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3.12 Authorizing the First Supplemental Indenture of Trust Conduit Bond Request for City Council Action DEPARTMENT INFORMATION ORIGINATING DEPARTMENT REQUESTOR: MEETING DATE: Administration City Administrator/Finance Director Flaherty June 27, 2022 PRESENTER(s) REVIEWED BY: ITEM #: Consent Taft Law, Bond Counsel 3.12 – Conduit Bond STRATEGIC VISION MEETS: THE CITY OF OTSEGO: X Is a strong organization that is committed to leading the community through innovative communication. Has proactively expanded infrastructure to responsibly provide core services. Is committed to delivery of quality emergency service responsive to community needs and expectations in a cost-effective manner. Is a social community with diverse housing, service options, and employment opportunities. Is a distinctive, connected community known for its beauty and natural surroundings. AGENDA ITEM DETAILS RECOMMENDATION: City staff is recommending that the City Council adopt a resolution related to a conduit bond issue. ARE YOU SEEKING APPROVAL OF A CONTRACT? IS A PUBLIC HEARING REQUIRED? No No BACKGROUND/JUSTIFICATION: In 2014, the City of Otsego was the Issuer of the Charter School Lease Revenue Bonds, Series 2014A and Series 2014B for the Kaleidoscope Charter School Project. The School desires to replace the original Depository (Wells Fargo Bank N.A.) with the Bank of Elk River. In order to do so, the City as the Issuer has been requested to approve a First Supplemental Indenture of Trust and respective resolution. Conduit bond issues are limited obligation revenue bonds for the express purpose of providing capital financing for a specific third party, and although they bear the name of the City, the City has no obligation for such debt, and are not recorded as liabilities in the financial statements of the City. The documents included in the packet have been drafted by Taft Law, the City’s bond counsel. SUPPORTING DOCUMENTS ATTACHED: • First Supplemental Indenture of Trust • Resolution 2022-60 POSSIBLE MOTION PLEASE WORD MOTION AS YOU WOULD LIKE IT TO APPEAR IN THE MINUTES: Motion to approve Resolution 2022-60; authorizing the first supplemental indenture and amendment of a trust indenture related to the financing of the Kaleidoscope Charter School. BUDGET INFORMATION FUNDING: BUDGETED: N/A N/A 73954784v1 i FIRST SUPPLEMENTAL INDENTURE OF TRUST between CITY OF OTSEGO, MINNESOTA as Issuer and WELLS FARGO BANK, NATIONAL ASSOCIATION, as Trustee Dated as of June [29], 2022 Relating To $15,615,000 City Of Otsego, Minnesota Charter School Lease Revenue Bonds (Kaleidoscope Charter School Project), Series 2014A $385,000 City Of Otsego, Minnesota Taxable Charter School Lease Revenue Bonds (Kaleidoscope Charter School Project), Series 2014B Taft Stettinius & Hollister LLP (DEA) 2200 IDS Center 80 South Eighth Street Minneapolis, Minnesota 55402 73954784v1 2 FIRST SUPPLEMENTAL INDENTURE OF TRUST THIS FIRST SUPPLEMENTAL INDENTURE OF TRUST, dated as of June [29], 2022, is made by and between the City of Otsego, Minnesota, a municipal corporation organized and existing under the laws of the State of Minnesota (the “Issuer” or the “City”), and Wells Fargo Bank, National Association, a national banking association organized and existing under and by virtue of the laws of the United States of America, with its designated trust office located in Minneapolis, Minnesota, as trustee (the “Trustee”). RECITALS: A. In connection with the issuance by the Issuer of its $15,615,000 Charter School Lease Revenue Bonds (Kaleidoscope Charter School Project) Series 2014A (the “Series 2014A Bonds”), and $385,000 Taxable Charter School Lease Revenue Bonds (Kaleidoscope Charter School Project) Series 2014B (together with the Series 2014A Bonds, the “Bonds”), for the benefit of KCS Building Company, a Minnesota nonprofit corporation (the “Company”), the Issuer and the Company previously entered into an Indenture of Trust dated as of February 1, 2014 (the "Original Indenture"), pursuant to which the Issuer issued the Bonds, and a Loan Agreement dated as of February 1, 2014 (the "Original L oan Agreement") whereby, among other things, the Company agreed to pay the principal and interest and premium due on the Bonds; and B. The Company used the proceeds of the Bonds to: (i) advance refund the City of Falcon Heights, Minnesota’s Lease Revenue Bonds (Kaleidoscope Charter School Project), Series 2007A, the