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ITEM 4.1 Resolutions 2017-49, 50, 510 06egoTF MINNESOTA V DEPARTMENT INFORMATION Request for City Council Action ORIGINATING DEPARTMENT REQUESTOR: MEETING DATE: Administration City Administrator/ Finance Director Flaherty June 12, 2017 PRESENTER(s) REVIEWED BY: ITEM #: City Administrator/ Finance Director Flaherty City Attorney MacArthur 4.1 AGENDA ITEM DETAILS RECOMMENDATION: City staff is recommending that the City Council conduct the public hearing for consideration of tax increment financing on the Kadler Avenue street construction and industrial development project. After the hearing has been conducted, City staff is recommending that the City Council approve the attached resolutions. ARE YOU SEEKING APPROVAL OF A CONTRACT? ISA PUBLIC HEARING REQUIRED? Yes Yes BACKGROUND/JUSTIFICATION: At a special meeting on April 10, 2017, the City Council concurred to move forward with the consideration of tax increment financing on the Kadler Avenue street construction and industrial development project. The project will include the construction of a roadway to facilitate the development of an industrial park on properties owned by Bury Industries, LLC. This project meets the City's economic development goals by increasing the number of jobs within the City as well as increasing the tax capacity on the development site. Bury Industries, LLC has proposed the first development within the industrial park, with a three phased construction plan with the ultimate construction including an office of approximately 7,500 square feet and shop space of approximately 52,000 square feet. The tax increment district will include approximately 77 acres owned by Bury Industries, LLC as well as the adjacent roads and rights of way. The current taxable market value of the district is calculated to be $804,700. The future taxable market values project to be $2,329,787 after phase one and $5,045,604 after phase three of the respective Bury Industries, LLC developments. The tax increment district is projected to generate approximately $320,000 of revenue over the life of the district, assuming only phase 1 of the Bury Industries, LLC development. This was the primary assumption used in discussions with the City Council, as future phases cannot be guaranteed. If all three phases of Bury Industries, LLC developments are constructed, the district could generate approximately $650,000 of revenue over the life of the district. It is the City's intent to retain 100% of the increment to pay for the construction of Kadler Avenue. The following TIF plan documents, agreements and resolutions have been a cooperative effort between City staff, Jessica Green (Northland Securities) and Mary Ippel (Briggs & Morgan). In order to continue, the City Council will need to approve the following items: 1] Resolution 2017-49 This resolution will formally establish Tax Increment Financing District No. 2 and will formally approve the attached Tax Increment Financing Plan. The Tax Increment Financing Plan provides a summary of the District and provides a budget for the sources and uses of the tax increment revenue. 2] Resolution 2017-50 This resolution will authorize an interfund loan in an amount not to exceed $660,000 with an interest rate of 4.00%. During the establishment and throughout the life of the Tax Increment District, the City may incur certain costs related to the District which may be financed with City funds. This interfund loan resolution allows the City to reimburse itself for said costs with future collections of tax increment revenues. 3] Resolution 2017-51 This resolution will authorize the execution of a development agreement by and between the City of Otsego and Bury Industries, LLC. This agreement outlines certain understandings of the project between the City and the developer as they relate to the Tax Increment Financing District. The City and developer will also enter into another separate agreement that will include, but not limited to the following: land use approvals; terms, amounts and waivers of special assessments; calculations of City fees, escrows and securities; etc. This agreement will be presented for approval at a future meeting. SUPPORTING DOCUMENTS ATTACHED: • Tax Increment Financing Plan • Resolution 2017-49: Establishing Tax Increment District & Approve Tax Increment Financing Plan • Resolution 2017-50: Authorizing Interfund Loan • Development Agreement • Resolution 2017-51: Authorizing Execution of a Development Agreement POSSIBLE MOTION PLEASE WORD MOTION AS YOU WOULD LIKE IT TO APPEAR IN THE MINUTES: Motion to approve Resolution 2017-49 establishing Tax Increment Financing District No. 2 —and- approving a Tax Increment Financing Plan therefor. Motion to approve Resolution 2017-50 authorizing an interfund loan for advance of certain