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Item 3.3 Zoning Ordinance Amendment; Floodplain Overlay3601 Thurston Avenue Anoka, MN 55303 763.231.5840 TPC@PlanningCo.com 1 MEMORANDUM TO: Otsego Planning Commission FROM: D. Daniel Licht DATE: 23 May 2024 RE: Otsego – Zoning Ordinance; Floodplain Overlay District TPC FILE: 101.01 BACKGROUND The Federal Emergency Management Agency has undertaken an update of floodplain mapping in Wright County. The results of this effort have resulted in revisions to areas of the City designated as floodplain. The new floodplain map boundaries are to be effective as of 20 June 2024. Changes to the Flood Insurance Rate Maps may be viewed at Flood Map Changes Viewer (arcgis.com). Regulations of floodplain areas are established as Chapter 94 of the Zoning Ordinance as an overlay zoning district. In conjunction with the update of the Floodplain Insurance Rate Maps, the Department of Natural Resources has updated its model ordinance for regulation of floodplain areas. City staff has drafted a comprehensive revision of Chapter 94 of the Zoning Ordinance (as well as definitions), which has not been substantially revised since it was adopted in 1992. The proposed revisions bring Chapter 94 of the Zoning Ordinance into compliance with the Department of Natural Resources model ordinance. Adoption of the update Flood Insurance Rate Maps and other revisions for Chapter 94 of the Zoning Ordinance is necessary to for the City to continue participation in the National Flood Insurance Program. Exhibits: Draft Ordinance Item 3.3 2 RECOMMENDATION City staff recommends approval of a Zoning Ordinance amendment regulating floodplain areas. POSSIBLE ACTIONS A.Motion to recommend City Council approval of an Ordinance amending the Zoning Ordinance regulating floodplain areas. B. Motion to table. c. Adam Flaherty, City Administrator/Finance Director Audra Etzel, City Clerk Ron Wagner, City Engineer Garry Bennett, DNR Ceil Strauss, DNR James Bedell, DNR 1 CITY OF OTSEGO COUNTY OF WRIGHT STATE OF MINNESOTA ORDINANCE NO: 2024-XX AN ORDINANCE AMENDING THE ZONING ORDINANCE REGARDING FLOODPLAIN. THE CITY COUNCIL OF THE CITY OF OTSEGO DOES HEREBY ORDAIN: Section 1. Section 11-2-2 of the City Code (Zoning Ordinance – Definitions) is hereby amended to add and revise the following definitions: DEVELOPMENT: Any man-made change to improved or unimproved real estate, including, but not limited to buildings or other structures, mining, dredging, filling, grading, paving, excavation or drilling operations, or storage of equipment or materials. FLOODPLAIN RELATED: A. Accessory Structure. A structure that is on the same parcel of property as, and is incidental to, the principal structure or use; an accessory structure specifically excludes structures used for human habitation. B. Base Flood. The flood having a one-percent chance of being equaled or exceeded in any given year. “Base flood” is synonymous with the term “regional flood” used in Minnesota Rules, part 6120.5000. C. Base Flood Elevation (BFE). The elevation of the base flood, regional flood, or one-percent annual chance flood. The term “base flood elevation” is used in the flood insurance study. D. Basement. Any area of a structure, including crawl spaces, having its floor subgrade (below ground level) on all four sides, regardless of the depth of excavation below ground level. E. Building. See Structure. F. Channel. A natural or artificial depression of perceptible extent, with definite bed and banks to confine and conduct flowing water either continuously or periodically. G. Critical Facilities. Buildings and structures that contain essential facilities and services necessary for emergency response and recovery, or that pose a substantial risk to the public in the event of failure, disruption of function, or damage by flooding. Specifically, this includes facilities identified as Flood Design Class 4 in ASCE 24-14, Flood Resistant Design and Construction, as amended. Examples include health care facilities, facilities required for emergency response, power generating stations, communications towers, or electrical substations. 2 H. Equal Degree of Encroachment. A method of determining the location of encroachment lines so that the hydraulic capacity of floodplain lands on each side of a stream is reduced by an equal amount when calculating the increases in flood stages due to floodplain encroachments the location of floodway boundaries so that floodplain lands on both sides of a stream are capable of conveying a proportionate share of flood flows. I. FEMA. Federal Emergency Management Agency. J. Farm Fence. An open type of fence of posts and horizontally run wire, further specified in Minnesota Statutes, section 344.02, Subd. 1(a-d). K. Flood: A temporary rise in stream flow or stage that results in inundation of the areas adjacent to the channel water surface elevation from any source that results in the inundation of normally dry land areas. Flood Frequency: The average frequency, statistically determined, for which it is expected that a specific flood stage or discharge may be equaled or exceeded. L. Flood Fringe. The portion of the floodplain outside of the floodway. Flood fringe is synonymous with the term "floodway fringe" used in the Flood Insurance Study for the City one-percent (1%) annual chance floodplain located outside of the floodway. This district shall be extended laterally to the 0.2-percent annual chance floodplain, where mapped. M. Flood Insurance Rate Map (FIRM). The Flood Insurance Rate Map prepared by the Federal Emergency Management Agency for the City and, as applicable and allowed by law, the Flood Insurance Rate Map prepared by the Federal Emergency Management Agency for Wright County An official map on which the Federal Insurance Administrator has delineated both the special flood hazard areas and the risk premium zones applicable to the community. A FIRM that has been made available digitally is called a Digital Flood Insurance Rate Map (DFIRM). N. Flood Insurance Study (FIS). The Flood Insurance Study prepared for the City by the Federal Emergency Management Agency and, as applicable and allowed by law, the Flood Insurance Study prepared by the Federal Emergency Management Agency for Wright County The study that is an examination, evaluation and determination of flood hazards, and if appropriate, corresponding surface elevations, or an examination, evaluation, and determination of mudslide (i.e. mudflow) and/or flood-related erosion hazards. O. Floodplain. The areas adjoining a watercourse which has been or hereafter may be covered by the 100-year flood as determined by the use of the 100-year flood profile and other supporting technical data in the Flood Insurance Study beds, channel and the areas adjoining a wetland, lake or watercourse, or other source which have been or hereafter may be inundated by the base flood. P. Floodproofing. A combination of structural provisions, changes or adjustments to properties and structures subject to flooding primarily for the reduction or elimination of flood damages to 3 properties, water and sanitary facilities, structures and contents of buildings in a flood hazard area in accordance with the Minnesota State Building Code and non-structural additions, changes, or adjustments to properties and structures subject to flooding, primarily for the reduction or elimination of flood damages. Q. Floodway. The channel of the watercourse and those portions of the adjoining floodplains which are reasonably required to carry and discharge the regional flood determined by the