proceeds of which were used, in part, to finance the acquisition, construction and equipping of an approximately 42,700 square foot kindergarten through grade eight education facility located at 7525 Kalland Avenue N.E. in the City, (ii) acquire, construct, and equip an approximately 29,000-square- foot grade nine through grade twelve addition to the existing education facility, consisting of a one -story building with nine classrooms, special education, administration offices, serving kitchen and cafeteria, to be located in the City, all to be owned by the Company and leased to Kaleidoscope Charter School, a Minnesota nonprofit corporation and public (charter) school (the “School”); (iii) fund a debt service reserve fund; (iv) pay a portion of the interest on the Bonds; and (v) pay the costs of issuing the Bonds (collectively, the “Project”); and C. The Company and the School have previously entered into an Amended and Restated Lease Agreement, dated as of September 1, 2014 (the “Lease”), pursuant to which the School agreed to make lease payments in the amounts and at such times as shall be necessary to pay the amounts due from the Company under the Loan Agreement, which amounts are calculated to be sufficient to pay principal and interest when due on the Bonds; and D. As additional security for the timely payments of amounts due under the Lease and on the Bonds, the School agreed to pledge pursuant to a Pledge and Covenant Agreement dated as of September 1, 2014, by the School for the benefit of the Trustee (the “Original Pledge Agreement”), certain “Adjusted Pledged Revenues” (as defined in the Original Pledge Agreement) of the School, and made certain additional covenants pursuant to the First Amendment to Pledge and Covenant Agreement dated August 22, 2019, between the School and the Trustee (together with the Original Pledge Agreement, the “Pledge Agreement”); and E. Pursuant to the Pledge Agreement, the Trustee, the School, and Wells Fargo Bank, National Association, as depository bank (the “Original Depository”), entered into an Account Control Agreement dated as of September 10, 2014 (the “Original Account Control Agreement”), that permitted the Trustee to perfect a security interest in funds of the School deposited in a bank account held by the Original Depository; and 73954784v1 3 F. The School desires to replace the Original Depository with The Bank of Elk River, a Minnesota banking corporation with an office in Elk River, Minnesota (the “Replacement Depository”), by amending the Pledge Agreement and the Indenture, terminating the Original Account Control Agreement, and entering into a new Account Control Agreement dated as of the date hereof between the Trustee, the School, and the Replacement Depository, which amendments and other agreements will not materially prejudice the Trustee or Registered Owners of the Bonds; and G. The Issuer and the Trustee are permitted under Section 11.01 of the Indenture to enter into an indenture supplemental to the Indenture to amend any provisions of the Indenture, and under Section 12.01 of the Indenture to amend the Security Agreements, without the consent of or notice to the Registered Owners of the Bonds, but only if the amendments do not materially prejudice the Trustee or the Registered Owners of the Bonds. NOW, THEREFORE, for good and valuable consideration the receipt and sufficiency of which is hereby acknowledged, the parties hereto agree as follows: Section 1.01 Definitions. Section 1.01 of the Original Indenture is hereby amended to add or amend, as appropriate, the definitions set forth below: “Account Control Agreement” means the Account Control Agreement, dated as of September 1, 2014 between the Trustee, the School, and Wells Fargo Bank, National Association, Rogers, Minnesota; the Account Control Agreement, dated as of June __, 2022 between the Trustee, the School, and The Bank of Elk River, Elk River, Minnesota; or any similar agreement entered into by the Trustee, the School, and a depository bank pursuant to the Pledge Agreement. “Bond Counsel” means Taft Stettinius & Hollister LLP, or any other firm of nationally recognized bond counsel acceptable to the Issuer and the Company. “Pledge Agreement” means the Pledge and Covenant Agreement, dated as of September 1, 2014, by and between the School and the Trustee, and any amendment thereof. “Sweep Account” means the State Aid Revenues Account established and maintained at a depository