costs in connection with Tax Increment Financing District No. 2. Motion to approve Resolution 2017-51 authorizing the execution of a development agreement by and between the City of Otsego and Bury Industries, LLC. BUDGET INFORMATION FUNDING: BUDGETED: N/A DRAFT FOR PUBLIC HEARING CITY OF OTSEGO, MINNESOTA TAX INCREMENT FINANCING PLAN FOR THE ESTABLISHMENT OF TAX INCREMENT FINANCING (ECONOMIC DEVELOPMENT) DISTRICT No. 2 (KADLER AVENUE DEVELOPMENT) WITHIN DEVELOPMENT DISTRICT No. 1 PUBLIC HEARING DATE: JUNE 12, 2017 PLAN APPROVED DATE. JUNE 12, 2017 (est.) PLAN CERTIFICATION REQUEST DATE. JUNE 19, 2017 (est.) PLAN CERTIFIED DATE. JULY 3, 2017 (est.) Northland Securities, Inc. 45 South 7th Street, Suite 2000 Minneapolis, MN 55402 (800) 851-2920 Member NASD and SIPC TABLE OF CONTENTS Section 3 - Tax Increment Financing Plan for TIF District No. 2 ........................... Section 3.01 Statutory Authority 3 Section 3.02 Planned Development................................................................... 3 3.02.1 Project Description.................................................................................... 3 3.02.2 City Plans and Development Program .................................................. 3 3.02.3 Land Acquisition....................................................................................... 3 3.02.4 Development Activities............................................................................ 3 3.02.5 Need for Tax Increment Financing......................................................... 3 Section 3.03 Tax Increment Financing District ................................................. 4 3.03.1 Designation................................................................................................ 4 3.03.2 Boundaries of TIF District........................................................................ 4 3.03.3 Type of District.......................................................................................... 4 Section 3.04 Plan for Use of Tax Increment...................................................... 5 3.04.1 Estimated Tax Increment......................................................................... 5 3.04.2 Project Costs............................................................................................... 5 3.04.3 Estimated Sources and Uses of Funds ................................................... 5 Figure3-1.................................................................................................... 6 3.04.4 Administrative Expense........................................................................... 6 3.04.5 County Road Costs................................................................................... 6 3.04.6 Bonded Indebtedness............................................................................... 7 3.04.7 Duration of TIF District............................................................................ 7 3.04.8 Estimated Impact on Other Taxing Jurisdictions ................................. 7 3.04.9 Prior Planned Improvements.................................................................. 7 Section 4 - Administering the District........................................................... Section 4.01 Filing and Certification........................................................ 8 Section 4.02 Modifications of the Tax Increment Financing Plan........ 8 Section 4.03 4 -Year Knockdown Rule ...................................................... 8 Section 4.04 Pooling/5-Year Rule.............................................................. 9 Section 4.05 Financial Reporting and Disclosure Requirements ......... 9 Section 4.06 Business Subsidy Compliance ............................................ 9 EXHIBITS.................................................................................................................... Exhibit 3-1- Present Value Analysis........................................................... 10 Exhibit 3-2 - Projected Tax Increment......................................................... 11 Exhibit 3-3 - Impact on Other Taxing jurisdictions .................................. 12 Exhibit 3-4 - Estimated Tax Increment Over Life of District ................... 13 Exhibit 3-5 - Map of Development District and TIF District ................... 14 8 10 3 2 TAX INCREMENT FINANCING DISTRICT NO. 2 SECTION III - TAX INCREMENT FINANCING PLAN SECTION 3.01 STATUTORY AUTHORITY The TIF District and this TIF Plan are established under the authority of the TIF Act. For future reference in administering the TIF Plan, a copy of the TIF Act will be included in the TIF record book for the TIF District. SECTION 3.02 PLANNED DEVELOPMENT 3.02.1 Project Description The Project is anticipated to include the construction of a roadway to facilitate the construction of a manufacturing facility upon property within the boundaries of the TIF District. The project is for the construction an approximate 61,092 square foot commercial building for manufacturing and warehousing purposes. 