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04-09-12 EDA ot CITY o MINNESOTA TO: Economic Development Authority Commissioners FROM: Lori Johnson, City Administrator DATE: April 5, 2012 RE: Discussion of EDA Powers and Policies One of the four goals that the City Council identified in the recent strategic planning session was to increase commercial and industrial development in the City; in other words, increase economic development efforts to bring development to the City. State Statutes give more authority and tools to EDA's in economic development than to cities to achieve that goal. Therefore, an active and involved EDA is a critical part of successfully attracting commercial and industrial development. The City's EDA was formed in the early 1990's, but it has been relatively inactive other than for the purpose of financing public facilities and approving a couple of development incentives. In December 1993 the EDA approved an EDA Policy Outline. The document was well thought -out identifying the development objectives, funding sources, and a Tax Increment Financing (TIF) policy. You will note as you read the document that most of the content still applies today. With some revision to add additional financing sources now available such as tax abatement and minor updating, the EDA will have a workable framework to evaluate development proposals. Since it has been some time since the EDA reviewed the powers and policies of the EDA, I have attached background information for your review: • The first document is from the League of Minnesota Cities' (LMC) Handbook for Minnesota Cities, Chapter 15: Community Development and Redevelopment. This provides specific information on EDA powers, TIF, tax abatement and many other areas of economic development and redevelopment. • The next set of documents includes the Otsego EDA enabling resolution, EDA Policy Outline discussed above, and a memo from the attorney dated September 28, 1998 outlining the purpose, powers and operation of an EDA. • Finally, the last attachment is a summary of the recent Otsego Business meetings held in partnership with the City and the I -94 West Chamber of Commerce. Goals It would be unwieldy to summarize each of the documents in this memo; however, there are several items I would like to highlight. The first is what do we want to accomplish? What are the City's economic development goals? Goals of Economic Development: • Help existing business grow and expand • Attract new businesses (commercial, retail, industrial, medical, technical) • Increase tax base • Add jobs • Redevelop blighted property and stop degradation of property values Tools Available The second is the types of economic development tools available. You will find reference to these as you read the LMC document. Types of economic development incentives available: • Tax Abatement • Tax Increment Financing (TIF) • Loans • Industrial Development Bonds • Tax Levy • State and Regional Grants (DEED, Initiative Foundation) • Deferral of development fees Target Audience Lastly, but a very important element is what type of development can the City attract? We need to capitalize on the attributes of the City and go after development that fits with those attributes. For instance, don't spend energy on trying to attract development that needs a rail spur because you will never land that development. Identify the City's niche and go after it. Use what you have to your advantage: • Land • Location • Low taxes • Development flexibility • Transportation network At the workshop, we will further discuss the powers of the EDA and the role the EDA wants to play in the City's increased economic development initiative. 2 Finally, in addition to the general EDA discussion, Steve Wensman will be at the EDA meeting to present a summary of his findings and project while he served as intern these past few months. He was instrumental in gathering and compiling vast amounts of data to prepare the City to quickly and accurately respond to economic development inquires and with numerous other economic development activities. 3 CHAP! k K 15 Part IV REGULATORY AND DEVELOPMENT FUNCTIONS OF CITIES CHAPTER 15: COMMUNITY DEVELOPMENT AND REDEVELOPMENT Business subsidies or financial assistance 2 A. Business subsidies 2 B. Financial assistance 3 II. City development tools 3 A. General city development powers 3 B. Housing and redevelopment authorities 4 C. Economic development authorities 8 D. Port authorities 10 E. Municipal or area redevelopment agencies 11 F. City development districts 11 G. City industrial development 12 111. Other development strategies 12 A. Housing bonds 12 B. Industrial parks 13 C. Industrial revenue bonds 13 D. Commercial rehabilitation 14 E. Tax increment financing (TIF) 14 F. Property tax abatement 17 IV. State-sponsored development tools 17 A. Minnesota Housing Finance Agency 17 B. Department of Employment and Economic Development (DEED) 18 C. Enterprise Minnesota 19 D. E-commerce ready cities 19 E. Corporations 20 V. Federal development tools 20 A. Community development block grants 20 B. Rural development grants 20 VI. How this chapter applies to home rule charter cities 20 HANDBOOK FOR MINNESOTA CITIES 15 1 This chapter last revised 12/1/2011 CHAPTER 15 Chapter 15 Community development and redevelopment This chapter describes the requirements for a city to establish criteria for awarding business subsidies, addresses the various development agencies cities may create, and provides a brief overview of state and federally sponsored programs for encouraging development and redevelopment. Most economic development tools can be applied to any size city. These tools are interrelated, and a city may use several for one project. I. Business subsidies or financial assistance A. Business subsidies Minn. Stat. §§ 1161993 to State law defines "business subsidy" or "subsidy" as a state or local 1167.995; government agency grant, contribution of personal property, real property, Minn. Stat. § 1161993, subd. 3. infrastructure, the principal amount of a loan at rates below those commercially available to the recipient, any reduction or deferral of any tax or any fee, any guarantee of any payment under any loan, lease, or other obligation, or any preferential use of government facilities given to a business in an amount greater than $150,000. Minn. Stat. § 1167.994, subds. 5, Prior to awarding a business subsidy of more than $150,000 (and as defined 11; by law) to any business, a city and any Housing and Redevelopment Minnesota Department of Authority (HRA), Economic Development Authority (EDA), port authority, Employment and Economic and nonprofit created by a local government must hold a public hearing and Development (DEED). adopt criteria for awarding business subsidies. The public hearing notice must include a statement that either a resident or a city property owner may file a written complaint with the city if the city does not follow the business subsidy law. Written complaints must be filed within specified timelines. The criteria must include a policy regarding the wages to be paid for any jobs created. Copies of the criteria adopted by cities are found on the Minnesota Department of Employment and Economic Development (DEED) web site. Minn. Stat. § 1161994, subd. 3. Once the criteria are established, the grantor and the recipient must enter into subsidy agreements that meet the statutory requirements. The agreement must include an obligation to repay part or the entire subsidy if the recipient does not meet its obligations. 15 :2 LEAGUE OF MINNESOTA CITIES This chapter last revised 12/1/2011 CHAPTER 15 Minn. Stat. § 116J.993, subd. 3; Types of assistance meeting the definition of a business subsidy include: Minn. Stat. § 469.185. grants; contributions of real or personal property or infrastructure; the principal amount of a loan at rates below those commercially available to the recipient; any reduction or deferral of any tax or any fee; any guarantee of any payment under any loan, lease or other obligation; or any preferential use of government facilities given to a business. Minn. Stat. § 1161994, subd. 11. The law imposes a 180 -day statute of limitations on actions to challenge a city after approval of a business subsidy agreement. Citizens or owners of taxable property in a city may bring a civil action against the city for failure to comply with the business subsidy laws. Cities should therefore consult closely with the city attorney before awarding a business subsidy. Minn. Stat. § 1161993, subd. 3. There are several exceptions to this definition, including a subsidy of less than $150,000; subsidies for redevelopment, pollution control and land clean up, housing, industrial revenue bonds, utility property tax abatements and other similar programs. Minn. Stat. § 116J.994, subds. 4, Recipients must provide grantors with information on their progress toward 7' $" the goals outlined in the agreement. The goals for increasing jobs or retaining jobs must result in local job creation and job retention. Grantors must submit the annual Minnesota Business Assistance Form (MBAF) to the Department of Employment and Economic Development (DEED) by April 1 each year for each business subsidy agreement. Local government agencies in cities with a population of 2,500 or more must submit an MBAF, regardless of whether they have awarded business subsidies. Local government agencies in cities with a population of 2,500 or less are exempt from filing the MBAF if they have not awarded a subsidy in the past five years. B. Financial assistance Minn. Stat. § 116J.994, subd. 2; Cities may offer "financial assistance" in the form of a business loan of Minn. Stat. § 1161.994, subd. 8. more than $25,000 or a guarantee of $75,000 or more, but less than $150,000 required to constitute a business subsidy. If a city offers such financial assistance it must develop criteria and set minimum wage floor levels as prescribed in business subsidy law. Cities granting such financial assistance must submit business assistance reports to the Department of Employment and Economic Development (DEED) within one year of granting the assistance. 11. City development tools A. General city development powers Minn. Stat. § 469.041. Cities have authority to aid and cooperate in the planning, construction, or operation of economic development, and housing and redevelopment projects. The following is a partial list of actions cities may take, with or without compensation: HANDBOOK FOR MINNESOTA CITIES 15:3 This chapter last revised 12/1/2011 CHAPTER 15 • Dedicate, sell, convey, or lease any of its interests in any property or grant easements, licenses, or any other rights or privileges to an HRA. • Furnish parks, playgrounds, recreational, community education, water, sewer, and drainage facilities or other works adjacent to or in connection with housing and redevelopment projects. Minn. Stat. § 469.043, subd. 2. • Grant a partial tax exemption of up to 50 percent of all local taxes for housing projects in a redevelopment district. Minn. Stat. § 469.192. A statutory city, home rule charter city, economic development authority, housing and redevelopment authority, or port authority may make a loan to a business, a for - profit or nonprofit organization, or an individual for any purpose the entity is otherwise authorized to carry out under any of the laws cited. Judd Supply Co. v. Merchants & Private development projects that receive public financial or other assistance (Min Ct. Co., App. . 1989). 9 895 w ill not necessarily become public projects that trigger competitive bidding Ct. App. 1989). Y P P J � P g or other state laws applicable to public works. B. Housing and redevelopment authorities The predominant method of delivering and administering housing and redevelopment programs in Minnesota is through a legal public agency, accountable to city government. A city may establish this public agency, which is often the HRA. There are more than 230 HRAs in Minnesota. 1. Elements of an HRA Minn. Stat. §§ 469.001 to An HRA is a public corporation with power to undertake certain types of 469.047; housing and redevelopment or renewal activities. While state legislation Minn. Stat. § 469.003. conveys authority for housing and redevelopment in each city, it is up to the city council to formally establish an HRA before it can do business and use its powers. Once a council legally establishes an HRA, it may undertake certain types of planning and community development activities on its own with council approval. Minn. Stat. § 469.003, subd. 1. To create a housing and redevelopment authority, the city council must, by resolution, make the following findings required by law: • Substandard, slum or blighted areas that cannot be redeveloped without governmental assistance; or, • A shortage of affordable, decent, safe, and sanitary dwelling accommodations available to low- income individuals and families. Minn. Stat. § 469.003, subds. 2, The council must pass this resolution after a public hearing. A copy of this 4. resolution must go to the commissioner of DEED. 15:4 LEAGUE OF MINNESOTA CITIES This chapter last revised 12/1/2011 • CHAPTER 15 2. Area of operation for an HRA Minn. Stat. § 469.004, subds. 