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4.1 GO Water and Sewer Refunding Bonds, Series 2021B 2021.08.23Bond Sale Summary City of Otsego, Minnesota $7,390,000 General Obligation Water and Sewer Refunding Bonds, Series 2021B August 23I 2021 NORTHLAND SECURITIES 150 South 5th Street, Suite 3300 Minneapolis, MN 55402 612-851-5900 800-851-2920 www.northlandsecurities.com Member FINRA and SIPC � Registered with SEC and MSRB .*IV iwlkw` NORTHLAND SECURITIES PURPOSE: Proceeds from the 2021A Bonds will be used to current refund the City's General Obligation Water and Sewer Revenue Refunding Bonds, Series 2010C on December 1, 2021 and to pay costs associated with issuing the 2021A Bonds. FINANCE PLAN: The Bonds have been structured to result in maximum savings, while maintaining a Weighted Average Maturity (WAM) that is lower on the 2021B Bonds than the 2010C. By maintaining a lower WAM on the 2021B Bonds, the City is able to issue both the City's 2021A and 2021B Bonds as bank qualified and receive lower interest rates. SECURITY: General Obligation of the City payable from net revenues of the City's water and sewer utilities. RESULTS: • Method of Sale: Competitive. The Bonds were underwritten by Raymond James & Associates, Inc., Memphis, Tennessee. • S&P Rating: "AA+" • Final Maturity: December 1, 2026 Final on 08 23 2021 Finance Plan 08 09 2021 Par Amount $7,390,000 $71595,000 All Inclusive Cost AIC 0.60% 0.84% True Interest Cost TIC 0.34% 0.59% Total 2010C Savings $ $496,333 1 $446,720 2010C Net Present Value Savings % 5.64% 1 5.06% Page 2 .�6**. NORTHLAND SECURITIES EXHIBIT A -BID SUMMARY TABULATION OF BIDS CITY OF OTSEGO, MINNESOTA $7,595,0001 GENERAL OBLIGATION WATER AND SEWER REVENUE REFUNDING BONDS, SERIES 2021B AWARD: DATE OF SALE: S&P UNDERLYING RATING BIDDER RAYMOND JAMES &ASSOCIATES, INC. Memphis, TN D.A. DAVIDSON & CO. Denver, CO PIPER SANDL-PP & CO. Minneapolis, MN ROBERT W. BAIlZD & CO., INC. Milwaukee, WI FHN FINANCIAL CAPITAL MARKETS Memphis, TN RAYMOND JAMES &ASSOCIATES, INC. MONDAY, AUGUST 23, 2021 AA+ TRUE PURCHASE NET INTEREST PRICE INTEREST COST COST (TIC) $8,453,148.65 468,581.91 0.3416923% $8,263,845.20 $72,539.24 0.3676062% $8,445,977.50 $75,753.06 0.3776557% $8,445,366.80 $76,363.76 0.3807204% $8,371,066.02 $150,664.54 0.7560362% i' Par amount decreased from $7,595,000 to $7,390,000. The adjusted purchase price is $8,223,867.56, plus accrued interest from the date of issue to the date of delivery, and the adjusted TIC is 0.3407420%. Page 3 '4 ` , S NORTHLAND '*`rr SECURITIES EXHIBIT B -SOURCES AND USES Sources Of Funds Par Amount of Bonds $7>390,000.00 Reoffering Premium - 851,086.85 Total Sources $8,2415086.85 Uses Of Funds Total Underwrites Costs of Issuance Deposit to Current Refunding Fund Rounding Amount Total iJses EXHIBIT C -PRICING SUMMARY 17,219.29 492108,00 8,1702000.00 4,759.56 Maturity Type of Bond Coupon Yield MMaturity Value Price Do1larPrice 12/01/2022 Serial Coupon 5.000% 0015OVo 22320,000,00 105,758% 2,453,585.60 12/01/2023 Serial Coupon 5.0000/6 0,18OVo 2,530,000.00 110.524% 2,796,257.20 12/01/2024 Serial Coupon 5.000% 0.220% 1,4757000.00 115,1800/0 1,698,905.00 12/01/2025 Serial Coupon 5.000% 0.330% 5202000.00 119,411% 6202937,20 12/01/2026 Serial Coupon 5.000% 0.470% 545,000.00 123,193% 671,401.85 Total - - $793905000M - $8,241,086.85 Bid Information Par Amount of Bonds Reoffering Premium or (Discount) 851,086.85 Cross Production $8,2412086.85 Total Underwriter's Discount (0233%) $(17219.29) Bid (111.284%) 8,223,867.56 Total Purchase Price $8,223,867.56 iOwv`if;, NORTHLAND SECURITIES EXHIBIT D -DEBT SERVICE COMPARISON Date Total P+I Existing D/S Net New D/S Old Net D/S Savings 12/01/2021 2,600,025.00 2,595,265.44 2,600,025.00 42759.56 12/01/2022 2,75%294.44 2,7590294.44 2080%550.00 502255,56 12/01/2023 %7833500.00 22783500.00 2,831,775.00 483275,00 12/01/2024 1,602,000.00 - 1,602,000.00 126532300,00 51,300.00 _12101/2025 573,250.00 - 573,250.00 _ 742,762.50 1692512,50 12/01/2026 5722250.00 - 572,250.00 744,480.00 1722230,00 Total $8,290,294.44 $25600,025.00 $10,8855559.88 $111381,892.50 $496,332.62 PV Analysis Summary (Net to Net) Caoss PVDebt Service Net PV Cashflow Savings 0.252%(Bond Yeld)..... _ 486,506.91 Contingency or Rounding Amount .................... 42759.56 Net Present Value Benefit $4913266.47 Net PVBenefit / $8,718,685.66 PV Refunded Debt Service 5.635% Net PV Benefrt ! $8 170 000 Refunded Principal 6.013% Net PV Benefit / $7,390,000 Refunding Principal. _ 6 648% Page 5 Afir- 'S; NORTHLAND mNka SECURITIES EXHIBIT E -DEBT SERVICE SCHEDULE Date Principal Coupon Interest Total P+I Fiscal Total - 06/01/2022 2542544,44 254,544.44 12/01/2022 2,3207000.00 5.000% 1942750,00 225042750,00 2,7597294.44 06/01/2023 1267750.00 126,750.00 - 12/01/2023 2,530,000.00 5.00001a 1262750,00 2,656,750.00 2,783,500.00 06/01/2024 - 63,500,00 63,500.00 - 12/01/2024 1,475,000.00 5.000% 633500,00 13538,500.00 1,602,000.00 06/01/2025 - 26,625.00 26,625.00 - 12/01/2025 5202000.00 5.00091a 26,625,00 5465625,00 573,250,00 06/O1/2026 - 13,625.00 13,625.00 _ _ - 12/01/2026 _ 5452000.00 5.000% 13,625.00 558,625.00 57%250.00 Total $79390,000.00 - $900,294.44 $892909294.44 - Yield Statistics Bond Year Dollars �1n,Wo.tSY Average Life 2_437 Years A.rAmaA rm„nnn 5.0000000% Net Interest Cost (NIC) 0.3689175%_ True interest Cost(TICL _ 0.3407420% Bond Yield for Arbitrage Purposes 0.25202801/o All Inclusive Cost (AICI 0.5952496% Page 6 NORTHLAND SECURITIES EXHIBIT F -MUNICIPAL MARKET CONDITIONS Bond Buyer's Index Trends 4,5096 4.0096 - v � 3.50% - — - '-- a zozl 0 2020 m 2019 W d 3.00%-- - -zota 2017 2,5096 2.0030 r � v a U Source: Data compiled by Northland Securities from published Bond Buyer's Index NORTHLAND . SECURITIES 150 South Sth Street, Suite 3300, Minneapolis, MN 55402 Main 612-851-6900 / wwvtnorth landsecurities.com Member FI N RA and SI PC, Registered with SEC and MSRB Chart for illustration only. This is not an offer to buy orsell securities . Based on sources believed to be reliable, but not warranted orguaranteed by Northland Securities, Inc. (Rf 19-14A/Muni 19-_10A) Page 7 00 NORTHLAND _�r�. SECURITIES Bond Buyer's Index 2000 to Present 6.25% 6.00% 5.75% 5.50% 5.25% 5.00% 4.75% 9 4.50% C 4.25% O 4.00% m m c 3.75% N 3.50% 3.25% 3.00% 2.75% 2.50% 2.25% 2.00% N N N N N N N N N N N N Source: Data compiled by Northland Securities from published Bond Buyer's G010-Bond Index NORTHLAND r• SECURITIES 150 South Sth Street, Suite 3300, Minneapolis, MN 55402 Main 612-851-5900/www.northlandsecurities.com Member fINRA and SIPC, Registered with SEC and MSRB Chart forlllustration only. This (s no[ an offer to buy orsell securities . Based on sources believed [o be Tellable, but not warranted or guaranteed by Northland Securities, Inc. (RC 19-15A/ Muni 79-11A)