3.02.2 City Plans and Development Program In addition to achieving the objectives of the City's plans and Development Program, the proposed development is consistent with and works to achieve the development objectives of the City. The TIF Plan for the TIF District conforms to the general plan for development of the City as a whole. The reasons and facts supporting this finding are that the City Council has reviewed the plans for the proposed development and found them to be consistent with the goals of the Comprehensive Plan and zoning ordinances and serves to promote the City's development objectives for economic development. This project is consistent with the City's Comprehensive Plan, dated as of March 13, 2017, including the Transportation Plan and Future Land Use Plan maps. The Project is also consistent with the City's Zoning Map as the parcels are guided for industrial land use and will be zoned I- 2, General Industrial District as part of the project approvals. 3.02.3 Land Acquisition The City does not intend to acquire any property within the TIF District, other than for right of way and/or easements related to street improvements, infrastructure and related public improvements. 3.02.4 Development Activities As of the date of approval of this TIF Plan, there are no development activities proposed in this TIF Plan that are subject to contracts. 3.02.5 Need for Tax Increment Financing In the opinion of the City, the proposed development would not reasonably be expected to occur solely through private investment within the foreseeable future and that the increased market value of the site that could reasonably be expected to occur without the use of tax increment financing would be less than the increase in the market value estimated to result from the proposed development after subtracting the present value of the projected tax increments for the maximum duration of the TIF District permitted by the TIF Plan. The reasons and facts supporting this finding include the following. The proposed development requires the need for public financial assistance to offset the site improvements and preparation costs, utility improvements, and other qualifying improvements to allow for the Developer to proceed with construction of the project. TAX INCREMENT FINANCING DISTRICT NO. 2 A comparative analysis of estimated market values both with and without establishment of the TIF District and the use of tax increments has been performed as described above and is shown in Exhibit 3-1. This analysis indicates that the increase in estimated market value of the proposed development (less the present value of the projected tax increments for the maximum duration permitted by the TIF Plan) exceeds the estimated market value of the site prior to the establishment of the TIF District. SECTION 3.03 TAX INCREMENT FINANCING DISTRICT 3.03.1 Designation This TIF District is designated Tax Increment Financing (Economic Development) District No. 2. 3.03.2 Boundaries of TIF District The boundaries of the TIF District are depicted in Exhibit 3-5. The area within the TIF District includes the following parcels and adjacent roads and right of way: 118-800-274101 and 118- 800-274100. 3.03.3 Type of District The TIF District is established as an "economic development" district pursuant to Minnesota Statutes Sections 469.174, Subd. 12 and 469.176, Subd. 4c. These sections of the TIF Act allow tax increments from an economic development district may be used to provide improvements, loans, subsidies, grants, interest rate subsidies, or assistance in any form to developments consisting of buildings and ancillary facilities, if all the following conditions are met: (1) it will discourage commerce, industry, or manufacturing from moving their operations to another state or municipality; or (2) it will result in increased employment in the state; or (3) it will result in preservation and enhancement of the tax base of the state. Revenue derived from tax increment from an economic development district may not be used to provide improvements, loans, subsidies, grants, interest rate subsidies, or assistance in any form to developments consisting of buildings and ancillary facilities, if more than 15 percent of the buildings and facilities (determined on the basis of square footage) are used for a purpose other than: (1) the manufacturing or production of tangible personal property, including processing resulting in the change in condition of the property; (2) warehousing, storage, and distribution of tangible personal property, excluding retail sales; (3) research and development related to the activities listed in