1, The area of operation of a city HRA is the corporate limits of the city. 2. County and multi - county HRAs operate in areas that include all the political subdivisions within the county or counties, except they may not undertake any project within the boundaries of a city that has not adopted a resolution authorizing the county or multi - county HRA to exercise powers within that city. Minn. Stat. § 469.004, subd. 5. Establishment of a county or multi - county HRA precludes the formation of city HRAs, unless the county or multi - county HRA and the commissioner of DEED agree to let the city form one. 3. HRA membership Minn. Stat. § 469.003, subd. 6. An HRA consists of five commissioners who are residents of the city. The mayor appoints and the council approves the members who serve five -year, staggered terms. City councilmembers often serve on the HRA. The entire membership of an HRA may consist of councilmembers. 24 C.F.R. 964.415. Federal regulations require that at least one eligible resident be a member of a public housing agency board, which may be the HRA, an EDA or other public housing authority (PHA). This rule applies to any public housing agency that holds a public housing annual contributions contract with HUD or that administers Section 8 tenant -based rental assistance. The rule does not apply to state - financed public housing projects or Section 8 project - based assistance. A "small PHA exception" also exists. Minn. Stat. § 469.003, subd. 7. The city clerk must file a certificate of appointment for each commissioner of a city HRA and send a certified copy to the commissioner of DEED. Minn. Stat. § 469.011, subd. 2; State law allows the HRA to adopt bylaws. Commissioners may accept Minn. Stat. § 469.011, subd. 4. compensation of up to $75 for each meeting they attend. Commissioners who are elected officials may receive daily payment for a particular day only if they do not receive any other daily payment for public service on that day. Commissioners who are public employees may not receive daily payment, but may not suffer loss in compensation or benefits as a result of their service. 4. HRA powers Minn. Stat. § 469.012, subd. 1. An HRA is primarily responsible for the planning and implementation of redevelopment and/or low -rent housing assistance programs within its area of operation. An HRA has all the powers necessary to carry out the state HRA Act, including but not limited to the following powers: • To sue and be sued. • To employ staff and an executive director. HANDBOOK FOR MINNESOTA CITIES 15:5 This chapter last revised 12/1/2011 CRAFTER 15 • To undertake projects within its area of operation and to provide for the construction, reconstruction, improvement, extension, alteration, or repair of any project or part of a project. • To sell, buy, own, and lease property by any means necessary, including the power of eminent domain. • To cooperate with and use state and federal financial assistance programs. • To develop rehabilitation and code enforcement techniques. • To issue bonds for any of its corporate purposes backed by the pledge of revenues, grants or other contributions. • To implement renewal or redevelopment programs using tax increment financing. • To own, hold, improve, lease, sell or dispose of real or personal property. • To designate substandard, slum or deteriorating areas needing redevelopment, and unsafe, unsanitary, and overcrowded housing. • To make necessary expenditures to carry out the purposes of the HRA law. • To develop and administer an interest reduction program to assist the financing of the construction, rehabilitation, or purchase of low- or moderate - income housing. 5. HRA special assessment and levy authority HRA power to levy and collect taxes or special assessments is limited to the Minn. Stat. § 469.001 — 469.047; power provided in state law. Subject to a resolution of consent from the city Minn. Stat. § 469.033, subd. 6; council an HRA may levy a tax upon all taxable property within the city. (The council may give a consent that covers a series of years if they so Minn. Stat. § 275.70 to 275.74; choose or council may pass a resolution authorizing an HRA levy for a set amount of time, for example, the entire term of the bonds secured in part by Minn. Stat. § 275.066. an HRA levy and in part by a city levy.) State law recognizes the distinct nature of HRAs and designates them as "special taxing districts." The maximum general allowable operational levy of 1-RAs is 0.0185 percent of the previous year's taxable market value of all property in the city. The city's total taxable market value is available from the county assessor. An HRA raises its own levy because it is a separate political subdivision and not a "local governmental unit." Therefore, an HRA levy is not subject to levy limits but is subject to the 0.0185 percent market value limit. Levies collected by an HRA must be used only for purposes listed in the HRA Act. 15:6 LEAGUE OF MINNESOTA CITIES This chapter last revised 12/1/2011 CHAPTER 15 There is crossover between HRA and EDA levies that can be confusing. Typically, EDAs are not authorized to levy taxes under state law. However, Minn. Stat. § 469.107; many city EDA- enabling resolutions adopt all the powers of an HRA, and Minn. Stat. § 275.066. then the EDA functions as a special taxing district under state law. If the enabling resolution so allows, the EDA levies a separate tax or "HRA levy" not subject to levy limits or city debt limits —but again subject to the 0.0185 percent of total city market value limit in state law. The city attorney may verify the structure and levy authority of each city's HRA and/or EDA. Minn. Stat. § 469.012, subd. 4; While HRAs have the legal authority to "do whatever is necessary and Minn. Stat. § 469.028. convenient" to implement redevelopment, they are subject to the ordinances and laws of the city. The city council must approve HRA plans before the housing and redevelopment authority may begin implementation. 6. HRA contracting Minn. Stat. § 469.015; All HRA construction work and purchases of equipment, supplies or Minn. Stat. § 469.015 subd. 1 a. materials that involve expenditure of more than $100,000 must be competitively bid. An HRA (and a city) may also use the "best value alternative." There are limited exceptions to these requirements for emergencies and certain projects, such as parking ramps and certain public transit facilities. 7. HRA financing Minn. Stat. §§ 469.033; and Operating funds, capital improvements, and debt retirement expenses for Minn. stet. § 469.034. HRA projects may be financed by any one, or combination of, the following methods: • Federal grants. • Revenue bonds the HRA or local governing body sells. • General obligation bonds the local governing body sells. • Tax increments from redevelopment projects. • A limited mill levy for redevelopment projects and planning activities. • A limited mill levy for informational and relocation services. Minn. Stat. § 469.034, subd. 1. When an HRA issues bonds, the revenue generated must be used for the projects financed, or bond costs must be paid from income generated by designated projects. The law states that the principal and interest on bonds are payable exclusively from the income and revenues of the project financed with the proceeds of the bonds, or exclusively from the income and revenues of certain designated projects, whether or not they are financed in whole or in part with the proceeds of the bonds. HANDBOOK FOR MINNESOTA CITIES 15:7 This chapter last revised 12/1/2011 CHAPTER 15 8. HRA certifications to state The following documents relating to the establishment and activities of local HRAs must go to the DEED commissioner: Minn. Stat. § 469.003, subds. 4, • Resolution of need. 6. Minn. Stat. § 469.003, subd. 7. • Certificates of appointment or reappointment of HRA commissioners. • Project reports. • Applications for federal assistance. • Contracts with federal agencies. • Redevelopment plans. • Low rent public housing project and management plans. Minn. Stat. § 469.013. In addition, annual financial reports must go to the state auditor. 9. HRA federal certification In order for a local HRA to use federal Department of Housing and Urban Development (HUD) assistance programs, it must submit a transcript of organizational documents to the HUD area office. C. Economic development authorities Minn. Stat. §§ 469.090 to All cities and townships have authority from the state Legislature to create 469.1082; economic development authorities. The city may consolidate the economic Minn. Stat. § 469.1082, Saba. s; development authority (EDA) with an existing HRA or the city may grant Minnesota Department of the authority HRA powers. The city council may create an EDA by passing Employment and Economic Development: The Economic an enabling resolution. Before adopting the enabling resolution, the city Development Authorities must first conduct a public hearing. The enabling resolution establishes a Handbook. board of commissioners for the EDA. The city council can choose to serve as the EDA board of commissioners or create a board composed of community members. The mayor, with approval of the council, appoints the commissioners. The board may consist of three, five or seven members who serve six -year terms. The board is subject to the open meeting law. 15:8 LEAGUE OF MINNESOTA CITIES This chapter last revised 12/1/2011 CHAPTER 15 1. EDA levies Minn. Stat. § 275.70; The typical EDA levy is different than the HRA levy discussed above. It is not a levy raised by the EDA —it is a levy set by a city at the request of the EDA. Basically, the city simply appropriates part of the money the city collects in the general city levy to the EDA. Because the EDA levy is part of Minn. Stat. § 275.066. the city levy, it is not a "special levy" under state law and thus the EDA levy is subject to the city's overall levy limit. However, as noted above, many EDA - enabling resolutions adopt all the powers of an HRA. If so, the EDA may levy a separate tax or "HRA levy," and then the EDA functions as a special taxing district as if it were an HRA and that levy is not subject to levy limits or to city debt limits. An EDA using the levy powers of an HRA is still limited to a levy no more than 0.0185 percent of the total taxable market value in the city. 2. EDA loans Minn. Stat. § 469.192; An EDA is authorized to make a loan to a business, a for - profit or nonprofit Minn. Stat. §§ 469.090 to organization, or an individual. Before taking an action or making a decision 469.1082; which could substantially affect an EDA commissioner's or an employee's Minn. Stat. § 469.098. financial interests or those of an organization with which the commissioner or an employee is associated, a commissioner or employee of an authority must comply with specific requirements to disclose the conflict and obtain prior approval. Failure to do so may result in criminal charges. Loans must be for a purpose the EDA is authorized to carry out under the law. An authorized purpose must deal with or contribute to economic or industrial development. EDAs have the ability to use pooled bond reserving. In most development programs, each bond issue is independent of any other bond issue with a separate service or sinking fund account. EDAs, however, may create a single common bond reserve fund. Under this arrangement, each project's revenues go into a common fund, which in turn pays the bondholders on all projects. Through this pooling mechanism, the security of each project's bond increases and borrowing costs decrease as long as the pool has the necessary volume and diversity of cash flow. HANDBOOK FOR MINNESOTA CITIES 15:9 This chapter last revised 12/1/2011 C11\P1 R 3. Other EDA powers Minn. Stat. § 469.101, subds 1, EDAs can acquire property and facilities but cannot issue debt without an 2; election. The city must authorize the issuance of debt in the resolution Minn. Stat. § 469.101, subd. 1; creating the EDA. Also, EDAs can create economic development districts "Bill Summary H.F. 3729" House but the districts must be contiguous. Current law eliminates the requirements Research Department (May 16, that economic development districts established by EDAs meet the "blight 2010); Minn. Stat. § 469.102. test" under tax increment financing law for redevelopment districts. EDAs may exercise powers under the housing and redevelopment authority (HRA) law (if a particular EDA enabling resolution includes HRA power) to create a redevelopment project, housing development, or housing project under which a restrictive blight test does not apply. These projects can be used for similar purposes to those of an economic development district under the EDA law. D. Port authorities Minn. Stat. §§ 469.048- 469.068; The state Legislature authorizes city creation of port authorities. A port Minn. Stat. § 469.053. authority is a separate political entity with the right to sue and be sued in its own name and is generally organized to increase commerce in a city. Unlike EDAs and HRAs, a port authority may issue general obligation bonds without holding an election. Minn. Stat. § 469.050; Minn. Cities establish a port authority by passing an enabling resolution. It may Stat. § 469.051. have from three to seven commissioners (two of whom must be on the city council) appointed by the mayor and approved by the city council, unless a different number or procedure is set out in the enabling law. State law governs commissioner pay, vacancies, duties, and port authority by -laws. Minn. Stat. § 469.051, subd. 2. A port authority shall annually elect a president or chair, vice - president or vice - chair, treasurer, secretary, and assistant treasurer. A commissioner may not serve as president or chair and vice - president or vice -chair at the same time. The other offices may be held by one commissioner. The offices of secretary and assistant treasurer need not be held by a commissioner. The treasurer of a port authority must be bonded to faithfully perform these duties: • Receive and be responsible for port authority money. • Be responsible for the acts of the assistant treasurer, if appointed. • Disburse port authority money by check or electronic procedures. • Keep an account of the source of all receipts, and the nature, purpose, and authority of all disbursements. • File the authority's detailed financial statement with its secretary at least once a year at times set by the authority. 