use of the 100-year flood profile and other supporting technical data in the Flood Insurance Study bed of a wetland or lake and the channel of a watercourse and those portions of the adjoining floodplain which must be reserved to carry or store the base flood discharge without cumulatively increasing the water surface elevation more than one-half foot (0.5’). R. General Floodplain. Those floodplains designated on the Flood Insurance Rate Maps, but that do not have a delineated floodway. S. Lowest Floor. The lowest floor of the lowest enclosed area (including basement). An unfinished or flood resistant enclosure, used solely for parking of vehicles, building access, or storage in an area other than a basement area, is not considered a building’s lowest floor; provided, that such enclosure is not built so as to render the structure in violation of the applicable non-elevation design requirements of 44 CFR § 60.3. T. Manufactured Home. A structure, transportable in one or more sections, which is built on a permanent chassis and is designed for use with or without a permanent foundation when attached to the required utilities. The term “manufactured home” does not include the term “recreational vehicle.” U. New Construction. Structures for which the start of construction commenced on or after the effective date of an adopted floodplain management regulation, and includes any subsequent improvements to such structures. V. Reach: A hydraulic engineering term to describe a longitudinal segment of a stream or river influenced by the natural or manmade obstruction. In an urban area, the segment of a stream or river between two (2) consecutive bridge crossings would most typically constitute a reach. W. Recreational Vehicle. A vehicle that is built on a single chassis, is 400 square feet or less when measured at the largest horizontal projection, is designed to be self-propelled or permanently towable by a light duty truck, and is designed primarily not for use as a permanent dwelling but as temporary living quarters for recreational, camping, travel, or seasonal use. Those vehicles not meeting this definition shall be considered a structure for the purposes of this ordinance. For the purposes of this ordinance, the term recreational vehicle is synonymous with the term “travel trailer/travel vehicle.” X. Regulatory Flood Protection Elevation (RFPE). A point not less than one foot (1') above the water surface profile associated with the 100-year flood as determined by the use of the 100-year flood profile and supporting technical data in the Flood Insurance Study plus any increase in flood 4 heights attributable to encroachments on the floodplain. It is the elevation to which uses regulated by this title are required to be elevated or floodproofed An elevation that is one foot above the elevation of the base flood plus any increases in the water surface elevation caused by encroachments on the floodplain that result from designation of a floodway. These increases in water surface elevations are typically identified in the Floodway Data Tables, found in the Flood Insurance Study. Y. Repetitive Loss. Flood related damages sustained by a structure on two separate occasions during a ten (10) year period for which the cost of repairs at the time of each such flood event on the average equals or exceeds twenty five percent (25%) of the market value of the structure before the damage occurred. Z. Stage Increase. Any increase in the water surface elevation during the one-percent annual chance flood caused by encroachments on the floodplain. AA. Start of Construction. Includes substantial improvement, and means the date the permit was issued, provided the actual start of construction, repair, reconstruction, rehabilitation, addition placement, or other improvement was within one hundred eighty (180) days of the permit date. The actual start means either the first placement of permanent construction of a structure on a site, such as the pouring of slab or footings, the installation of piles, the construction of columns, or any work beyond the stage of excavation; or the placement of a manufactured home on a foundation. Permanent construction does not include land preparation, such as clearing, grading and filling; nor does it include the installation of streets and/or walkways; nor does it include excavation for a basement, footings, piers, foundations, or the erection of temporary forms; nor does it include the installation on the property of accessory buildings, such as garages or sheds not occupied as dwelling units or not part of the main structure. For a substantial improvement, the actual start of construction means the first alteration of any wall, ceiling, floor, or other structural part of a building, whether or not that alteration affects the external dimensions of the building. BB. Structure. A roofed building, including a gas or liquid storage tank, that is principally above ground, as well as a manufactured home. Recreational vehicles not considered travel ready shall also be considered a structure for the purposes of this ordinance. CC. Substantial Damage. Damage of any origin sustained by a structure where the cost of restoring the structure to its before damaged condition would equal or exceed 50 percent of the market value of the structure before the damage occurred. DD. Substantial Improvement. Any reconstruction, rehabilitation, addition, or other improvement of a structure, the cost of which equals or exceeds fifty percent (50%) of the market value of the structure before the “start of construction” of the improvement. This term includes structures that have incurred “substantial damage,” regardless of the actual repair work performed. The term does not, however, include either: 1. Any project for improvement of a structure to correct existing violations of state or local health, sanitary, or safety code specifications which have been identified by the local code 5 enforcement official and which are the minimum necessary to assure safe living conditions; or 2. Any alteration of a historic structure defined in 44 CFR § 59.1 provided that the alteration will not preclude the structure’s continued designation as a “historic structure”. EE. Watercourse. A channel in which a flow of water occurs either continuously or intermittently in a definitive direction. The term applies to either natural or artificially constructed channels. Section 2. Title 11, Chapter 94 the City Code (Zoning Ordinance – Floodplain Overlay District) is hereby repealed in its entirety and amended to read as follows: Chapter 94 FP, FLOODPLAIN OVERLAY DISTRICT SECTION: 11-94-1: Statutory Authorization and Purpose 11-94-2: Warning and Disclaimer of Liability 11-94-3: Establishment of Floodplain District 11-94-4: Requirements for All Floodplain Districts 11-94-5: Floodway District 11-94-6: Flood Fringe District 11-94-7: General Floodplain District 11-94-8: Subdivision Standards 11-94-9: Railroads, Streets, Bridges, and Public and Private Utilities and Service Facilities 11-94-10: Manufactured Homes and Recreational Vehicles 11-94-11: Administration 11-94-12: Nonconformities 11-94-13: Violations and Penalties 11-94-1: STATUTORY AUTHORIZATION AND PURPOSE: A. Statutory Authorization: This chapter is adopted pursuant to the authorization and policies contained in Minnesota Statutes, Chapter 103F; Minnesota Rules, parts 6120.5000 – 6120.6200; the rules and regulations of the National Flood Insurance Program in 44 CFR § 59 to 78; and the planning and zoning enabling legislation in Minnesota Statutes, Chapter 462. B. Purpose: 1. This chapter regulates development in the flood hazard areas of the city. These flood hazard areas are subject to periodic inundation, which may result in loss of life and property, health and safety hazards, disruption of commerce and governmental services, extraordinary public expenditures for flood protection and relief, and impairment of the tax base. It is the purpose of this ordinance to promote the public health, safety, and general welfare by minimizing these losses and disruptions. 