clause (1) or (2); (4) telemarketing if that activity is the exclusive use of the property; (5) tourism facilities; or (6) space necessary for andrelated to the activities listed in clauses (1) to (5). The proposed project, as described, relates to plans for construction of a roadway to facilitate the development and construction of a manufacturing and warehousing facility within the district. in TAX INCREMENT FINANCING DISTRICT NO. 2 SECTION 3.04 PLAN FOR USE OF TAX INCREMENT 3.04.1 Estimated Tax Increment The original net tax capacity of value of the TIF District will be set by the County upon request for certification. For the purposes of this Plan, the estimated original net tax capacity is $14,594. This amount is estimated based the most recent published estimated combined taxable market value of $804,700 for the parcels within the TIF District, with tax capacity value calculated for commercial -industrial property. The Project is intended to be developed in phases, with the first phase occurring in 2018. The taxable market value is anticipated to be $2,329,787 with a tax capacity of $45,846. The second phase is currently scheduled for 2020; the resulting taxable market value is estimated to increase to $3,066,263 and the tax capacity will increase to $59,379. The final phase is planned for 2021. The resulting taxable market value is estimated at $4,626,377 with a tax capacity of $88,074. It is expected that the property located within the district will appreciate at one and three quarters percent (1.75%) per year. The final tax capacity value of the parcels within the TIF District after full development and at the end of the life of the district is estimated to be $94,404. This amount is based on a total estimated market value of $5,045,604 with property classified as commercial - industrial. The difference between the total tax capacity value and the original net tax capacity value is the captured tax capacity value for the creation of tax increment estimated to range from $31,252 from $79,810, and will increase as project phases are completed. The total local tax rate for taxes payable in 2017 is 114.774%. The TIF Plan assumes that this rate will be set as the original local tax rate for the TIF District. At the time of the certification of the original net tax capacity for the TIF District, the county auditor shall certify the original local tax rate that applies to the TIF District. The original local tax rate is the sum of all the local tax rates, excluding that portion of the school rate attributable to the general education levy under Minnesota Statutes section 126C.13, that apply to a property in the TIF District. The local tax rate to be certified is the rate in effect for the same taxes payable year applicable to the tax capacity values certified as the TIF District's original tax capacity. The resulting tax capacity rate is the original local tax rate for the life of the TIF District. Under these assumptions, the estimated annual tax increment will be $35,869 in the first year of tax increment collection, and increasing to $91,601 as the property is developed further. The actual tax increment will vary according to the certified original tax capacity value and original tax rate, the actual property value produced by the proposed development and the changes in property value and State tax policy over the life of the district. It is the City's intent to retain 100% of the captured tax capacity value for the duration of the TIF district. Exhibit II contains the projected tax increment over the life of the District. 3.04.2 Project Costs The City will use tax increment to pay for Project Costs. Figure 3-1 in Section 3.04.3 provides the estimated Project Costs to be paid from tax increment. Project Costs to be paid or financed with tax increment are estimated to be $650,000. This amount includes $460,500 for reimbursement of construction of public infrastructure, including streets and other similar public improvements, within the boundaries of the Development District. The remaining Project Costs is estimated to be for interest expense and administrative costs. The City anticipates other revenues may be used to finance or pay for other project costs associated with the development in the TIF District. The City reserves the right to use any other legally available revenues to finance or pay for project costs associated with development in the TIF District. TAX INCREMENT FINANCING DISTRICT NO. 2 3.04.3 Estimated Sources and Uses of Funds The estimated sources of revenue, along with the estimated Project Costs to be paid or financed with tax increment, and estimated financing costs, are itemized in Figure 3-1 that follows FIGURE 3-1 ESTIMATED SOURCES AND USES OF FUNDS City of Otsego Tax Increment Financing District No. 2 Projected Tax Increment Kadler Avenue Development 