15:10 LEAGUE OF MINNESOTA CITIES This chapter last revised 12/1/2011 CHAPTER 15 Minn. Stat. § 469.051, subd. 9. The port authority's annual detailed financial statement must show all receipts and disbursements, their nature, the money on hand, the purposes to which the money on hand is to be applied, the authority's credits and assets, and its outstanding liabilities. The authority must examine the statement together with the treasurer's vouchers. If the authority finds the statement and vouchers correct, it shall approve them by resolution and record the resolution. Minn. Stat. §§ 469.048-469.068. State law governs many other aspects of port authorities, including but not limited to use of city property by a port authority, employees, contracts, and audits. The city attorney also acts as the port authority's attorney. E. Municipal or area redevelopment agencies Minn. Stat. §§ 469.109 to Any rural municipality or group of municipalities may establish a public 469.123. body, known as a municipal or area redevelopment agency, in and for the area the municipality covers. This law defines municipalities as home rule charter or statutory cities, counties, towns or school districts. Minn. Stat. § 469.110, subd. 11; The law includes only rural areas, which generally means all areas that are Minn. Stat. § 469.111. not within the boundary of any city having a population of 50,000 or more, and not immediately adjacent to urbanized and urbanizing areas with a population density of more than 100 persons per square mile—or areas with an unemployment rate of 6 percent or more. The restrictions limit applicability of the law to rural areas and to the Iron Range. Minn. Stat. § 469.111. The establishment of the municipal or area redevelopment agency is similar Minn. Stat. § 469.115. to the establishment of an HRA. A municipal or area redevelopment agency has similar powers to an HRA. F. City development districts Minn. Stat. §§ 469.124 to Any home rule charter or statutory city may designate development districts 469.134. within the boundaries of the city. Within these districts, cities may: • Adopt a development program to acquire, construct, reconstruct, improve, alter, extend, operate, maintain or promote developments aimed at improving the physical facilities, quality of life, and quality of transportation. • Promote pedestrian skyway systems. • Install special lighting systems, street signs and street furniture, • landscaping of streets and public property, and snow removal systems. Minn. Stat. § 469.127. The law encourages pedestrian skyway systems, underground pedestrian concourses, people -mover systems, and publicly -owned parking structures. It exempts these structures from taxation even when they are attached to privately -owned buildings. HANDBOOK FOR MINNESOTA CITIES 15:11 This chapter last revised 12/1/2011 CHAPTER 15 G. City industrial development Minn. Stat. §§ 469.152 to For the purpose of attracting industrial and commercial development and 469.1651; encouraging local governments to prevent economic deterioration, any home Minn. Stat. § 469.152. rule charter or statutory city or its redevelopment agency has the power to promote industrial development by: • Acquiring, constructing, and holding lands, buildings, easements, improvements to lands and buildings, capital equipment, and inventory for industrial projects. • Issuing revenue bonds and entering into revenue agreements to finance these activities to promote industrial projects. Minn. Stat. § 469.155, subd. 4. • Refinancing health care and other facilities. Under the legislation, cities assist industries in starting operations and use generated revenues to repay the costs. This law is the basis for issuing most industrial revenue bonds. Minn. Stat. § 469.153, subd. 2; Industrial projects eligible for assistance include any revenue - producing enterprises engaged in assembling, fabricating, manufacturing, mixing, processing, storing, warehousing, or distributing any products of agriculture, forestry, mining, or manufacturing; or in research and development activity Minn. Stat. § 469.1655. in these fields; or in the manufacturing, creation, or production of intangible property, including any patent, copyright, formula, process, design, know how, format, or other similar item. "Project" also includes any properties designated as a qualified green building and sustainable design project under state law. Eligible projects may include costs related to dewatering activities. Minn. Stat. § 469.155, subd. 14. The law prohibits a city from operating any of these projects as a business or in any other manner. III. Other development strategies A. Housing bonds Minn. Stat. ch. 462C. Cities may use revenue bonds for financing single- and multi - family housing, primarily for the benefit of low- and moderate - income families. The law contains single- and multi - family housing criteria and the specific actions cities must take to comply with the law. Federal law limits the issuance of housing revenue bonds. Bonding authority is allocated by a state formula. 15:12 LEAGUE OF MINNESOTA CITIES This chapter last revised 12/1/2011 15 B. Industrial parks An industrial park is a tract of land suitable for industrial use because of location, topography, proper zoning, availability to utilities, and accessibility to transportation. A single body has administrative control of the tract. In some cities, an industrial park may be little more than a tract of unimproved land, while in other cities it may be totally served by city services and have restrictive building requirements. An industrial park's purpose is to attract industrial development. Property a city holds for later sale for economic development purposes remains tax exempt for a period of eight years, or until buildings or other improvements that are constructed after acquisition reach one -half occupancy. Currently, private enterprise creates most new industrial park development by establishing a for - profit community development corporation. A city can cooperate with that corporation through its land -use controls and methods of financing public improvements. Many cities have also established industrial parks complete with streets, water, and sewer, in spite of the possible tax ramifications. The city then sells or leases a portion of the park to a business needing a location for its building. Minn. Stat. § 469.185; The law authorizes any city owning lands that are not restricted by deed to Minn. Stat. § 465.035; convey the lands for nominal consideration, to encourage and promote A.G. Op. 476 -B -2 (Mar. 2, industry, and to provide employment for citizens. In finding that a 1961); Cary ofPipesrone v. conveyance of land for an indoor arena was not within the statute, the Madsen, 287 Minn 357,178 N.W.2d 594 (1970). attorney general concluded the conveyance must encourage and promote industry and provide employment for citizens. A more direct promotion of industry is necessary, beyond the fact that more potential customers might be in town as a result of athletic contests. However, the courts have upheld the municipal industrial development revenue bond law, discussed subsequently, against the same objection. The city's attorney can best advise the city concerning the legality of a purchase of land for resale. C. Industrial revenue bonds Minn. Stat. §§ 469.152 to The municipal industrial development laws help cities attract new 469.1651. commercial and industrial development, and keep existing businesses in the city. The law authorizes the council to issue revenue bonds, and use the proceeds to acquire and construct industrial sites and facilities. The city then leases these facilities to private industry and uses the rental fee proceeds to retire the bonds. A city may issue industrial revenue bonds, also known as municipal revenue bonds, without public referendum. It cannot pledge the full faith and credit of a community as security for these bonds. Thus, the city may not tax property owners to pay principal and interest on the bonds. HANDBOOK FOR MINNESOTA CITIES 15:13 This chapter last revised 12/1/2011 CHAPTER 15 For more information, contact If a city decides to investigate the use of industrial bond financing, it should DEED 651.259.7114, 8 8 or 888. c ontact the Department of Employment and Economic Development. The 800.657.3858 or 888.438.5627. P P Main Office: 1st National Bank department provides the city with information, advice, and technical Building 332 Minnesota Street, assistance. This assistance is important, due to the adoption of federal and Suite E200 Saint Paul, MN 55101 -1351. state laws allocating issuance authority among the states and their political subdivisions. The commissioner of Securities must approve the project. D. Commercial rehabilitation Minn. Stat. § 469.184. Cities have authority to carry out programs for the rehabilitation of small - and medium -sized commercial buildings. The city must adopt a program ordinance that provides for the adoption of program regulations, including a definition of small- and medium -sized commercial buildings. Loans under the program may be for amounts up to $200,000. The city may finance the program through the sale of revenue bonds. E. Tax increment financing (TIF) Minn. Stat. §§ 469.174 to Tax increment financing authority is available to most cities. Cities with 469.1799. housing and redevelopment authorities, economic development authorities, port authorities, redevelopment agencies, those cities administering development districts or development projects, or cities exercising port authority powers under a general or special law may use tax increment financing. Amendments to the law, however, may make the use of this development tool more complicated. Tax increment financing is a funding technique that takes advantage of the increases in tax capacity and property taxes from development or redevelopment to pay upfront public development or redevelopment costs. The difference in the tax capacity and the tax revenues the property generates after new construction has occurred, compared with the tax capacity and tax revenues it generated before the construction, is the captured value. The taxes paid on the captured value are called "increments." Unlike property taxes, increments are not used to pay for the general costs of cities, counties, and schools. Instead, increments go to the development authority and are used to repay public indebtedness or current costs the city incurred in acquiring the property, removing existing structures or installing public services. Thus, the property owner in a TIF district continues to pay the full amount of property taxes. TIF involves only the increased property taxes generated within the district. It does not change the amount of property taxes currently derived from the redevelopment area, nor does it directly affect the amount or rate of general ad valorem taxes the city levies. The result of a TIF project is an increased tax base that will benefit all local taxing jurisdictions. Additionally, TIF districts usually spur economic development and redevelopment through creating job, removing blight, and providing more affordable housing. 