6 2. This chapter is adopted in the public interest to promote sound land use practices, and floodplains are a land resource to be developed in a manner that will result in minimum loss of life and threat to health, and reduction of private and public economic loss caused by flooding. 3. This chapter is adopted to maintain eligibility in the national flood insurance rate program. 4. This chapter is also intended to preserve the natural characteristics and functions of watercourses and floodplains in order to moderate flood and stormwater impacts, improve water quality, reduce soil erosion, protect aquatic and riparian habitat, provide recreational opportunities, provide aesthetic benefits and enhance community and economic development. 11-94-2: WARNING AND DISCLAIMER OF LIABIILITY: This chapter does not imply that areas outside the floodplain districts or land uses permitted within such districts will be free from flooding or flood damages. This chapter does not create liability on the part of the city or its officers and employees for any flood damages that result from reliance on this chapter or any administrative decision lawfully made hereunder. 11-94-3: ESTABLISHMENT OF FLOODPLAIN DISTRICT: A. Application: This chapter applies to all lands within the city within the boundaries of the Floodway, Flood Fringe, and General Floodplain Districts. 1. The Floodway, Flood Fringe, and General Floodplain Districts are overlay districts with the standards imposed in these overlay districts being in addition to any other requirements and, in case of a conflict, the more restrictive standards will apply. 2. Where a conflict exists between the floodplain limits illustrated on the official floodplain maps and actual field conditions, the Base Flood Elevation (BFE) shall be the governing factor in locating the outer boundaries of the one-percent annual chance floodplain. 7 3.Persons contesting the location of the district boundaries will be given a reasonable opportunity to appeal their case and to submit technical evidence as provided for in Section 11-94-7 of this chapter. B.Incorporation of Maps By Reference: The following maps together with all attached material are hereby adopted by reference and declared to be a part of the zoning map established by section 11-50-3 of this title and this chapter and shall be maintained on file at the city hall by the zoning administrator. The attached material includes the Flood Insurance Study for Wright County, Minnesota, and Incorporated Areas, and the Flood Insurance Rate map panels enumerated below, all dated June 20, 2024, and prepared by the Federal Emergency Management Agency: 27171C0385D 27171C0190D 27171C0220D 27171C0195D 27171C0215D 27171C0355D 27171C0380D 27171C0360D C. Districts: 1.Floodway District. Those areas within Zones A and AE areas as shown on the Flood Insurance Rate Maps adopted in section 11-94-3.B of this chapter, which are determined to be located in the floodway based on the delineation methods outlined in section 11- 94-7.D of this chapter. 2.Flood Fringe District. Those areas within Zone AE located outside of the delineated floodway as shown on the Flood Insurance Rate Maps adopted in section 11-94-3.B of this chapter, and those areas within Zone A which are determined to be located in the flood fringe based on the delineation methods outlined in section11-94-7.D of this chapter. 8 3. General Floodplain District. Those areas within Zone A areas that do not have a floodway delineated as shown on the Flood Insurance Rate Maps referenced in section 11-94-3.B of this chapter. D. Annexations: The Flood Insurance Rate Map panels adopted in section 11-94-3.B of this chapter may include floodplain areas that lie outside of the corporate boundaries of the city at the time of adoption of this chapter. If any of these floodplain land areas are annexed into the city after the date of adoption of this chapter, the newly annexed floodplain lands will be subject to the provisions of this chapter immediately upon the date of annexation. Annexations into panels not referenced in section 11-94-3.B of this chapter require an ordinance amendment in accordance with Section 11-94-11.D of this chapter. E. Detachments. The Flood Insurance Rate Map panels adopted in section 11-94-3.B of this chapter will include floodplain areas that lie inside the corporate boundaries of other municipalities at the time of adoption of this chapter. If any of these floodplain land areas are detached from another municipality and come under the jurisdiction of the city after the date of adoption of this chapter, the newly detached floodplain lands will be subject to the provisions of this chapter immediately upon the date of detachment. 11-94-4: REQUIREMENTS FOR ALL FLOODPLAIN DISTRICTS: A. Permit Required. A permit must be obtained from the zoning administrator to verify compliance with all applicable standards outlined in this chapter prior to the following uses or activities: 1. The erection, addition, modification, rehabilitation, repair, or alteration of any building, structure, or portion thereof. Normal maintenance requires a permit to determine if such work, either separately or in conjunction with other planned work, constitutes a substantial improvement, as specified in section 11-94-12.B of this chapter. 2. The construction of a fence, pool, deck, or placement of anything that may cause a potential obstruction. Farm fences, as defined in Section 11-2-2 of this title, are not considered to be an obstruction, and as such, do not require a permit. 3. The change or expansion of a nonconforming use. 4. The repair of a structure that has been damaged by flood, fire, tornado, or any other source. 5. The placement of fill, excavation, utilities, on-site sewage treatment systems, or other service facilities. 6. The storage of materials or equipment, in conformance with section 11-94-4.C.2 of this chapter. 7. Relocation or alteration of a watercourse (including stabilization projects or the construction of new or replacement dams, culverts and bridges). A local permit is not 9 required if a public waters work permit has been obtained from the department of natural resources, unless a significant area above the ordinary high water level is also to be disturbed. 