6 Total Estimated Tax Increment Revenues (from tax increment generated by the district) Tax increment revenues distributed from the county $650,000 Interest and investment earnings $10,000 Sales/lease proceeds $0 Market value homestead credit $0 Total Estimated Tax Increment Revenues $660,000 Estimated Project/Financing Costs (to be paid or financed with tax increment) Project costs Land/building acquisition $0 Site improvements/preparation costs $460,500 Utilities $0 Other qualifying improvements $0 Construction of affordable housing $0 Small city authorized costs, if not already included above $0 Administrative costs $23,000 Estimated Tax Increment Project Costs $483,500 Estimated financing costs Interest expense $176,500 Total Estimated Project/Financing Costs to be Paid from Tax Increment $660,000 Estimated Financing 6 TAX INCREMENT FINANCING DISTRICT NO. 2 The City reserves the right to administratively adjust the amount of any of the items listed above or to incorporate additional eligible items, so long as the total estimated tax increment project costs to be paid from tax increment, before estimated financing costs, is not increased. 3.04.4 Administrative Expense The City will retain up to 10 percent (10%) of annual tax increment revenues, less fees paid to the State and County. The City will use these monies to pay for and reimburse the City for costs of administering the TIF district. The estimated amount of administrative costs to be paid from tax increment is shown in Figure 3-1 in Section 3.04.3. Anticipated administrative expenses of the TIF District include establishment of the TIF District, annual audit of the fund for TIF District, preparation of annual reporting, legal publication of annual report, and administration of any development agreements. 3.04.5 County Road Costs The proposed development will not substantially increase the use of county roads and necessitate the need to use tax increments to pay for county road improvements. 3.04.6 Bonded Indebtedness Figure 3-1 in Section 3.04.3 provides the estimated maximum amount of total amounts of bonds to be issued and paid from tax increments from the TIF District. The City anticipates issuing general obligation bonds as a result of the TIF Plan. The City may use tax increments on a pay-as-you-go basis (i.e., issuance of a tax increment note) to reimburse Developer for Project Costs. The amount of reimbursement to a Developer for Project Costs, and the term of reimbursement, shall be specified in a written agreement. The City may loan or advance money from its general fund or any other fund it has legal authority to finance Project Costs. An interfund loan or advance is defined in the TIF Act as a bond or a qualifying obligation. Before money is transferred, advanced, or spent, the loan or advance shall be authorized by resolution of the City Council. For the loan or advance to be repaid with TIF revenues, an interfund loan agreement must be in place before any loans or advances are made. The terms and conditions for repayment of the loan must be in writing and include, at minimum, (i) the principal amount of the loan or advance, (ii) the interest rate to be charged, and (iii) its maximum term. The maximum rate of interest that can be charged is limited to the annual rate charged by the State Courts or by the Department of Revenue, whichever is greater. 3.04.7 Duration of TIF District The TIF Act allows tax increments to be collected from the TIF District for a period not to exceed eight (8) years from the date of receipt of the first tax increment. The City reserves the right to collect tax increments for this period to undertake eligible activities in the TIF District and the Development District. Under the current schedule for development, the first tax increment is estimated to be collected in 2019 (construction of phase 1 improvements completed in 2017) creating the authority to collect tax increments through 2028. The City will request decertification of the TIF District after payment (or reimbursement) of all Project Costs but no later than after the final receipt of taxes payable. 3.04.8 Estimated Impact on Other Taxing Jurisdictions Exhibit III and IV shows the estimated impact on other taxing jurisdictions if the maximum projected retained captured net tax capacity of the TIF District was hypothetically available to the other taxing jurisdictions. The City believes that there will be no adverse impact on other taxing jurisdictions during the life of the TIF District, since the proposed development would not have occurred without the establishment of the TIF District and the provision of 7 public assistance. A positive impact on other taxing jurisdictions will occur when the TIF District is decertified and the development therein becomes part of the general tax base. The City anticipates minimal impact of the proposed development on city -provided services. A manageable increase in water and sewer usage is expected. It is anticipated that there may be a slight but manageable increase in police and fire protection duties due to the development. 