15:14 LEAGUE OF MINNESOTA CITIES This chapter last revised 12/1/2011 CHAPTER 15 State. v. Wicklund, 589 N.W.2d TIF is used to encourage four general types of private development: 793 (Minn. 1999). redevelopment, renovation and renewal, growth in low- to moderate - income housing, and economic development. Public financing using TIF funding for a privately owned facility does not make public space in the facility a public forum for free speech purposes. A TIF district may involve compact development. Two major conditions Minn. Stat. § 469.174; Minn. must be satisfied: Stat. § 469.175 subd. 2a; Minn. Stat. § 469.176, subd. lb; Minn. • Parcels consisting of 70 percent of the area of the district are occupied Stat. § 469.176subd. 1 i; Minn. by buildings or similar structures that are classified as class 3a property Stat. § 469.176, subd. 4c; Minn. Stat § 273.13, subd. 24. under state law. and • The planned redevelopment or development of the district, when completed, will increase the total square footage of buildings, classified as class 3a under state law, occupying the district by three times or more relative to the square footage of similar buildings occupying the district when the resolution is approved. The authority to establish or approve a compact development district expires on June 30, 2012. Minn. Stat. § 469.176, subd. 4c; TIF economic development districts must: • Request certification of the district no later than June 30, 2012. • Must begin construction before Jan. 1, 2012, for development of housing. Minn. Stat. § 469.1761, subd. 2 These districts may not be used to assist housing that is developed to qualify or 3. for owner- occupied or rental housing, or similar requirements of other law, if construction of the project begins later than July 1, 2011. Minn. Stat. § 469.176, subd. 4m; Cities have temporary authority to spend TIF funds to stimulate construction using economic development districts for any type of project if three conditions are met: • The municipality funds projects that will create new jobs in the state, including construction jobs, and the project otherwise would not have begun before July 1, 2012, without assistance. • Construction of the project begins no later than July 1, 2012. • The request for certification is made by June 30, 2012. Minn. Stat. § 469.176, subd. For a development consisting of housing, the authority to spend tax am(d ). increments expires Dec. 31, 2011, and construction must commence before July 1, 2011, except the authority to spend tax increments on market rate housing developments expires July 31, 2012, and construction must commence before Jan. 1, 2012. This temporary authority to spend the tax increment expires Dec. 31, 2012. Minn. Stat. § 469.175, subd. 5. The city using TIF must report annually to the county board, the county auditor, the school board, and the state auditor as to the status of the TIF district or districts and publish the report. The state auditor has established a uniform system of accounting and financial reporting for TIF districts. The city must annually submit to the state auditor a financial report in compliance with these standards. HANDBOOK FOR MINNESOTA CITIES 15:15 This chapter last revised 12/1/2011 CHAPTER 15 Minn. Stat. § 469.1771, subds. 1, The state auditor may audit TIF districts. If the state auditor notifies a TIF 2b. authority of an alleged violation, a copy of the notice is also forwarded to the county attorney. If no corrective action is brought within one year, the county attorney must notify the state auditor, who then notifies the attorney general. If the attorney general finds a substantial violation, the attorney general will petition the state tax court to suspend the authority's power to use TIF for a period of up to five years. Minn. Stat. § 469.177, subd. 8; The TIF agreement with the developer is a complex document. Assistance Lake Superior Paper Indus. v. State, 624 24 N.W.2d 254 (Minn. from a financial advisor and the city attorney is necessary in order to 2001); Brookfield Trade Center, anticipate the many potential problems. An agreement can establish a Inc. v. County of Ramsey, 609 minimum market value for tax increment assessment purposes, as well as N.W.2d 868 (Minn. 1998). provide that the developer pay a certain level of taxes regardless of any classification rate changes or levy decreases The agreement should be entered into before the assembly and acquisition of the land on which the completed improvements are to be located. See Minn. Stat. §§ 469.177, The 2001 tax reform legislation, which reduced class rates and provided for subds. lb, 11; 469.1771, subd. 1; th state takeover of the general education levy, resulted in several changes Stat. §469.1791; Minn. g y� es g Stat. § 469.1793; Minn. Stat. § to various statutes to accommodate the changes. These changes considerably 469.1799; and Minn. Stat § reduce the continued viability of TIF in the future. 469.1814. Minn. Stat. § 469.174. The law imposes a 180 -day statute of limitations on actions to challenge the creation or modification of a TIF district. The law is complex including a "but -for" finding before a city approves a TIF plan and the creation of a TIF district. Cities must follow statutory requirements including but not limited to administrative expenses, plan modifications, reporting requirements, use of increment in pre -1979 districts, excess increments, pooling, decertification, and use of funds outside the district. Minn. Stat. § 469.175. Before a district can be created, the law requires a detailed estimate of the impact of a proposed district on city- provided services, such as police and fire protection, public infrastructure, and borrowing costs attributable to the district, in addition to other complex estimations must be prepared. Walser Auto Sales, Inc. v. City of Cities should use extreme care in establishing a TIF district and should Richfield, 635 N.W.2d 391 follow ollo all procedural requirements; otherwise a court may find the district (Minn. Ct. App. 2001); P q �' N.W.2d 425 (Minn. 2002). was not properly established. In one case, a TIF district was not properly established where minimal effort was made to ensure the thorough inspection of the properties, inaccurate methodology was used to establish the condition of the buildings, and the buildings found structurally substandard were not reasonably distributed throughout the district. Chenoweth v. City of New In another case, a cause of action for inverse condemnation does not arise Brighton, 655 N.W.2d 821 where a city's involvement with an adjacent property owner's development (Minn. Ct. App. 2003). consists of establishing a TIF district, entering into a contract with a private developer specifying the size and value of structures to be built, and providing for substantial city assistance to facilitate development. Given the complexity of the laws governing the use of TIF, cities or IRAs should not undertake this method of financing community development projects without the advice of an attorney and professional consultants. 15:16 LEAGUE OF MINNESOTA CITIES This chapter last revised 12/1/2011 CHAPTER 15 F. Property tax abatement Minn. Stat. §§ 469.1812 to A city may use this development tool to segregate some or all of the taxes 469.1815. (or the increase in taxes) it imposes on a parcel of property if the city expects the benefits of the proposed abatement agreement to at least equal the costs of the proposed development. The term "abatement" is somewhat misleading, as in most cases the tax is not forgiven; it is paid normally, but the amount of property tax levied by the city is used to pay for the bonds. The city must determine that the agreement is in the public interest because it will increase or preserve tax base, provide employment opportunities, provide or help acquire or construct public facilities, help redevelop or renew blighted areas, or help provide access to services for residents of the city. Property taxes in a TIF district cannot be abated unless the period of the abatement will not occur until after the district is decertified. A resolution must be adopted after notice and public hearing, specifying the terms of the abatement. A city may issue bonds or other obligations to provide an amount equal to the sum of the abatements granted for a specific property. The maximum principal amount of these bonds may not exceed the estimated sum of the abatements for the property for the years authorized. The bonds may be general obligations of the city if the city council chooses to pledge the full faith and credit of the city in the resolution issuing the bonds. The law limits property tax abatements to 15 years. School districts and counties have similar abatement powers. A city, county, and school district can agree to abate their taxes on the same property. IV. State - sponsored development tools A. Minnesota Housing Finance Agency Minn. Stat. ch. 462A; For more The goals of the Minnesota Housing Finance Agency (MHFA) are to information about MHFA provide decent, affordable housing to low- and moderate - income people; eo programs, contact MHFA at 400 P > ffdbl hi g P P Sibley Street Suite 300, St. Paul, preserve the existing housing stock in Minnesota; preserve existing MN 55101 -1998 (651)296 -7608 neighborhoods and prevent them from deteriorating; and prevent mortgage or(800)657 -3769. foreclosures while promoting energy conservation in residential housing. The Minnesota Legislature created the MHFA in response to a shortage of affordable housing for low- and moderate- income people. Private enterprise and private investment were unable, without public assistance, to provide an adequate supply of safe, sanitary, and decent housing at affordable prices and rents. HANDBOOK FOR MINNESOTA CITIES 15 :17 This chapter last revised 12/1/2011 CHAPTER 15 Minn. Stat. § 462A.O73 er seq; The sale of state tax- exempt bonds is the primary financing for MFHA MHFA: Minnesota City programs. Through the Minnesota City Participation Program, Minnesota Participation Program. Housing sells mortgage revenue bonds on behalf of cities to meet locally identified housing needs. The proceeds of these bonds provide below - market interest rate home mortgage loans for low- and moderate - income, first -time homebuyers, or for the construction or rehabilitation of single- and multi- family housing. Appropriations from the Legislature provide additional funding for programs, including the promotion of energy conservation; an increase in home ownership opportunities for first time homebuyers; home improvement grants to very low- income homeowners; and programs to improve the housing available to Native Americans, large families, and people with disabilities. B. Department of Employment and Economic Development (DEED) Minn. Stat. ch. 116J; The Minnesota Department of Employment and Economic Development is Minnesota Department of the primary development agency for Minnesota. DEED staff is responsible Employment and Economic for a wide range of grant and loan programs, as well as for providing Development. technical assistance to businesses and communities. Minn. Stat. H 1161411 to DEED also provides grants for contamination cleanup and redevelopment; 116J.424; administers the rural development program; makes challenge grants to The USDA Development.. regional organizations to encourage private investment in rural areas; and administers a revolving loan fund to provide loans to new and expanding business in rural Minnesota. Local government units, including cities, may receive these loans if the community has established a local revolving loan fund and can provide at least an equal match to the loan received. Minn. Stat. § 116J.431; Cities outside the seven - county metropolitan area may receive grants from Greater Minnesota Business DEED for up to 50 percent of the capital costs of public infrastructure Development Infrastructure Grant necessary for certain specified economic development projects, excluding Program. retail and office space. For this program, "public infrastructure" means publicly owned physical infrastructure necessary to support economic development projects, including but not limited to sewers, water supply systems, utility extensions, streets, wastewater treatment systems, stormwater management systems, and facilities for pretreatment of wastewater to remove phosphorus. Minn. Stat. § 116J.431, subd. 2. Under this law, an "economic development project" for which a county or city may be eligible to receive a grant under this section includes manufacturing; technology; warehousing and distribution; research and development; agricultural processing or industrial park development that would be used by any one of these businesses. Minn. Stat. § 1 16J.435. DEED runs the Innovative Business Development Public Infrastructure (BDPI) program that provides grants to local governmental units on a competitive basis statewide for up to 50 percent of the capital cost of the public infrastructure necessary to expand or retain jobs. 15:18 LEAGUE OF MINNESOTA CITIES This chapter last revised 12/1/2011 CHAPTER 15 Innovative Business "Innovative business" means a business that is engaged in, or is committed Development Program: to engage in, innovation in Minnesota in the following: Department of Employment and g n one o owg' Economic Development; • Using proprietary technology to add value to a product, process, or service in a high technology field; Minn. Stat. § 1161435. • Researching or developing a proprietary product, process, or service in a high technology field; • Researching, developing, or producing a new proprietary technology for use in the fields of tourism, forestry, mining, transportation, or green manufacturing. "Proprietary technology" means the technical innovations that are unique and legally owned or licensed by a business and includes, without limitation, those innovations that are patented, patent pending, a subject of trade secrets, or copyrighted. "Eligible project" means a bioscience an innovative business development capital improvement project in this state, including: • Manufacturing; technology; warehousing and distribution; research and development; • Bioscience innovative business incubator; • Agricultural bio- processing processing; or industrial, office, or • Research park development that would be used by a bioscience -based an innovative business. Minn. Stat. § 272.02, subd. 64. DEED administers "tax -free" job opportunity building zones (JOBZ). In each of these zones, businesses will be eligible for a broad range of tax incentives for a period of 12 years. Under the program, local units of government, including cities, must submit applications to DEED and follow all statutory requirements related to JOBZ. C. Enterprise Minnesota Minn. Stat. ch. 1160. Enterprise Minnesota is a nonprofit business consulting organization, set up by the Legislature