bank pursuant to the Pledge Agreement by the School and of which the Trustee has control pursuant to the Account Control Agreement. Section 1.02 Notices. Section 13.04 of the Original Indenture is hereby deleted and replaced in its entirety with the following: Any notice, request, complaint, demand, communication or other paper shall be sufficiently given and shall be deemed given when delivered or mailed by registered or certified mail unless otherwise indicated, postage prepaid, or by confirmed telecopy, addressed as follows: If to the Issuer: City of Otsego, Minnesota 13400 90th Street N.E. Otsego, Minnesota 55330-7259 Attn: Administrator and Finance Director 73954784v1 4 If to the Trustee: Wells Fargo Bank, National Association MAC: N9300-060 600 South 4th Street, 6th Floor Minneapolis, MN 55415 Attn: Corporate Trust Services If to the Company: KCS Building Company c/o Kaleidoscope Charter School 7525 Kalland Avenue N.E. Otsego, Minnesota 55301 Attn: President With a copy to: John Cairns Law, P.A. 2751 Hennepin Avenue Box 280 Minneapolis, Minnesota 55408 Attn: John Cairns If to the Original Purchaser: Dougherty & Company LLC 90 South 7th Street, Suite 4400 Minneapolis, Minnesota 55402-4115 Attn: Public Finance Copies of all notices sent hereunder shall be sent to the Majority Bondholder. The Issuer, the Company, the Trustee, and the Original Purchaser, the Majority Bondholder may designate, by writing delivered to the addresses stated in or pursuant to this Section 13.04, any further or different addresses to which subsequent notices, certificates or other communications shall be sent. Section 1.03 Opinion of Bond Counsel and Consents. This First Supplemental Indenture shall not become effective unless and until: (a) Taft Stettinius & Hollister LLP, as bond counsel, has delivered to the Trustee and the Issuer an Opinion of Bond Counsel stating that this First Supplemental Indenture does not impair the tax-exempt status of the Series 2014A Bonds and an opinion of Counsel that the supplement is authorized and permitted by this Indenture and is enforceable against the Issuer and the Company; and (ii) will not adversely affect the exclusion from gross income for federal income tax purposes of the interest on the Series 2014A Bonds; and (b) the Company and the Trustee have consented to and approved this First Supplemental Indenture by executing the signature pages set forth at the end of this First Supplemental Indenture. Section 1.04 Effect of First Supplemental Indenture. Except as specifically amended by this First Supplemental Indenture, the provisions of the Original Indenture remain in full force and effect. In the event that any provisions of this First Supplemental Indenture and the Original Indenture conflict, the provisions of this First Supplemental Indenture shall control. Section 1.05 Counterparts. This First Supplemental Indenture may be executed in any number of counterparts, each of which shall be deemed to be an original, but such counterparts shall, together, constitute one and the same instrument. Section 1.06 Electronic Signatures. This First Supplemental Indenture shall be valid, binding, and enforceable against a party only when executed and delivered by an authorized individual on behalf of the party by means of (i) any electronic signature permitted by the federal Electronic Signatures in Global and National Commerce Act, state enactments of the Uniform Electronic Transactions Act, 73954784v1 5 and/or any other relevant electronic signatures law, including relevant provisions of the Uniform Commercial Code (“UCC”) (collectively, “Signature Law”); (ii) an original manual signature; or (iii) a faxed, scanned, or photocopied manual signature. Each electronic signature or faxed, scanned, or photocopied manual signature shall for all purposes have the same validity, legal effect, and admissibility in evidence as an original manual signature. Each party hereto shall be entitled to conclusively rely upon, and shall have no liability with respect to, any faxed, scanned, or photocopied manual signature, or other electronic signature, of any party and shall have no duty to investigate, confirm or otherwise verify the validity or authenticity thereof. For avoidance of doubt, original manual signatures shall be used for execution or indorsement of writings when required under the UCC or other Signature Law due to the character or intended character of the writings. (The remainder of this page is intentionally left blank.) 