8. Any other type of “development,” as defined in section 11-2-2 of this ordinance. B. No Permit Required. Certain uses or activities may be exempt from obtaining a permit, such as planting a garden, farming, or other obviously insignificant activities such as putting up a mailbox or flagpole. The continuation of existing uses, when the associated activities do not encroach further on the regulatory floodplain or trigger associated standards in this chapter, do not require a permit. C. Minimum Development Standards: 1. All development shall: a. Be designed (or modified) and adequately anchored to prevent floatation, collapse, or lateral movement resulting from hydrodynamic and hydrostatic loads, including the effects of buoyancy; b. Be constructed with materials and equipment resistant to flood damage; c. Be constructed by methods and practices that minimize flood damage; d. Be constructed with heating, ventilation, duct work, and air conditioning equipment and other service facilities elevated at least up to the Regulatory Flood Protection Elevation (RFPE). Water, sewage, electrical, and other utility lines below the Regulatory Flood Protection Elevation (RFPE) shall be constructed so as to prevent water from entering or accumulating within them during conditions of flooding; e. Be reasonably safe from flooding and consistent with the need to minimize flood damage; f. Be assured to provide adequate drainage to reduce exposure to flood hazards; g. Not be detrimental to uses in adjoining areas; and h. Not adversely affect the efficiency or restrict the flood carrying capacity of the channel and adjoining floodplain of any tributary watercourse or drainage system 2. Materials that, in time of flooding, are buoyant, flammable, explosive, or could be injurious to human, animal, or plant life shall be stored at or above the Regulatory Flood Protection Elevation (RFPE), floodproofed, or protected by other measures as approved by the Zoning Administrator. Storage of materials likely to cause pollution of the waters, such as sewage; sand; rock; wrecked and discarded equipment; dredged spoil; municipal, agricultural or industrial waste; and other wastes as further defined in Minnesota 10 Statutes, section 115.01, are prohibited unless adequate safeguards approved by the Minnesota Pollution Control Agency are provided. For projects not requiring approvals by the Minnesota Pollution Control Agency, adequate safeguards must be approved by the Zoning Administrator prior to issuance of a permit. 3. Critical facilities shall be located so that the lowest floor is not less than two feet above the Base Flood Elevation (BFE), or the two-tenths percent (0.2%) annual chance flood elevation, whichever is higher. 11-94-5: FLOODWAY DISTRICT: A. Permitted Uses in Floodway. Development allowed in the floodway district is limited to that which has low flood damage potential and will not obstruct flood flows, increase velocities, or increase the water surface elevations of the one-percent annual chance flood. The following uses and activities may be allowed with a permit, subject to the standards in section 11-94-5.B of this chapter: 1. Agricultural uses, recreational uses, parking lots, loading areas, airport landing strips, water control structures, navigational facilities, as well as public open space uses. 2. Streets, railroads, trails, bridges, and culverts. 3. Public utility facilities and water-oriented industries which must be in or adjacent to watercourses. 4. Grading, filling, land alterations, and shoreline stabilization projects. 5. No structures, as defined in section 11-2-2 of this title, are allowed in the Floodway District, except structures accessory to the uses detailed in sections 11-94-5.A.1 and 11- 94-5.C.1 of this chapter, which shall require a conditional use permit in accordance with section 11-94-5.C.2 of this chapter. 6. Levees or dikes intended to protect agricultural crops, provided the top of the dike does not exceed the ten percent (10%) annual chance flood event. B. Standards for Permitted Uses in Floodway. In addition to the applicable standards detailed in section 11-94-4 of this chapter: 1. The applicant shall demonstrate that the development will not result in any of the following during the one-percent chance flood: cause a stage increase of zero feet (0.00’) or greater, obstruct flood flows, or increase velocities. This shall be demonstrated through hydrologic and hydraulic analysis performed by a professional engineer, or using other standard engineering practices (e.g. projects that restore the site to the previous cross- sectional area). This is commonly documented through a “no-rise certification.” 2. Any development that would result in a stage increases greater than zero feet (0.00’) may only be allowed with a permit if the applicant has applied for and received approval for a 11 Conditional Letter of Map Revision (CLOMR) in accordance with 44 CFR § 65.12. Map revisions must follow the procedures set forth in sections 11-94-11.A and 11-94-14 of this chapter. 3. Any development resulting in decreases to the water surface elevation of the base flood identified in the Flood Insurance Study requires a Letter of Map Revision (LOMR) following the procedures in sections 11-94-11.A.5 and 11-94-14 of this chapter. 4. Any development in the beds of public waters that will change the course, current or cross section is required to obtain a public waters work permit in accordance with Minnesota Statutes, section 103G.245 or a utility crossing license in accordance with Minnesota Statutes, section 84.415, from the Department of Natural Resources, or demonstrate that no permit is required, before applying for a local permit. 5. Any facility used by employees or the general public must be designed with a flood warning system acceptable to the Zoning Administrator that provides adequate time for evacuation, or be designed to ensure that within the area inundated during the base flood event, the depth (in feet) multiplied by the velocity (in feet per second) is less than four (4). 6. Fill and other land alteration activities must offer minimal obstruction to the flow of flood waters, and be protected from erosion and sediment entering surface waters by the use of vegetative cover, riprap or other methods as soon as possible. C. Conditional Uses in Floodway. The following uses and activities may be permitted as conditional uses, subject to the standards detailed in sections 11-94-4.D and 11-94-11.C of this chapter: 1. Commercial extractive uses, and storage and stockpiling yards. 2. Structures accessory to uses detailed in sections 11-94-4.A and 11-94-5.C.1 of this chapter. D. Standards for Conditional Uses in Floodway. In addition to the applicable standards detailed in sections 11-94-4, 11-94-5.B and 11-94-11.C of this chapter: 1. Extractive uses and storage of materials shall require the completion of a site development and restoration plan, to be approved by the city council. 2. Accessory Structures. Structures accessory to the uses detailed in sections 11-94-5.A.1 and 11-94-5.C.1 of this chapter shall be constructed and placed so as to offer a minimal obstruction to the flow of flood waters, and are subject to the standards in section 11-94- 6.B.3 of this chapter. 11-94-6: FLOOD FRINGE DISTRICT: A. Permitted Uses in Flood Fringe. Any uses or activities allowed in any applicable underlying zoning districts may be allowed with a permit, subject to the standards set forth in sections 11-94-6.B of 12 this chapter. B.Standards for Permitted Uses in Flood Fringe. In addition to the applicable standards detailed in section 11-94-4 of this chapter: 1. Residential Structures: a.Elevation on Fill. All structures to be erected, constructed, reconstructed, altered, or moved on fill within the Flood Fringe District shall be placed so that the lowest floor, as defined in section 11-2-2 of this title, is elevated at or above the Regulatory Flood Protection Elevation (RFPE). The finished fill elevation shall be at or above the elevation associated with the base flood plus any stage increases that result from designation of a floodway. Fill must extend at the same elevation at least fifteen feet (15’) beyond the outside limits of the structure. Elevations must be certified by a registered professional engineer, land surveyor or other qualified person designated by the zoning administrator. Elevation methods alternative to these fill standards are subject to approval of a conditional use Permit, as provided in section 11-94-6.C.1 of this chapter. 