.00 - - - - - $49596,118.05 Bid Information Par Amount of Bonds '°'•"'""""" Reoffering Premiumor(Discount) __ __ __ 251,118.05 Gross Production $4,596,118.05 TotalUndenvriteesDiscount (1.387°/� _ $(60,269.67) Bid (104.392%) 4,535,848.38 Total Purchase Price $44535,848.38 A4a06! , NORTHLAND mw`psopa SECURITIES EXHIBIT D -DEBT SERVICE SCHEDULE Date Principal Coupon Interest TotaIP+I Fiscal Total 09/23/2021 - - - - - 08/01/2022 - 781159,28 782159,28 02/01/2023 21500.00 3.000% 45,677.50 260,677.50 338,836.78 08/01/2023 - 42,452.50 42,452.50 - 02/01/2024 250,000.00 3.000% 42,452.50 292,452.50 334,905,00 08/O1/2024 382702,50 38,702,50 - 02/01/2025 2%000.00 3.000% 38,702.50 298,702.50 337,405,00 O8/01/2025 - 3402.50 34,802.50 - 02/01/2026 265,000.00 3.000% 34,802,50 299,802.50 334,605.00 08/01/2026 - 30,827,50 30,827.50 - 02/01/2027 275,000.00 3.000% 302827,50 305,827.50 3362655,00 08/O1/2027 - 26,702,50 26,702.50 - 02/01/2028 2852000,00 3.000% 26,702.50 311,702.50 338,405.00 08/O1/2028 - 22,427.50 222427,50 - 02/01/2029 290,000,00 3.000% 22,427.50 312427.50 3342855.00 08/01/2029 - 18,077.50 18,077.50 - 02/01/2030 300,000.00 1.000% 182077,50 318,077.50 336,155.00 08/01/2030 - 16,577.50 16,577.50 - 02/01/2031 305,000.00 1.0000/0 16,577.50 321,577.50 338,155,00 08/01/2031 - 15,052.50 15,052.50 - 02/01/2032 3055000,00 1.050% 15,052.50 320,052.50 335,105.00 08/01/2032 - 13,451.25 132451,25 - 02/01/2033 310,000,00 1.150% 13,451.25 323451.25 336,902.50 08/O1/2033 - 11,668.75 1108.75 - 02/01/2034 315,000,00 1.250% 117668675 3262668.75 338,337.50 08/01/2034 - 93700,00 91700,00 - 02/01/2035 31500.00 2.000% 92700,00 324,700.00 334,400.00 08/01/2035 - - 6,550.00 62550,00 - 02/01/2036 325,000,00 2.000% 6,550.00 3312550,00 338,100.00 08/O1/2036 - 3,300.00 3,300.00 - 02/01/2037 330,000.00 2.000% 3,300.00 333,300.00 336,600.00 Total $49345,000.00 - $704,421.78 S5,0491421.78 - Yield Statistics _Bond Year Dollars Average Coupon 1.8442828% Net Interest Cost (NIC) 1.3446129% True Interest Cost (T'IC) __ 1.3130699% on Yield forArbitra_ge Purposes 0.9827504% All Inclusive Cost (AIC) 1.4031374% IRS Form 8038 Net Interest Cost 1.1355722% Weighted Average Maturity _ 8.685 Years Rede Page 5 NORTHLAND SECURITIES EXHIBIT E -MUNICIPAL MARKET CONDITIONS Bond Buyer's Index Trends 4,5096 4,0096 m 35096 — — - • -- "• 2021 O Lj zozo m 2019 a b 3.00% ---- 2018 ry ------• 2017 2,50% AA 2,00% r a E c a Source: Data compiled by Northland Securities from published Bond Buyer's Index 150 South Sth Street, Suite 3300, Minneapolis, MN 55402 NORTHLAND Main 612-851-5900 / www.northlandsecurities.com sealames MemberFlNRAand SIPC, Registered with SEC and MSRB Chart for illustration only. This is not an offer to buy orsell securities . Based on sources believed to be reliable, but not warranted or guaranteed by Northland Securities, Inc. (RC 19-14A/Muni 19-_ 10A) Page 6 NORTHLAND SECURITIES Bond Buyer's Index 2000 to Present 6,25% 6,00% 5,75% 5.50% 5,25% 5.00% 4,75% w m 4.50% z 4,25% O 4,00% w c 3,75% N 3,50% 3,25% 3,00% 2.75% 2,50% 2, 25% V 2.00.6 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 N N N N N N N N N N N N N N N N N N N N N N Source: Data compiled by Northland Securities from published Bond Buyer's GO 20-Bond Index NORTHLAND `�r� SECURITIES 150 South Sth Street, Suite 3300, Minneapolis, MN 55402 Main 612-851-5900 / www.northla ndsecurities.com Member FINRA and SIPC, Registered with SEC and MSRB Chart for illustration only. This is no[ an offer to buy orsell securities . Based on sources believed to be reliable ,but not warranted or guaranteed by Northland Securities, Inc. (RC 19-15A/ Muni 19-11A) Page 7