73954784v1 S-1 IN WITNESS WHEREOF, the Issuer has caused this First Supplemental Indenture to be executed in its corporate name and with its official seal being intentionally omitted as permitted by law and attested by its duly authorized officials; and the Trustee has caused this First Supplemental Indenture to be executed in its corporate name, both as of the date first above written. CITY OF OTSEGO, MINNESOTA By ______________________________________ Its Mayor By ______________________________________ Its Administrator 73954784v1 S-2 Execution page of the Trustee to the First Supplemental Indenture of Trust, dated as of the date and year first written above. WELLS FARGO BANK, NATIONAL ASSOCIATION, by Computershare Trust Company, National Association, as attorney- in-fact, as Trustee By _______________________________________ Its _______________________________________ 73955927v2 EXTRACT OF MINUTES OF A MEETING OF THE CITY COUNCIL OF THE CITY OF OTSEGO, MINNESOTA Pursuant to due call and notice thereof, a regular or special meeting of the City Council of the City of Otsego, Minnesota (the “City”), was duly held at the Otsego Prairie Center in said City on Monday, June 27, 2022, at 7:00 P.M. The following Council members were present: and the following were absent: Council member ___________________ introduced the following resolution and moved its adoption: RESOLUTION NO. 2022-60 A RESOLUTION AUTHORIZING THE FIRST SUPPLEMENTAL INDENTURE AND AMENDMENT OF A TRUST INDENTURE RELATED TO THE FINANCING OF THE KALEIDOSCOPE CHARTER SCHOOL AND OTHER MATTERS RELATING THERETO The motion for the adoption of the foregoing resolution was duly seconded by Council member __________________, and upon vote being taken thereon the following voted in favor thereof: and the following voted against the same: whereupon said resolution was declared duly passed and adopted. 73955927v2 1 RESOLUTION NO. 2022-60 A RESOLUTION AUTHORIZING THE FIRST SUPPLEMENTAL INDENTURE AND AMENDMENT OF A TRUST INDENTURE RELATED TO THE FINANCING OF THE KALEIDOSCOPE CHARTER SCHOOL AND OTHER MATTERS RELATING THERETO WHEREAS, pursuant to Resolution No. 2014-56, adopted on August 11, 2014 (the “Original Resolution”), by the City Council of the City of Otsego, Minnesota (the “Issuer”), the Issuer issued its $15,615,000 Charter School Lease Revenue Bonds (Kaleidoscope Charter School Project) Series 2014A (the “Series 2014A Bonds”), and $385,000 Taxable Charter School Lease Revenue Bonds (Kaleidoscope Charter School Project) Series 2014B (together with the Series 2014A Bonds, the “Series 2014 Bonds”), pursuant to an Indenture of Trust dated as of February 1, 2014 (the "Original Indenture"), between the Issuer and Wells Fargo Bank, National Association, as trustee (the “Trustee”), and loaned proceeds of the Series 2014 Bonds to KCS Building Company, a Minnesota nonprofit corporation (the “Borrower”), pursuant to a Loan Agreement dated as of February 1, 2014, between the Issuer and the Borrower; and WHEREAS, the Issuer and the Trustee have agreed to certain modifications to the Original Indenture and, to give effect thereto, have requested that the Issuer enter into a First Supplemental Indenture of Trust (the “First Supplemental Indenture”) between the Issuer and the Trustee; and WHEREAS, the Original Indenture may be amended without the consent of or notice to the Registered Owners (as defined in the Original Indenture) of the Series 2014 Bonds because, as represented by the Borrower and not objected to by the Trustee, the amendments do not materially prejudice the Trustee or the Registered Owners; and WHEREAS, the City Council of the Issuer (the “Council”) has been informed by Taft Stettinius & Hollister LLP, as bond counsel, that the First Supplemental Indenture is permitted by and complies with the terms of the Original Indenture; WHEREAS, the proposed form of the First Supplemental Indenture has been made available to the Council; and WHEREAS, based on the request of the Borrower, the Council has determined that the First Supplemental Indenture is in the best interest of the Borrower and is in furtherance of the Issuer’s public purpose as set forth in the Original Resolution; NOW THEREFORE, BE IT RESOLVED by the City Council of the City of Otsego, Minnesota, as follows: 73955927v2 2 1. Approval and Execution of Documents. The proposed form of the First Supplemental Indenture, as presented to this