that helps small and medium -sized manufacturing companies, education services, and government entities in Minnesota. Enterprise Minnesota operates as a fee - for - services 501(c) (3) nonprofit. Enterprise Minnesota 612-373- Enterprise Minnesota focuses on applied research and technology transfer 2900 or 800- 325 -3073; and early stage funding. It may provide financial assistance, including loan Minn. Stat. § 1160.061. guarantees, direct loans, interest subsidies, or equity investments, to sole proprietorships, corporations, other entities, nonprofit organizations, or joint ventures. Financial assistance includes but is not limited to assisting a qualified company or organization with business services and products that will enhance the operations of the entity. D. E- commerce ready cities Minn. Stat. § 1161037; As a tangential aid to encouraging development, the Department of DEED (651) 297 -1291 or (800) Employment and Economic Development may designate cities that meet 657 -3858. certain criteria as e- commerce ready. HANDBOOK FOR MINNESOTA CITIES 15:19 This chapter last revised 12/1/2011 ClIAPII It 15 E. Corporations Minn. Stat. § 465.717; Minn. Cities must not create nonprofit corporations unless authorized to do so by Stat. § 471.59; special legislation. The law allows incorporation of a joint powers entity, but LMCIT risk information memo, these must comply with all applicable public sector laws (open meeting, gift Liability Coverage for Joint Powers Agreements. law, conflicts of interest, competitive bidding, etc.) and must be separately insured. V. Federal development tools A. Community development block grants More information is available on The Community Development Block Grant (CDBG) program, under the the HUD web site. U.S. Department of Housing and Urban Development (HUD), provides cities with federal funding to initiate and continue a diverse array of housing and community development projects. B. Rural development grants For more information, contact A variety of grants and loans to encourage economic development are Rural Development State Office 410 F Credit Service Building a vailable to cities from the U. S. Department of Agriculture, rural arm 375 Jackson Street St. Paul, MN development program. Sewer, water, rural enterprise, housing, and other 55101 -1853, (651) 602 -7800; See types of grants and loans are available. also, Handbook, Chapter 25. VI. How this chapter applies to home rule charter cities All of the tools this chapter lists are available to charter cities. The general discussions also apply to all cities. 15:20 LEAGUE OF MINNESOTA CITIES This chapter last revised 12/1/2011 • CITY OF OTSEGO EDA POLICY OUTLINE A. Introduction B. Development Objectives C. Public Participation Objectives D. Public Participation Policy Guidelines E. Development Policy Guidelines F. Public Funding Sources Objectives G. TIF Policies H. TIF Project Approval Criteria I. TIF Procedures REVISION #2 Document Drafted By: Economic Development Authority Advisory Committee December 1993 CITY OF OTSEGO ECONOMIC DEVELOPMENT POLICY STATEMENT MISSION STATEMENT: THE CITY OF OTSEGO SHALL ENCOURAGE, ASSIST AND FACILITATE THROUGH EDA, EDAAC, ETC. FINANCIAL GUIDANCE AND INCENTIVES APPROPRIATE TO THE QUALIFIED INTERESTED PARTIES ENGAGED IN ECONOMIC DEVELOPMENT. OTSEGO SHALL AVOID OR MINIMIZE FINANCIAL RISK TO THE CITY. A. INTRODUCTION It is the goal and policy of the City of Otsego to develop, maintain and enhance its commercial, industrial and residential areas. The City views itself as having a direct responsibility to participate as may be needed with private developers to accomplish these ends. In order to insure that there is a clear understanding of the City's participating priorities and procedures, the following material outlines the objectives and policies affecting development within the community. B. DEVELOPMENT OBJECTIVES Assistance may be provided by the City of Otsego to facilitate economic development in a public effort to meet the following objectives: 1. To afford all businesses the opportunity to upgrade, expand or relocate their business within the City. 2. To increase the City's tax base. 3. Elimination of hazardous, substandard, and obsolete buildings within the City. 4. To provide adequate streets and utilities within Otsego to enhance the City for new development. 5. To enhance the overall economy of the City and surrounding areas by retaining and providing additional employment opportunities for the residents of the City and surrounding communities. 6. To stimulate development and investment within the City by private interests through providing public facilities and land of suitable size and configuration to permit its economic and appropriate utilization. C. PUBLIC PARTICIPATION OBJECTIVES Any public or private development efforts in the City and surrounding areas that have a direct impact upon the lives and livelihood of those individuals who reside, work and /or own property within the boundaries of the area shall require public participation. The community in total is, however, also concerned as such projects involve expenditure of public funds and affect the tax base of the City. Additionally, from the perspective of creating and maintaining a sense of community, the general citizenry needs to be informed of efforts and improvements undertaken for the benefit of the City as a whole. Such considerations dictate public participation throughout all aspects of any development project. 1. Active and direct participation and involvement of those residents, business persons and property owners within the City. 2. Maintenance of general citizen awareness of the purpose, plans and accomplishments of all development projects. D. PUBLIC PARTICIPATION POLICY GUIDELINES 1. Establish a structure and program for the direct involvement and input of area residents, business persons and owners in the planning and implementation of any development projects in the City. 2. Utilize existing business and civic organizations as a means of communicating and informing land owners and tenants, and the general citizenry of area plans and accomplishments. 3. Prior to public hearings, hold informal meetings with area residents, business persons and property owners on a neighborhood or sub -unit basis to inform them of plans and recommendations. 4. Hold formal public hearings as required by Statute on area plans and projects with adequate prior notice to all citizens of the community. 5. Utilize the area newspapers and other public media on a continuing basis to keep the general citizenry informed and updated on plans and accomplishments within the area. 6. Enlist specialized expertise which can contribute to the area plans from the individuals of the community at large. 2 E. DEVELOPMENT POLICY GUIDELINES 1. The City will establish target areas where assistance will be provided to achieve specific land use and economic objectives. 2. The City Council shall have the option of amending or waiving sections of this policy when determined necessary or appropriate to carry out the development objectives. 3. The developer /applicant shall present adequate financial information to show the capability, intent and history of the developer or business to make all property tax payments required by law and the development agreement. 4. The following priorities will be utilized when considering if public assistance will be offered to a proposed development: a. The first priority for the use of public funds is for the assistance to achieve a balanced and sustained growth and development of residential, commercial, service and industrial sectors of the City. The assistance will serve to help expand the tax base, economy, housing opportunities and employment opportunities in the City. b. The City will set as a second priority for the use of public assistance the development of areas containing blighted substandard buildings, lots or uses, incompatible land uses or hazards to the public health, safety or general welfare of the community residents. The public contributions will provide for public improvements to serve the area in accordance with adopted City plans. 5. The developer /applicant shall be required to enter into a contractual agreement with the City guaranteeing construction. The City will require financial security to guarantee the payment of all property taxes and assessments associated with the project to assure that the City will have the funds necessary to retire its bond payments, if any. 6. The tax capacity value of all parcels of property in all tax increment districts within the City of Otsego shall not exceed 15 percent of the tax capacity value of all private property in the City, as established by the City Assessor. 3 F. PUBLIC FUNDING SOURCES OBJECTIVES • The City will seek a variety of funding sources to implement its development objectives. Private sector investment will be a primary source of funds for private activities or where private property benefits. Public development costs will be covered by special assessments, other public agency grants and loans, capital improvement projects and tax increment financing. Tax increment financing (TIF) is a funding source for public - private development projects. TIF assistance is only available when value has been added to real property and there is a subsequent increase in real estate taxes. The increased real estate taxes are "captured" or received by the City for a specified period of time. Hence, the City receives the tax increment dollars over time. The City can provide the TIF assistance either as the funds are received from the County over time (pay as you go method) or the financial assistance can be provided at the "front end" or at the beginning of the project while the project is being constructed. When assistance is provided at the front end, the City has to sell bonds to finance the assistance (bonded method). Pay As You Go Method: It should be assumed that all private development projects will be pay as you go method, unless the applicant has demonstrated why this would not be feasible. Bonded Projects: The City reserves the right to finance public improvements with bonded debt. Assistance to private developers may be funded with bonded debt in situations where the public benefit outweighs the public risks. The project size must justify the additional cost of issuance. G. TAX INCREMENT FINANCING POLICIES The following steps must be followed in arriving at what level of assistance the City will consider committing to any specific project. The City assumes the right to decline any assistance to a private development project if it is determined that the project does not sufficiently impact or enhance the development area plan objectives. 4 The City also reserves the right to increase the level of public assistance in the case of unique, private development projects, on an individual basis, where the public benefit is significant and justified. The following policy statements are in addition to tax increment financing rules and regulations as stated in Minnesota Statues 469.174 - 469.179 (TIF Act). Administrative Fees: The City may retain for public use the maximum level of administrative fees permitted by TIF statutes. Developer Fees: All private developers will be charged a TIF developer's fee to cover the City's professional, legal and staff related expenses for structuring the TIF project, and the TIF district's formation. A standard application fee of $2,500.00 will be due and payable after the EDA has given its preliminary concept approval. In addition, the developer may also be required to file a deposit or escrow with the EDA to be applied to these professional service expenses. As a matter of adopted policy, the City of Otsego will consider using tax increment financing to assist private developments only in those circumstances in which the proposed private projects meet one or more of the following uses: 1. To maintain and improve the business area as the focal point of community activity through the expansion and concentration of uses which will provide goods, personal and professional services, entertainment, and recreational use to residents of Otsego and its surrounding area. 2. Provide for the improvement of existing streets and public rights -of -way and to provide a more attractive and pleasant pedestrian environment. 3. Provide expanded utilities and public services as a means of encouraging new commercial and industrial growth. 4. Make the area more attractive, convenient and efficient for both people and commercial activities. 5. Provide sites to accommodate new or expanding businesses in the City. 6. To create new and expanded employment opportunities. 7. To improve the tax base of the community. 5 8. To promote and secure the prompt development of certain property in the City, which property is not now in productive use or in its highest and best use, in a manner consistent with the City's Comprehensive Plan and with a minimum adverse impact on the environment, and thereby promote and secure the development of other land in the City. 9. Promote and secure additional employment opportunities within the development district and the City for residents of the City and the surrounding area, thereby improving living standards. 