2. Nonresidential Principal Structures. Nonresidential principal structures must meet one (1) of the following construction methods: a.Elevation on Fill. Structures may be elevated on fill, meeting the standards in section 11-94-6.B.1.a of this chapter. Fill for nonresidential structures is not required to be extended fifteen feet (15’) beyond the outside limits of the structure. b. Alternative Elevation Methods: (1)Structures may have their lowest floor elevated above the Regulatory Flood Protection Elevation (RFPE) using methods alternative to the fill standards in section 11-94-6.B.1.a of this chapter. Such methods include the use of blocks, pilings, filled stem walls, or internally-flooded enclosed areas such as crawl spaces, attached garages, or tuck under garages. 13 (2) Designs accommodating for internally-flooded enclosed areas must be certified by a registered professional engineer or architect, or meet or exceed the standards detailed in FEMA Technical Bulletin 1, as amended, as well as the following standards: (a) The lowest floor, as defined in section 11-2-2 of this title, shall be elevated at or above the Regulatory Flood Protection Elevation (RFPE). (b) The floor of the enclosed area must be at or above the exterior grade on at least one (1) side of the structure. (c) To allow for the equalization of hydrostatic pressure, there shall be a minimum of two (2) openings below the base flood elevation on at least two (2) sides of the structure. The bottom of all openings shall be no higher than one foot (1’) above grade. The openings shall have a minimum net area of not less than one (1’) square inch for every one (1) square foot of enclosed area subject to flooding, have a net area of not less than one (1) square inch for every one (1) square foot of enclosed area subject to flooding, and shall allow automatic entry and exit of floodwaters without human intervention. (d) Internally flooded enclosed areas shall only be used for the parking of vehicles, building access, or storage. Bathrooms and toilet rooms shall not be allowed. c. Dry Floodproofing. Structures having watertight enclosed basements or spaces below the Regulatory Flood Protection Elevation (RFPE) must meet the following standards: (1) Walls shall be substantially impermeable to the passage of water, with Internally flooded enclosed Filled stem wall Blocks or pilings 14 structural components having the capacity of resisting hydrostatic and hydrodynamic loads and effects of buoyancy, at least up to the Regulatory Flood Protection Elevation (RFPE); (2) Shall meet the standards of FEMA Technical Bulletin 3, as amended; and (3) A registered professional engineer or architect shall be required to certify that the design and methods of construction meet the standards detailed in this section. 3. Accessory Structures. All accessory structures must meet the following standards: a. Structures shall not be designed or used for human habitation. b. Structures will have a low flood damage potential. c. Structures with fewer than two rigid walls, such as carports, gazebos, and picnic pavilions, may be located at an elevation below the Regulatory Flood Protection Elevation. d. Structures with two (2) or more rigid walls, must meet one of the following construction methods: (1) Wet Floodproofing. Structures may be floodproofed in a way to accommodate internal flooding. Such structures shall constitute a minimal investment not to exceed five hundred seventy-six (576) square feet in area, one-story in height, and shall only be used for parking and storage. To allow for the equalization of hydrostatic pressure, there shall be a minimum of two openings on at least two sides of the structure and the bottom of all openings shall be no higher than one foot (1’) above grade. The openings shall have a minimum net area of not less than one (1) square inch for every one (1) square foot of enclosed area subject to flooding, and shall allow automatic entry and exit of floodwaters without human intervention. (2) Elevation on Fill. Structures may be elevated on fill, meeting the standards in section 11-94-6.B.1.a of this chapter. Fill is not required to be extended fifteen feet (15’) beyond the outside limits of the structure. (3) Alternative Elevation Methods. Structures may have their lowest floor elevated above the Regulatory Flood Protection Elevation (RFPE) through methods alternative to the fill standards in section 11-94-6.B.3.d(2) of this chapter, meeting the standards in section 11-94-6.B.2.b of this chapter. (4) Dry Floodproofing. Structures may be dry-floodproofed, or watertight, meeting the standards in section 11-94-6.B.2.c of this chapter. 15 4. Fill. The cumulative placement of fill or other materials for any purpose, up to one thousand (1,000) cubic yards, is permitted. Additional fill over one thousand (1,000) cubic yards is only permitted if the fill is specifically intended to elevate a structure in accordance with sections 11-94-6.B.1 or 11-94-6.B.2.a of this chapter, or for a transportation project in accordance with section 11-94-9.A of this chapter. Fill over one thousand (1,000) cubic yards for purposes other than these purposes requires a conditional use permit as provided for in section 11-94-6.C.2 of this chapter. Materials shall be protected from erosion, discharge, and sediment entering surface waters by the use of vegetative cover or other methods as soon as possible. 5. All new principal structures shall provide for vehicular access no lower than one foot (1’) below the Base Flood Elevation (BFE), unless a flood warning/emergency evacuation plan has been approved by the zoning administrator. 6. Any facilities used by employees or the general public must be designed with a flood warning system approved by the zoning administrator that provides adequate time for evacuation, or be designed to ensure that within the area inundated during the base flood event, the depth (in feet) multiplied by the velocity (in feet per second) is less than four. 7. Manufactured homes and recreational vehicles shall meet the standards of section 11- 94-10 of this chapter. C. Conditional Uses in Flood Fringe. The following uses and activities may be permitted as conditional uses, subject to the standards in sections 11-94-6.D and 11-94-11.C of this chapter: 1. Alternative Elevation Methods – Residential Structures. Residential structures with their lowest floor elevated above the Regulatory Flood Protection Elevation (RFPE) using methods alternative to the fill requirements in Section 11-94-6.B.1 of this chapter. 2 Fill. The cumulative placement of more than one thousand (1,000) cubic yards of fill or other materials, when the fill is not being used to elevate a structure or for a transportation project. D. Standards for Conditional Uses in Flood Fringe. In addition to the applicable standards detailed in sections 11-94-4, 11-94-6.B, and 11-94-11.C of this chapter: 1. All residential structures with lowest floors elevated through alternative elevation methods shall meet the standards for nonresidential structures in section 11-94-6.B.2.b of this chapter. 2. The placement of more than one thousand (1,000) cubic yards of fill or other materials (other than for the purpose of elevating a structure or for a transportation project) shall comply with a site development and restoration plan approved by the city engineer that details the anticipated topographic alterations and identify actions to be taken to mitigate environmental impacts, particularly erosion. 