meeting, is hereby approved. The Mayor and the City Administrator and Finance Director or any member of the Council (each an “Authorized Signatory” and collectively, the “Authorized Signatories”) are hereby authorized and directed, jointly and severally, to execute the First Supplemental Indenture in the name and on behalf of the Issuer, in substantially the form on file, but with such changes and insertions therein as such Authorized Signatory, with the advice of counsel to the Issuer, may approve, such approval to be conclusively evidenced by the execution thereof and delivery to the Trustee. The Authorized Signatories are authorized to do any and all things and take any and all actions which may be necessary or advisable, in their discretion, to effectuate the actions which the Issuer has approved in this Resolution and to consummate by the Issuer the transactions contemplated by the documents approved hereby, including any subsequent amendments, waivers or consents entered into or given in accordance with such documents. Modifications to the forms of documents to which the City is not a party may be made at the discretion of the parties thereto. 2. Electronic Signatures. The facsimile, electronic or digital signature of any Authorized Signatory shall be deemed to be the legal equivalent of a manual signatur e on specified documents or on all documents and valid and binding for all purposes. If any Authorized Signatory whose signature, countersignature or attestation appears on the First Supplemental Indenture or any related document ceases to be an official before the execution and delivery of the First Supplemental Indenture, his or her signature, countersignature or attestation appearing on the First Supplemental Indenture and any related document (regardless of whether any such related document is specifically identified in this Resolution) is valid and sufficient for all purposes to the same extent as if he or she had remained in the office until the execution and delivery of the First Supplemental Indenture. 3. No Liability of City. Nothing in this Resolution or in the documents prepared pursuant hereto shall authorize the expenditure of any municipal funds other than the revenues derived from the Project (as defined in the Original Indenture) or otherwise granted to the Issuer for this purpose. The Series 2014 Bonds do not and shall not constitute a charge, lien, or encumbrance, legal or equitable, upon any property or funds of the Issuer except the revenues and proceeds pledged to the payment thereof, nor shall the Issuer be subject to any liability thereon. The holders of the Series 2014 Bonds do not have the right to compel any exercise of the taxing power of the Issuer to pay the outstanding principal on the Series 2014 Bonds or the interest thereon, or to enforce payment thereof against any property of the Issuer. The Series 2014 Bonds recite in substance that the Series 2014 Bonds, including interest thereon, are payable solely from the revenue and proceeds pledged to the payment thereof. The Series 2014 Bonds do not and shall not constitute a debt of the Issuer within the meaning of any constitutional or statutory limitation. 4. Effect of First Supplemental Indenture. Except to the extent modified by the First Supplemental Indenture, all provisions of the Original Indenture are hereby confirmed in full force and effect. 73955927v2 3 5. Effective Date of Resolution. This Resolution shall take effect from and after its adoption. Adopted by the City Council of the City of Otsego, Minnesota, on June 27, 2022. _______________________________________ Mayor ATTEST: _________________________________ City Administrator and Finance Director 73955927v2 STATE OF MINNESOTA COUNTY OF WRIGHT CITY OF OTSEGO I, the undersigned, being the duly qualified and acting City Administrator and Finance Director of the City of Otsego, Minnesota, DO HEREBY CERTIFY that I have compared the attached and foregoing extract of minutes with the original thereof on file in my office, and that the same is a full, true and complete transcript of the minutes of a meeting of the City Council of said City duly called and held on the date therein indicated, insofar as such minutes relate to authorizing a supplemental indenture for the Kaleidoscope Charter School. WITNESS my hand and the seal of said City this ___ day of __________, 2022. _______________________________________ City Administrator and Finance Director