10. Secure the increase of housing, commercial, and industrial property subject to taxation by the City, School District, Wright County, and other taxing jurisdictions in order to better enable such entities to pay for governmental services and programs required to be provided by them. 11. Provide for the financing and construction of public improvements necessary for the orderly and beneficial development of the business district and adjacent areas of the City. 12. Promote the concentration of commercial, office, and other appropriate development in accordance with the Comprehensive Plan so as to maintain the area in a manner compatible with its accessibility and prominence in the City. 13. Encourage local business expansion, improvements, and development whenever possible. 14. Encourage and provide maximum opportunity for private development of existing areas and structures which are compatible with the development program. 15. To provide for the orderly use of vacated streets within the City. 16. To promote the development of the City's water and sewage system, thereby preventing any adverse impact on the environment and the general health and well -being of residents within the City. 17. To encourage an expansion of commercial activities in a manner which will promote the image of Otsego and expand its drawing power. 18. To promote the development of new commercial activities which will support existing commercial uses and which contribute to the well -being of the downtown area. 6 H. TAX INCREMENT FINANCING PROJECT APPROVAL CRITERIA All new projects approved by the City of Otsego should meet the following mandatory minimum approval criteria. However, it should not be presumed that a project meeting these criteria will automatically be approved. Meeting these criteria creates no contractual rights on the part of any potential developer. 1. The TIF assistance shall be provided within applicable state legislative restrictions, debt limit guidelines, and other appropriate financial requirements and policies. 2. The project should meet one or more of the above adopted tax increment financial policies of the City. 3. The project must be in accord with the Comprehensive Plan and Zoning Ordinance, or required changes to the plan and ordinance must be under active consideration by the City at the time of approval. 4. Prior to approval of a TIF financing plan, the applicant shall provide any required market -and financial feasibility studies, appraisals, soil borings, information provided to private lenders for the project, and other information or data that the City or its financial consultants may require in order to proceed with an independent underwriting. 5. Prior to consideration of a TIF financing assistance request, the City may undertake an independent underwriting of the project to help ensure that the request for assistance is valid. 6. The applicant should provide adequate financial guarantees to ensure the repayment of the TIF subsidy. These may include, but are not limited to, assessment agreements, letters of credit, etc. 7. The applicant should retain ownership of the project at least long enough to complete it, to stabilize its occupancy, to establish the project management, and to initiate repayment of the TIF. 8. The level of TIF funding should be reduced to the lowest possible level by maximizing the use of private debt and equity financing first, and then using other funding sources or income producing vehicles that can be structured into the project financing, prior to using additional TIF funding. 7 I. TAX INCREMENT FINANCING PROCEDURES A typical TIF project will go through the following steps. The applicant should anticipate this will require a minimum of 90 days. Complicated projects will require additional negotiating time. The TIF process is concurrent with the normal plan review and permit process required by City ordinances (see Exhibit A). 1. The private applicant introduces the project to the City staff, financial advisors, auditor, planner, engineer and attorney. 2. Eligibility is determined and preliminary financial feasibility test is completed by the planning consultant and financial advisor. 3. Preliminary feasibility test site concept plan development application is reviewed by the Otsego EDA Advisory Committee, EDA Committee, and Planning Commission for comment and approval. 4. Applicant completes TIF application and pays for project review and plan preparation fee. 5. Preliminary "but for" financial feasibility test is prepared by applicant and reviewed by the EDA Advisory Committee, staff and City Council. 6. The City determines project type (pay as you go versus bonding) and issues preliminary intent to participate. 7. Public costs are determined. 8. Private applicant finalizes plans and costs. 9. Applicant provides final "but for" test. 10. Assessor establishes minimum market value. 11. Development contract is prepared by City Attorney and City Planner and negotiated (subject to EDA /City Council approval). 12. Tax Increment Financing Plan is prepared. 13. EDA Advisory Committee reviews and recommends action on the TIF Plan and contract. 14. EDA Committee reviews and approves TIF Plan and contract. 15. City Council calls public hearing. 8 16. Notice is given to School District and County thirty days prior to public hearing. 17. Planning Commission reviews TIF Plan for consistency with Comprehensive Plan. 18. City Council holds public hearing. 19. City Council adopts TIF Plan. 20. Development contract is signed by the City and applicant. 21. TIF District is certified to County. 22. Building permit can be issued. 23. Bond sale is authorized when necessary. 24. Bond proceeds are received four to six weeks after bond sale is authorized. 9 OTSEGO, MINNESOTA TYPICAL DEVELOPMENT - FLOW CHART ACTIVITY WEEK # 0 5 10 15 20 1 tit • 4441 1111 lifit 1. Introduction 2. Preliminary Feasibility 3. Advisory Committee Concept Approval 4. City Council Approval 5. Development Feasibility Preliminary Final 6. Public Feasibility 7. Preliminary Development Agreement 8. Development Agreement 9. TIF Plan 10. Advisory Committee TIF Approval 11. Call Public Hearing 12. Planning Commission 13. Hold Public Hearing 14. EDA Approval 15. City Council Approval 16. Execute Development Agreement 17. Sell Bonds 18. Certify TIF District 19. File with Department of Revenue 20. Acquire Property Purchase Agreemelt Title 21. Relocate Displacees 90 - 123 Days 22. Demolish Property 9ids & Assessor Determination 23. Install Public Improvements 24. Private Development Begins WEEK ' # 0 5 10 15 20 NOTE: Not all projects will include public bond sales, acquisition, relocation, demolition, or public - ft:hwe.M improvements. EXHIBIT A Assoctated Consultants, inc. Memo To: Otsego City Council �� From: Marcus Miller, Attorney, Couri and MacArthur Law Office Date: September 28, 1998 Re: Economic Development Authority (EDA) Introduction The following is a brief explanation regarding the purpose, powers and operation of an Economic Development Authority (EDA). This is not intended to be a comprehensive explanation. Rather, it is intended to provide a brief overview of the subject. EDA Purpose, Creation and Membership Purpose and Creation The purpose of and EDA is to encourage and promote economic development within the City. Economic development includes that activities that help create, maintain and grow local economies. " A City may create an EDA by adopting an enabling resolution after holding a public hearing upon two weeks published notice. (See attached City of Otsego Enabling Resolution for your information) The enabling resolution's purpose, in part, is to establish the EDA's powers or limitations on powers. The enabling resolution may later be amended or modified by the City upon that same procedure as it was adopted. Once an EDA is established, it is a body corporate and politic and a political subdivision of the State of Minnesota. It may sue and be sued in its own name. Membership An EDA is governed directly by its Board of Commissioners. Commissioners are appointed by the Mayor, with approval of the City Council. The EDA board may range in size from three (3), five (5) or seven (7) members. The following chart shows the initial terms and the number of Council Members required to be on the Board for each size makeup. Board Size # of Council Members Initial Term of Office 3 at least 1 2, 4, 6 years 5 at least 2 2, 3, 4, 5, 6 years 7 at least 2 1,2,3,4,5 and 2 for 6 years 1 After the initial terms, all Board members are appointed for six year terms, except that Council Members may be appointed to terms which coincide with their Council terms. Vacancies, Removal Vacancies are filled by Council appointment for the remainder of the unexpired term. A commissioner may be removed by the City Council for inefficiency, neglect of duty, or misconduct in office. To accomplish removal, the removal procedures set forth in Minn.Stat. §469.095 must be followed. EDA Powers An EDA may exercise the following powers: 1. Acquire by lease, purchase, gift, devise, or condemnation proceedings, the needed right, title and interest in property to create economic development districts. 2. Sign options to purchase, sell or lease property. 3. Use eminent domain (condemnation) to acquire property for certain economic development purposes. 4. Enter contracts for certain economic development purposes. The Authority may contract to purchase or sell real or personal property provided, however, existing funds, together with reasonable expected revenue, are sufficient to either discharge the obligation or pay expenses when due. 5. The EDA may become a limited partner in a partnership, as long as the partnership's purpose is consistent with the EDA's purpose. 6. Acquire property rights or an easement for a development district. 7. Sell land held by it in a development district for economic development purposes. 8. Operate and maintain a public parking facility to promote development in a development district. 9. Accept conveyances of land from other public agencies or governmental units, if the land can be used to carry out a proper EDA purpose. 10. Fill, grade and protect property it owns, including taking necessary steps to make the property suitable for economic development. 11. Use Tax Increment Financing as provided law. 12. Exercise Housing and Redevelopment Authority (HRA) powers. 13. Issue G.O and/ or Revenue Bonds under certain circumstances. 14. Create committees for itself. 15. Hire employees. 2 Limitations on Powers The City, through the enabling resolution, may impose the following limitations on the EDA Boards actions and powers: 1. No HRA, EDA or City Development powers may be exercised by the Authority without the prior approval of the City Council. 2. The Council may, by resolution, require the EDA to transfer any portion of reserve funds generated by EDA activities, unless previously pledged by the EDA, to the debt service fund of the City, to be used solely to reduce tax levies for bonded indebtedness of the City. 3. The EDA must get prior Council Approval before issuing any and all bonds or obligations. 4. That the EDA must follow the budget process for City departments. 5. That all actions of the Authority be consistent with the comprehensive plan. 6. That the Authority submit all planned activities for influencing other governmental units to the City Council for prior approval. 7. That the EDA submit its structure and management practices to the City Council for approval. 8. Any other limitation or control as determined by the City Council and adopted in the enabling resolution. Administration and Budget Compensation Minnesota law requires that commissioners be paid for attending regular and special meetings of the EDA. The City Council sets the rate of compensation. The law does not require that any minimum amount be paid. Compensation could be set, for example, at a dollar ($1.00) per meeting. Bylaws, Rules and Seal The EDA may adopt bylaw and rules of procedure and shall adopt an official seal. Officers The EDA must elect a president, vice president, treasurer, secretary and assistant treasurer. The president, treasurer and secretary are elected annually. The secretary and assistant treasurer do not need to be commissioners. A single commissioner may not be both president and vice president. All other offices may be held by the same commissioner. Official duties of the officers are set by statute. 3 • Treasurer's Bond The EDA treasurer must post a bond to the state for faithful discharge of official duties. The amount of the bond shall be equal to twice the money likely to be on hand at any given time, but in no circumstances shall the bond amount exceed $300,000.00. Financial Statement The Authority must approve its financial statement by resolution. Financial statements must be prepared, audited, filed, published or posted in the same manner as the City financial statements. The financial report must be filed with the State Auditor by June 30 each year. Budget The EDA must submit its proposed budget to the City annually. The budget must include a detailed written description of what it needs to conduct business, minus any revenues • from other activities. The EDA and City operate on the same fiscal year. The City Council is not obligated to budget any money for the EDA. Depositories Every two years the EDA must name a national or state bank(s) as its depository. The bank must post a bond as to amount, form and surety. Conflict of Interest A Board member, Officer, employee, representative or agent of an EDA must not acquire any financial interest, whether direct or indirect, in any property included or planned to be included in any project sponsored by the EDA. EDA Board members, Officers, employees, representatives or agents may not have any financial interest, whether direct or indirect, in any contract or proposed contract for materials or services to be furnished or used in connection with any project. A list of conflict of interest exceptions is attached. An individual Council member should refrain from voting on a motion or resolution to appoint when that council member is under consideration for the appointment. 