16 11-94-7: GENERAL FLOODPLAIN DISTRICT: A. Permitted Uses: 1. The uses listed in the Floodway District, section 11-94-5 of this chapter are allowed with a permit or conditional use permit. Development is also subject to the standards provided in sections 11-94-7.B and 11-94-7.C of this chapter. 2. All other uses are subject to a floodway/flood fringe determination as provided in section 11-94-7.D, in addition to the standards provided in sections 11-94-7.B and 11-94-7.C of this chapter. Permitted uses shall be determined as follows: 1. If the development is determined to be in the Floodway District, section 11-94-5 of this chapter applies. 2. If the development is determined to be in the Flood Fringe District, section 11- 94-6 of this chapter applies. B. Standards for Determining Flood Elevations: 1. All development requires a determination of the Base Flood Elevation (BFE). Exceptions to this requirement include projects that restore the site to the previous cross-sectional area, such as shore stabilization or culvert replacement projects. Base Flood Elevations (BFE) may be found using best available data from any Federal, State, or other source (including Minnesota Department of Natural Resource’s Lake & Flood Elevations Online (LFEO) Viewer). 2. The Regulatory Flood Protection Elevation (RFPE) can be determined by assuming a one- half foot (0.5’ ) stage increase to accommodate for future cumulative impacts. A stage increase does not need to be assumed along lakes, wetlands, and other basins that are not affected by velocities. C. Encroachment Analysis: Encroachments due to development may not allow stage increases more than one-half foot (0.5’) at any point. This evaluation must include the cumulative effects of previous encroachments, and must be documented with hydrologic and hydraulic analysis performed by a professional engineer, or using other standard engineering practices. A water surface elevation increase less than one-half foot (0.5’) is required if, due to the water surface level increase, increased flood damages would potentially result. D. Standards for the Analysis of Floodway Boundaries: 1. Requirements for Detailed Studies. Any development, as requested by the Zoning Administrator, shall be subject to a detailed study to determine the Regulatory Flood Protection Elevation (RFPE) and the limits of the Floodway District. This determination must be consistent with the minimum standards for hydrologic and hydraulic mapping standards and techniques, as detailed in Minnesota Rules, part 6120.5600, Subp. 4 and FEMA Guidelines and Standards for Flood Risk Analysis and Mapping, as revised. 17 Additionally: a. A regulatory floodway necessary to carry the discharge of the one-percent annual chance flood must be selected without increasing the water surface elevation more than one-half foot (0.5’) at any point. This determination should include the cumulative effects of previous encroachments. A water surface elevation increase less than one-half foot (0.5’) is required if, due to the water surface level increase, increased flood damages would potentially result; and b. An equal degree of encroachment on both sides of the stream within the reach must be assumed in computing floodway boundaries, unless topography, existing development patterns, and comprehensive land use plans justify a modified approach, as approved by the department of natural resources. 2. Other Acceptable Methods. For areas where a detailed study is not available or required: a. Development prohibited in floodways (e.g. most buildings) requires a floodway/flood fringe determination to verify the development is within the flood fringe. This determination must be done by a professional engineer or utilize other accepted engineering practices. The department of natural resources may also provide technical assistance and must approve any alternative methods used to determine floodway boundaries. b. For areas where the floodway has not been determined in and along lakes, wetlands, and other basins, the following methodology may be used as an alternative to section 11-94-7.D.2.a A above, provided these areas are not affected by velocities and the lot is able to accommodate a building site above the Regulatory Flood Protection Elevation (RFPE): (1) All areas that are at or below the ordinary high water level, as defined in Minnesota statutes, section 103G.005, Subd. 14, will be considered floodway, and all areas below the Base Flood Elevation (BFE) but above the ordinary high water level will be considered flood fringe, provided that within twenty five feet (25’) of the ordinary high water level, or within the Shore Impact Zone as identified in chapter 92 of this title, whichever distance is greater, land alterations shall be restricted to: (a) The minimum required to accommodate beach areas, access areas, and accessory structures as permitted, not to exceed a volume greater than ten (10) cubic yards; projects involving volumes exceeding ten (10) cubic yards require floodway/flood fringe determination in accordance with the procedures in section 11-94-7.D.2.a of this chapter; and (b) The minimum required to accommodate shoreline stabilization projects to correct an identified erosion problem as verified by a qualified resource agency or the city engineer. 18 11-94-8: SUBDIVISION STANDARDS: All subdivided land must meet the following requirements. Manufactured home parks and recreational vehicle parks or campgrounds are considered subdivisions under this chapter. A. All lots within floodplain districts must be suitable for a building site outside of the Floodway District. B. Subdivision of lands within the floodplain districts may not be approved if the cost of providing governmental services would impose an unreasonable economic burden on the city. C. All subdivisions must have vehicular access both to the subdivision and to the individual building sites no lower than two feet (2’) below the Regulatory Flood Protection Elevation (RFPE), unless a flood warning/emergency evacuation plan has been approved by the zoning administrator. D. The Floodway and Flood Fringe District boundaries, the Regulatory Flood Protection Elevation (RFPE) and the required elevation of all access roads must be clearly identified on all required subdivision drawings and platting documents. 11-94-9: RAILROADS, STREETS, BRIDGES, AND PUBLIC AND PRIVATE UTILITIES AND SERVICE FACILITIES: A. Public Transportation Facilities. Railroad tracks, streets, and bridges shall be elevated to the Regulatory Flood Protection Elevation (RFPE) where such facilities are essential to the orderly functioning of the area, or where failure or interruption would result in danger to public health or safety. Minor or auxiliary streets or railroads may be constructed at a lower elevation where failure or interruption of transportation services would not endanger the public health or safety. All public transportation facilities should be designed to minimize increases in flood elevations. B. Public Utilities. All utilities such as gas, electrical, sewer, and water supply systems to be located in the floodplain must be elevated and/or floodproofed to the Regulatory Flood Protection Elevation (RFPE), be located and constructed to minimize or eliminate flood damage, and be designed to eliminate infiltration of flood waters into the systems and discharges from the systems into flood waters. All public utilities should be designed to minimize increases in flood elevations. New solid waste management facilities, as defined in Minnesota Rules, part 7035.0300, are prohibited in the one-percent (1%) annual chance floodplain. Water supply systems are subject to the provisions in Minnesota Rules, part 4725.4350. C. Private On-site Water Supply, Individual Sewage Treatment Systems, and other Service Facilities. Private facilities shall be subject to applicable provisions detailed in section 11-94-9.B of this chapter. In addition, new or replacement on-site sewage treatment systems are to be located to avoid impairment to them or contamination from them during times of flooding, shall not be located in a designated floodway, and are subject to the provisions in Minnesota Rules, parts 7080.2270. 