4 CITY OF OTSEGO COUNTY OF WRIGHT STATE OF MINNESOTA RESOLUTION NO. 92 -33 RESOLUTION ESTABLISHING AN ECONOMIC DEVELOPMENT AUTHORITY FOR THE CITY OF OTSEGO THE 14TH DAY OF Sertoarber ' 1992 WHEREAS, the City Council of the City of Otsego recognizes the need for economic development within the City; and WHEREAS, the City Council of Otsego desires to encourage, attract, promote and develop economically sound industry and commerce within the City; and WHEREAS, such economic development will enhance the community and the economic welfare of the citizens of the City of Otsego; and WHEREAS, the above said economic development requires the encouragement of the City and assistance in making suitable land available for development; and WHEREAS, the above said economic development requires control by the City to prevent conflicts with the City of Otsego Comprehensive Plan and the desired orderly development of the City; and WHEREAS, the establishment of an economic development authority will promote and enhance the above said economic development; and WHEREAS, a notice of public hearing to consider the need for an economic development authority was duly published in the Elk River Star News once a week for two weeks on September 9, 1992 andSentembPr 16 'ql; and WHEREAS, a public hearing was held on sont_14 Lg42 and all concerned members of the public were heard; and WHEREAS, the City Council has considered the comments made at the hearing and the facts presented there; 1 1 NOW, THEREFORE, BE IT RESOLVED that the Otsego City Council hereby establishes an Economic Development Authority to be known as the Otsego Economic Development Authority. The Otsego Economic Development Authority shall be established in the form and shall and operate with the powers established in the attached document titled "Governing Resolution, City of Otsego Economic Development Authority" and that said document is incorporated herein and made part of this resolution. By order of the City Council of the City of Otsego. CITY OF OTSEGO a Norman Teske, Mayor ATT ST: ' C 7/(4, (r one Perrault, City Clerk f . GOVERNING RESOLUTION, CITY OF OTSEGO ECONOMIC DEVELOPMENT AUTHORITY 1. Authority to Establish, Governing Law: a. The City of Otsego Economic Development Authority (hereinafter the "Authority ") is established under the authority of Minnesota Statutes 469.090 through 469.1081, as amended, and the organization, powers and activities of the Authority shall be governed by those said statutes and this resolution. 2. Commission Size, Appointment, Compensation and Removal of Commissioners: a. Size: The Authority Commission shall consist of the members of the serving City Council. b. Terms and Appointment of Commissioners: The members of the Commission shall serve as Commissioners during their regularly elected term of office as a member of the Otsego City Council. c. Increase in Commission Members: The Authority Commission may be increased in number from five to seven members by a resolution adopted by the City Council following the same procedure used to pass this resolution or that prescribed by Minnesota Statute 469.095, Subdivision 3, as amended. d. Compensation and Reimbursement: Commissioners, including the President, shall be paid for attending each regular or special meeting of the Authority in an amount to be set by resolution of the City Council. In addition to the said payment for attending regular and special meeting Commissioners shall be reimbursed for actual expenses incurred in doing official business of the Authority. All money paid for compensation or reimbursement shall be drawn form the Authority's budget. e. Removal for Cause: A Commissioner may be removed by the City Council for inefficiency, neglect of duty or misconduct in office. Such removal shall be preceded by a hearing wherein the Commissioner charged shall be given an opportunity to be heard in person or by counsel. The Commissioner charged shall be provided a written copy of the charges at least ten days before any hearing. If written charges are submitted against a Commissioner the City Council may temporarily suspend the said Commissioner. When any Commissioner is removed for cause a record of the proceedings of the hearing shall be filed in the office of the City Clerk together with the charges and findings of fact. r 3. Authority Officers, Duties and Organizational Matters: a. The Authority shall adopt bylaws, rules of procedure and an official seal. b. Officers Required: The Authority shall elect a president, vice president, secretary, treasurer and an assistant treasurer. The president, treasurer and secretary shall be elected on an annual basis. The office of president and vice - president shall not be held by the same Commissioner, the other offices may be held by the same Commissioner. The offices of secretary and assistant treasurer need not be held by a Commissioner. c. Duties and Powers of Officers: i. The officers shall have the usual duties and powers of their offices. They may be granted other duties and powers by resolution of the Authority. ii. Treasurers Duties: The treasurer: (1) shall receive, and is responsible for, all Authority monies; (2) is responsible for the acts of the assistant treasurer; (3) shall disburse money by check only; (4) shall keep an account of the source of all receipts, and the nature, purpose and authority of all disbursements; and (5) shall file the Authorities detailed financial statement with its secretary at least once a year at times to be set by the Authority. iii. Assistant Secretary: The assistant treasurer has the powers and duties of the treasurer if the treasurer is absent or disabled. iv. Treasurers Bond: The treasurer shall give bond to the state conditioned for the faithful discharge of official duties. The said bond shall be approved as to form and surety by resolution of the Authority and shall be for twice the amount of money likely to be on hand at any one time as determined annually by the Authority. In no case shall the bond exceed $300,000. v. Public Money: Authority money is public money. vi. Checks: All Authority checks must be signed by the treasurer and one other officer named by resolution of the Authority. The check must state the name of the payee and the nature of the claim for which the check is issued. d. Financial Statement: i. Contents: The Authority's financial statement must { show all receipts and disbursement, their nature, the money on hand, the purposes to which the money on hand is to be applied, the authorities credits and assets and its outstanding liabilities in the form required for the financial statements of the City of Otsego. ii. Examination and Approval: The Authority shall examine the financial statement along with the treasurers vouchers. If the Authority finds the financial statement and vouchers are correct the Authority shall approve them by resolution and enter the said resolution in its records. 4. Employees, Services and Supplies: a. Employees: The Authority may employ an executive director, a chief engineer, other technical experts and agents and other employees as it may require and determine their duties, qualifications and compensation. b. Contracts for Services: The Authority .may contract for the services of consultants, agents, public accountants and other persons needed to perform its duties and exercise its powers. c. Legal Services: The Authority shall use the services of the City Attorney and said City Attorney shall serve as its chief legal advisor. d. Supplies: The Authority may purchase the supplies and materials it needs to carry out its duties and exercise its authority as prescribed by this resolution and Minnesota Statue 469.090 to 469.108, as amended. e. City Purchasing: The Authority may use the facilities of the City of Otsego in connection with construction work and to purchase equipment, supplies or materials. f. City Facilities and Services: The City of Otsego may furnish any offices, structures and space, and stenographic, clerical, engineering or other assistance to the Authority required in the performance of its duties or the exercise of its powers. 5. Conflict of Interest: Except as authorized in Minnesota Statute 471.88 a Commissioner, officer or employee of the Authority shall not acquire any financial interest, direct or indirect, in any project or any property included or planned to be included in any project, nor shall the said party have an financial interest, direct or indirect, in any contract or proposed contract for materials or service to be furnished or used in connection with any project. 6. Depositories, Default and Collateral: r C - . a. Depositories: Every two years the Authority shall name a national or state chartered bank located within the State of Minnesota as a depository. Before acting as a depository the named bank shall give the Authority a bond approved as to form and surety by the Authority. The said bond shall be conditioned for the safekeeping and prompt repayment of all deposits and shall be at least equal in amount to the maximum sums expected to be deposited at any one time. The Authority may deposit all funds from any source in one account. b. Liability for Deposits: When Authority funds are deposited in a bonded depository, the treasurer and the surety of the treasurer official bond are exempt from liability for the los of those said deposits because of the failure, bankruptcy or other act or default of the depository. The Authority may accept assignments of collateral from its depository to secure deposits just as assignments of collateral are permitted by law to secure deposits of the City of Otsego. 7. Obligations: a. Taxes and Assessments Prohibited: The Authority must not levy a tax or special assessment, except as otherwise provided in Minnesota Statutes 469.090 to 469.108, pledge the credit of the State of Minnesota or the City of Otsego or incur an obligation enforceable on any property not owned by the Authority. b. Budget to the City: Annually, at a time to be fixed by resolution or ordinance of the City of Otsego, the Authority shall send its budget to the Otsego City Council. The budget must include a detailed written estimate of the amount of money that the Authority expects to need from the City of Otsego to do Authority business during the next fiscal year. The needed amount shall be that amount in excess of any expected receipts from other sources. c. Fiscal Year: The fiscal year of the Authority shall be the same as the fiscal year of the City of Otsego. d. Annual Report: Annually, at a time and in the form fixed by the Otsego City Council, the Authority shall make a written report to the Otsego City Council giving a detailed account of the Authorities receipts and expenditures during the preceding calendar year together with additional matters and recommendations the Authority deems advisable for the economic development of the City of Otsego. e. Audits: The financial statements of the Authority shall be prepared, audited, filed and published or posted in the manner required for the financial statements of the City of Otsego. The Authorities financial statements shall be such form to permit comparison and reconciliation with the City of Otsego accounts and financial reports. The above said financial report shall be filed with the state auditor by June 30 of each year. The auditor shall review the Authorities financial report and may accept it or, in the public interest, audit the books of the Authority. f. Compliance Examinations: At the request of the City of Otsego, or on the state auditor's initiative, the state auditor may make a legal compliance examination of the Authority for the City of Otsego in accordance with Minnesota Statute 469.100, Subdivision 6, as amended. 8. Powers of the Authority, General obligation Bonds, Revenue Bonds: a. Powers: The Authority shall have all of the powers listed and granted in Minnesota Statute 469.101, as amended. b. General Obligation Bonds: The Authority shall have the authority to issue such bonds in the amounts and by the process established by Minnesota Statute 469.102, as amended. c. Revenue Bonds: The Authority shall have the authority to issue such bonds in the amounts and by the process established by Minnesota Statute 469.103, as amended. 9. City Tax Levy: a. The City of Otsego may levy a tax in any year for the benefit of the authority. The said tax must not be more that 0.01813 percent of the taxable market value. The amount levied must be paid by the City of Otsego treasurer to the treasurer of the Authority to be spent by the Authority. b. The Authority shall request the levy of the above said tax in a manner set by the City Council. c. The City of Otsego may increase its levy for the Authority's purposes in accordance with Minnesota Statute 469.107, Subdivision 2, as amended. EDA4A X The following is a Iist of exceptions when en an EDA may contract for goods or services with a board member or officer of the EDA who has a financial interest in a project. Approval of this action must be passed by a unanimous vote of the EDA Board with the affected board member abstaining from the vote on the resolution. • 1. When an officer or a board member is employed by a bank or savings the EDA's depository or as a source of borrowing, and that board member o has l an interest either direct or indirect, no restrictions apply. However, if a board member or officer does have a direct or indirect interest as a director or an employee of the bank or savings association, he or she must make that disclosure and enter it into the minutes of the EDA. This disclosure serves as notice of the board member's interest and does not need to be made on future transactions with that designated financial institution. 2. When a board member of the EDA is employed by a bank that is engaged in making loans or performing trust services involving real or personal property affected by any plan of the EDA, there is no restriction that applies to the loans made or trust services performed by the board members bank if he or she discloses the nature of the Ioans or trust services that the board member has personal knowledge of. This disclosure must be entered in the minutes of the EDA. 3. If the EDA has designated an official newspaper, or publication where it publishes its public notices and minutes, and a board member has an interest in the paper. 4. If the EDA enters into a contract with a cooperative association where a board member is a shareholder or stockholder, but not an officer or manager. 5. A contract for which competitive bids are not required by Iaw and where the amount does not exceed $5,000. 6. Contracts for goods or services when consideration does not exceed $5,000 in any year and the contracting governmental unit has a population of less than 5,000. 7. When an EDA board member is engaged in or employed by a firm that is in the business of importing or exporting or general trade, the EDA may enter into business transactions with the Board member or the Board member's employer provided that the board member abstains from voting on any resolution that sets rates affecting shippers or users of an EDA -owned facility." • Mnnesota Statute 471.88 Minnesota Statute 471.88 20 • MN- STAT -AN - MSA S 469.095, Commissioners; appointment, terms, vacancies, pay, removal Excerpt from page 69292 follows 469.095. Commissioners; appointment, terms, vacancies, pay, removal Subdivision 1. Commissioners. Except as provided in subdivision 2, paragraph (d), an economic development authority shall consist of either three, five, or seven commissioners who shall be appointed after the enabling resolution provided for in section 469.093 becomes effective. The resolution must indicate the number of commissioners constituting the authority. Subd. 2. Appointment, terms; vacancies. (a) Three - member authority: the commissioners constituting a three - member authority, one of whom must be a member of the city council, shall be appointed by the mayor with the approval of the city council. Those initially appointed shall be appointed for terms of two, four, and six years, respectively. Thereafter all commissioners shall be appointed for six -year terms. (b) Five - member authority: the commissioners constituting a five - member authority, two of whom must be members of the city council, shall be appointed by the mayor with the approval of the city council. Those initially appointed shall be appointed for terms of two, three, four, five, and six years respectively. Thereafter all commissioners shall be appointed for six -year terms. (c) Seven - member authority: the commissioners constituting a seven - member authority, two of whdm must be members of the city council, shall be appointed by the mayor with the approval of the city council. Those initially appointed shall be appointed for terms of one, two, three, four, and five years respectively and two members for six years. Thereafter all commissioners shall be appointed for six -year terms. (d) The enabling resolution may provide that the members of the city council shall serve as the commissioners. (e) The enabling resolution may provide for the appointment of members of the city council in excess of the number required in paragraphs (a), (b), and (c). (f) A vacancy is created in the membership of an authority when a city council member of the authority ends council membership. A vacancy for this or another reason must be filled for the balance of the unexpired term, in the manner in which the original appointment was made. The city council may set the term of the commissioners who are members of the city council to coincide with their term of office as members of the city council. Excerpt from page 69293 follows Subd. 3. Increase in commission members. An authority may be increased from three to five or seven members, or from five to seven members by a resolution adopted by the city council following the procedure provided for modifying the enabling resolution in section 469.093. Subd. 4. Compensation and reimbursement. A commissioner, including the president, shall be paid for attending each regular or special meeting of the authority in an amount to be determined by the city council. In addition to receiving pay for meetings, the commissioners may be reimbursed for actual expenses incurred in doing official business of the authority. All money paid for compensation or reimbursement must be paid out of the authority's budget. Subd. 5. Removal for cause. A commissioner may be removed by the city council for inefficiency, neglect of duty, or misconduct in office. A commissioner shall be removed only after a hearing. A copy of the charges must be given to the commissioner at least ten days before the hearing. The commissioner must be given an opportunity to be heard in person or by counsel at the hearing. When written charges have been submitted against a commissioner, the city council may temporarily suspend the commissioner. If the city council finds that those charges have not been substantiated, the commissioner shall be immediately reinstated. If a commissioner is removed, a record of the proceedings, together with the charges and findings, shall be filed in the office of the city clerk. Copyright (c) West Group 1998 No claim to original U.S. Govt. works W ark IYu ' To .ezhes -, Grawi Together B usi nE- & Coinwuknity BRE Meeting Notes Kick -off meetings at Rockwoods Grill and Klein Bank March 27 and 29, 2012 Persons /businesses in attendance /comments: (March 27 Meeting) • Lyle Talbot, Special Timer Corporation — Company makes pollution control devices in Otego since 1963. He believes the city is in need of and ripe for a business incubator. • Todd Shatusky, American Family Insurance — open for 3 years. • Linda Running, Otsego Dental. • Tom Darkenwald, City Council Member, Chairman of the Board —1 -94 West Chamber, and business owner. • Doug Schroeder, City Council Member. • Ron Touchette, Rock Solid — works with troubled assets. Waterfront Commons fully leased. Business activity in Otsego is good. Identity is an issue, but there are opportunities. The City lacks the infrastructure issues of neighboring cities — Otsego's infrastructure is well planned. • Joyce Chen, Volcano Buffet — restaurant is busy for now. They recently added a hibachi grill. • Cary Bush, Holiday Station Store. • Tasha Mills, Holiday Station Store. • Doug Andrews, Napa Valley Liquors — Store in business for 3 years. Foot traffic and referrals are important to business. Interested in city efforts to attract another big box to the area. • Rob Vold, Napa Valley Liquors. • Jen Esselman, Healing Hands Family Chiropractic. (March 29 Meeting) • Ken and Julie Nathe, 101 Market- floral and gift market • Wendy Fong, President of Brett Admixtures — they sell concrete admixtures throughout the Midwest region. They've been in business in Otsego for ten years and moved from Eden Prairie for the ease of transport. Business is good and their employees would enjoy more restaurants in the area. • David Bury, Asset Manager at Target.com — Target has seen double digit growth with 250 employees from the area. Employees want more restaurants. Partnerships City of Otsego BRE Meeting Notes — March 27 and 29, 2012 1 important for business. Strong communities make a difference in lower crime incidents. Target is focused on volunteering for community events. Bury clarified that they do not own the land around Target and that they have no restrictions on the types of businesses that can locate there. • Amy Nelson, Accurate Home Health Care, serves disabled clients in MN, Illinois, and Iowa. Corporate headquarters moving to Otsego (around 40 corporate employees) • Diana Weller, Klein Bank -In business for 3 years with growing commercial and residential lending. Klein Bank clarified that the franchises in Elk River and surrounding communities have restricted competition by prohibiting one from opening in Otsego. • Susan Middleton, Great Clips — In business 3 years. • Lezlie Johanson, Dogue Spot • Wendy Beck, Dogue Spot, a dog training and boarding company. Businesses they would like to see include Subway, Papa Murphy and Redbox. • Mike Day, Direct Digital Controls. Lori Johnson, City Administrator discussed city efforts: • City Council strategic planning identified economic development as a city goal. • City has updated city logo and website. • City is updating the comprehensive plan. • City has hired a recreation director. • City to improve 70 Street in 2012 to make an east -west connection; completion scheduled for 2014. • City recognizes the needs for community identity, to create community activities, promote Mississippi River Trail, and the need for city promotion /marketing. • City to work with MnDot to get additional MnDot approved business signage along Hwy 101 Rhonda Baack, 1 -94 West Chamber of Commerce discussed: • 11 largest Chamber of Commerce in the state. • 1 -94 West Corridor Coalition. • Grow MN — Business expansion and retention initiative with many resources for businesses. o Conducts face -to -face visits to businesses with a survey. • Chamber activities: o Chamber 101— education about benefits of chamber. o Legislative - chamber can leverage influence for the region. City of Otsego BRE Meeting Notes — March 27 and 29, 2012 2 o Candidate forums. o Ambassador program. o Special events such as golf tournament on July 24 and networking events. Ted LaFrance, Wright County Economic Development Partnership Services include: • Analyze financials • Financial and technical assistance • Community assistance • Marketing • Small Business Development Center Revolving loan fund Business Discussion Topics: • Regional Influence opportunities: o Chamber can leverage influence for the region. o New Senate district with Otsego in the center is an opportunity. Republican candidate David Fitzsimons is engaged and interested in communicating with businesses. • Business Needs: o Bring another big box to the area to increase foot traffic. o Increase number and variety of businesses and visitors to city. o More family oriented community activities, many families with small children living here. o Business incubator — there is a need for incubator space in Otsego. o Need to get traffic off of Highway 101 to town. • Billboard or other signage. • City has a policy to balance wants and needs of businesses and residents alike and has limited visual clutter on the highway. • Consider creative options such as using MNDOT information signs to identify local businesses, business district, and Mississippi River Trail. o Business signage- city ordinance needs to be modified. Direct Digital wants an electronic sign and feels it is essential to keeping business in Otsego. The 101 Market has a similar signage issue and feels more signage is necessary because of the 101 Bridge /Interchange City of Otsego BRE Meeting Notes — March 27 and 29, 2012 3 o Street Lighting fee — business feels it is excessive and should be more fairly distributed to all residence. • Community /City Identity — o Create a farmers market or other recreation and community events and activities in Highway 101 commercial area. o Rebranding - Otsego stickers in business windows to create an area identity and sense of community, consider street pole banners downtown, with a tag line such as "Friendly gathering place," which is the meaning of Otsego in a Native American language. o Jam Fest can be leveraged to raise community identity and serve as an anchor event. o Influence Holiday Inn to change their sign to Holiday Inn of Otsego. • Otsego opportunities: o Otsego is well situated as the first stop after the 101 flyway in Rogers. o City has been growing during the downturn unlike so many other communities. • Opportunities created by partnership among City, Chamber, and Businesses. o Businesses encouraged to use City and Chamber as resources. o Businesses need to partner together. o All want businesses to grow and succeed. o City wants ideas and comments from businesses — call or email. o Need rooftops and jobs in City to support retail. • Future Meetings — April 23rd at 4 P.M. at the Riverwood Conference Center and April 25 at 8 A.M., location to be determined. o Want ideas for future topics from businesses. o Meetings need to be valuable to businesses. City of Otsego BRE Meeting Notes — March 27 and 29, 2012 4