11-94-10: MANUFACTURED HOMES AND RECREATIONAL VEHICLES: A. Manufactured Homes. Manufactured homes and manufactured home parks are subject to 19 applicable standards for each floodplain district. In addition: 1. New and replacement manufactured homes shall be placed and elevated in compliance with section 11-94-6 of this chapter and shall be securely anchored to a system that resists flotation, collapse and lateral movement. Methods of anchoring may include, but are not limited to, use of over-the-top or frame ties to ground anchors. 2. New manufactured home parks and expansions to existing manufactured home parks must meet the appropriate standards for subdivisions in section 11-94-8 of this chapter. B. Recreational Vehicles. New recreational vehicle parks or campgrounds and expansions to existing recreational vehicle parks or campgrounds are prohibited in any floodplain district. Recreational vehicles placed in existing recreational vehicle parks, campgrounds or lots of record in the floodplain must either: 1. Meet the requirements for manufactured homes in Section 11-94-10.A, or 2. Be travel ready, meeting the following criteria: a. The vehicle shall be fully licensed. b. The vehicle shall be ready for highway use, meaning on wheels or the internal jacking system, attached to the site only by quick disconnect type utilities. c. No permanent structural type additions may be attached to the vehicle. d. Accessory structures may be permitted in the Flood Fringe District, provided they do not hinder the removal of the vehicle should flooding occur, and meet the standards outlined in sections 11-94-4 and 11-94-6.B.3 of this chapter. XX-94-11: ADMINSTRATION: A. Zoning Administrator: 1. Permit Application Requirements. Permit applications shall be submitted to the zoning administrator. The permit application shall include the information required by section 11-9-4 of this ordinance and the following, as applicable: a. A site plan showing all existing or proposed buildings, structures, service facilities, potential obstructions, and pertinent design features having an influence on the permit. b. Location and detail of grading, fill, or storage of materials. c. Copies of any required local, state or federal permits or approvals. d. Other relevant information requested by the zoning administrator as necessary 20 to properly evaluate the permit application. 2. Recordkeeping. The zoning administrator shall maintain applicable records in perpetuity documenting: a. All certifications for dry floodproofing and alternative elevation methods, where applicable. b. Analysis of no-rise in the floodway district, as detailed in section 11-94-5.B.1 of this chapter, and encroachment analysis ensuring no more than one-half foot (0.5’) of rise in the general floodplain district, as detailed in sections 11-94-7.B.2 and 11-94-7.C.1 of this chapter. c. Final elevations, as applicable, detailing the elevation to which structures and improvements to structures are constructed or floodproofed. Elevations shall be determined by an engineer, architect, surveyor or other qualified individual, as approved by the zoning administrator. d. Substantial damage and substantial improvement determinations, as detailed in section 11-94-12.A.3 of this chapter, including the cost of improvements, repairs, and market value. e. All variance actions, including justification for their issuance, and shall report such variances as requested by the Federal Emergency Management Agency. 3. Certificate of Zoning Compliance for a New, Altered, or Nonconforming Use. No building, land or structure may be occupied or used in any manner until a certificate of zoning compliance has been issued by the zoning administrator stating that the finished fill and building floor elevations or other flood protection measures are in compliance with the requirements of this chapter. 4. Notifications for Watercourse Alterations. Before authorizing any alteration or relocation of a river or stream, the zoning administrator must notify adjacent communities. If the applicant has applied for a permit to work in public waters in accordance with Minnesota Statutes, section 103G.245, this will suffice as adequate notice. A copy of the notification must also be submitted to FEMA. 5. Notification to FEMA When Physical Changes Increase or Decrease Base Flood Elevations. Where physical changes affecting flooding conditions may increase or decrease the water surface elevation of the base flood, the city must notify FEMA of the changes in order to obtain a Letter of Map Revision (LOMR), by submitting a copy of the relevant technical or scientific data as soon as practicable, but no later than six (6) months after the date such supporting information becomes available. Within the General Floodplain district, a map revision is only required if development results in stage increases greater than 0.5 feet. 6. Notifications to the Department of Natural Resources: 21 a. All notices of public hearings to consider variances or conditional uses under this chapter must be sent via electronic mail to the department of natural resources respective area hydrologist at least ten (10) days before the hearings. Notices of hearings to consider subdivisions/plats must include copies of the subdivision/plat. b. A copy of all decisions granting variances and conditional uses under this chapter must be sent via electronic mail to the department of natural resources respective area hydrologist within ten (10) days of final action. C. Conditional Uses and Variances: 1. Process: a. An application for a conditional use permit will be processed and reviewed in accordance with the provisions of chapter 4 of this title and this section. b. An application for a variance to the provisions of this chapter will be processed and reviewed in accordance chapter 6 of this title and this section. 2. Adherence to State Floodplain Management Standards. Variances must be consistent with the general purpose of these standards and the intent of applicable provisions in state and federal law. Though variances may be used to modify permissible methods of flood protection, no variance shall permit a lesser degree of flood protection than the Regulatory Flood Protection Elevation (RFPE). 3. Additional Variance Criteria. The following additional variance criteria of the Federal Emergency Management Agency must be satisfied: a. Variances must not be issued within any designated regulatory floodway if any increase in flood levels during the base flood discharge would result. b. Variances from the provisions of this chapter may only be approved by the city council upon: (1) A showing of good and sufficient cause; (2) A determination that failure to grant the variance would result in exceptional hardship to the applicant; and (3) A determination that the granting of a variance will not result in increased flood heights, additional threats to public safety, extraordinary public expense, create nuisances, cause fraud on or victimization of the public, or conflict with existing local laws or ordinances. c. Variances may only be issued upon a determination that the variance is the minimum necessary, considering the flood hazard, to afford relief. 22 4. Considerations for Approval. The planning commission and city council may consider the following factors in granting variances and imposing conditions on variances and conditional uses in floodplain districts: a. The potential danger to life and property due to increased flood heights or velocities caused by encroachments. b. The danger that materials may be swept onto other lands or downstream to the injury of others. c. The safety of access to the property in times of flood for ordinary and emergency vehicles. 5. Conditions of Approval. The city board may attach such conditions to the granting of variances and conditional use permits as it deems necessary to fulfill the purposes of this chapter. Such conditions may include, but are not limited to, the following: a. Limitations on period of use, occupancy, and operation. b. Imposition of operational controls, sureties, and deed restrictions. c. The prevention of soil erosion or other possible pollution of public waters, both during and after construction. 6. Flood Insurance Notice. The zoning administrator must notify the applicant for a variance in writing that: a. The issuance of a variance to construct a structure below the base flood level will result in increased premium rates for flood insurance up to amounts as high as twenty five dollars ($25) for one hundred dollars ($100) of insurance coverage; and b. Such construction below the base flood level increases risks to life and property. c. The notification shall be maintained with a record of all variance actions. D. Amendments: 1. Any revisions to the floodplain maps by the Federal Emergency Management Agency or annexations of new map panels require an ordinance amendment to update the map references in section 11-94-3.B of this chapter. 2. All amendments to this chapter must be submitted to the department of natural resources for review and approval prior to adoption, for compliance with state and federal rules and requirements. The floodplain ordinance shall not be considered valid until approved. 23 11-94-12: NONCONFORMITIES: A.Continuance of Nonconformities. A use, structure, or occupancy of land which was lawful before the passage or amendment of this chapter, but which is not in conformity with the provisions of this ordinance, may be continued subject to the provisions of chapter 15 of this title and the following conditions: 1. Within the floodway and general floodplain districts (when a site has been determined to be located in the floodway following the procedures in Section 11-94-7.C of this chapter, or when the floodway has not been delineated), expansion or enlargement of uses or structures is prohibited. 2.Within all districts, any addition, modification, rehabilitation, repair, or alteration shall be in conformance with the provisions of this ordinance, shall not increase the flood damage potential or increase the degree of obstruction to flood flows, and where applicable, must be protected to the Regulatory Flood Protection Elevation (RFPE). 3.If any nonconforming structure is determined to be substantially damaged or substantially improved based on the procedures in section 11-94-12.B of this chapter, it may not be reconstructed except in conformity with the provisions of this chapter. 4.If any nonconforming use, or any use of a nonconforming structure, is discontinued for more than one (1) year, any future use of the premises must conform to this ordinance. B.Substantial Improvement and Substantial Damage Determinations. Prior to issuing any permits for additions, modifications, rehabilitations, repairs, alterations, or maintenance to structures that do not comply with the provisions of this chapter, the zoning administrator is required to determine if such work constitutes substantial improvement or repair of a substantially damaged structure. A determination must be made in accordance with the following procedures: 1.Estimate the market value of the structure. In cases where the property has sustained damage, the market value of the structure shall be the market value before the damage occurred and before any restoration or repairs are made. 2.Estimate the cost of the project. The property owner shall accommodate for inspection, and furnish other documentation needed by the zoning administrator to evaluate costs. a.Improvement costs shall be comprised of the market rate of all materials and labor, as well as the costs of all ordinary maintenance and upkeep carried out over the past one year. b.Costs to restore damages shall be comprised of the market rate of all materials and labor required to restore a building to its pre-damaged condition regardless of the work proposed, as well as associated improvement costs if structure is being restored beyond its pre-damaged condition. 24 3. Compare the cost of the project and/or repairs to the estimated market value of the structure, and determine whether the proposed work constitutes substantial improvement or repair of a substantially damaged structure, as defined in Section 11-2-2 of this ordinance. a. For the purposes of determining whether the proposed work would constitute substantial improvement, the evaluation shall also include all rehabilitations, additions, or other improvements completed since the community has adopted floodplain standards impacting this structure. b. If any nonconforming structure experiences a repetitive loss, as defined in Section 11-2-2 of this ordinance, it shall be considered substantially damaged and must not be reconstructed except in conformity with the provisions of this ordinance. 4. Based on this determination, the zoning administrator shall prepare a determination letter and notify the property owner accordingly. Structures determined to be substantially damaged or substantially improved may not be reconstructed except in conformity with the provisions of this ordinance. 11-94-13: VIOLATIONS AND PENALTIES: 1. Uses in Violation. Every structure, fill, deposit, or other use placed or maintained in the floodplain in violation of this chapter shall be considered a public nuisance. 2. Civil Remedies. The creation of a public nuisance may be enjoined and the maintenance of a public nuisance under this chapter may be abated by an action brought by the city or the Department of Natural Resources. 3. Enforcement: a. The city shall act in good faith to enforce these official controls and to correct ordinance violations to the extent possible so as not to jeopardize its eligibility in the National Flood Insurance Program. b. Violations of the provisions of this chapter constitutes a misdemeanor and is punishable as defined by law. c. The zoning administrator may utilize the full array of enforcement actions available to it including but not limited to prosecution and fines, injunctions, after-the-fact permits, orders for corrective measures, or a request to the National Flood Insurance Program for denial of flood insurance. Section 2. This Ordinance shall become effective immediately upon its passage and publication. (Remainder of this page intentionally left blank) 25 ADOPTED by the Otsego City Council this 13th day of January, 2023. MOTION BY: SECONDED BY: IN FAVOR: OPPOSED: CITY OF OTSEGO __________________________________ Jessica L. Stockamp, Mayor ATTEST: __________________________________ Audra Etzel, City Clerk