3.04.9 Prior Planned Improvements There have been no building permits issued in the last 18 months in conjunction with any of the properties within the TIF District. The City will include this statement with the request for certification to the County Auditor. If building permits had been issued during this time period, then the County Auditor would increase the original net tax capacity of the TIF District by the net tax capacity of each improvement for which a building permit was issued. TAX INCREMENT FINANCING DISTRICT N0. 2 ARTICLE IV - ADMINISTERING THE TIF DISTRICT SECTION 4.01 FILING AND CERTIFICATION The filing and certification of the TIF Plan consists of the following steps: 1. Upon adoption of the TIF Plan, the City shall submit a copy of the TIF Plan to the Minnesota Department of Revenue and the Office of the State Auditor. 2. The Authority shall request that the County Auditor certify the original net tax capacity and net tax capacity rate of the TIF District. To assist the County Auditor in this process, the City shall submit copies of the TIF Plan, the resolution establishing the TIF District and adopting the TIF Plan, and a listing of any prior planned improvements. 3. The City shall send the County Assessor any assessment agreement establishing the minimum market value of land and improvements in the TIF District, and shall request that the County Assessor review and certify this assessment agreement as reasonable. SECTION 4.02 MODIFICATIONS OF THE TAX INCREMENT FINANCING PLAN The City reserves the right to modify the TIF District and the TIF Plan. Under current State Law, the following actions can only be approved after satisfying all the necessary requirements for approval of the original TIF Plan (including notifications and public hearing): ■ Reduction or enlargement in the geographic area of the Development District or the TIF District. ■ Increase in the amount of bonded indebtedness to be incurred. ■ Increase in the amount of capitalized interest. ■ Increase in that portion of the captured net tax capacity to be retained by the City. ■ Increase in the total estimated public costs. ■ Designation of additional property to be acquired by the City. Other modifications can be made by resolution of the City Council. In addition, the original approval process does not apply if (1) the only modification is elimination of parcels from the TIF District and (2) the current net tax capacity of the parcels eliminated equals or exceeds the net tax capacity of those parcels in the TIF District's original net tax capacity, or the City agrees that the TIF District's original net tax capacity will be reduced by no more than the current net tax capacity of the parcels eliminated. The City must notify the County Auditor of any modification that reduces or enlarges the geographic area of the TIF District. The geographic area of the TIF District may be reduced but not enlarged after five years following the date of certification. SECTION 4.03 4 -YEAR KNOCKDOWN RULE Since the TIF District consists of two parcels, a delay or reduction of planned development of the project could lead to loss of value from the 4 -Year Knockdown Rule. This Rule requires that if after four years from certification of the TIF District, no demolition, rehabilitation, renovation or site improvement, including a qualified improvement of an adjacent street, has commenced on a parcel located within the TIF District, then that parcel shall be excluded from the TIF District and the original net tax capacity shall be adjusted accordingly. Qualified improvements of a street are limited to construction or opening of a new street, relocation of a street, or substantial reconstruction or rebuilding of an existing street. The City must submit to the County Auditor, 0 TAX INCREMENT FINANCING DISTRICT NO. 2 by February 1 of the fifth year, evidence that the required activity has taken place for each parcel in the TIF District. If a parcel is excluded from the TIF District and the City or owner of the parcel subsequently commences any of the above activities, the City shall certify to the County Auditor that such activity has commenced and the parcel shall once again be included in the TIF District. The County Auditor shall certify the net tax capacity of the parcel, as most recently certified by the Commissioner of Revenue, and add such amount to the original net tax capacity of the TIF District. SECTION 4.04 POOLING/5-YEAR RULE At least 80% of the tax increments (net of administrative expenses) from this TIF District (the "In -District Percentage") must be expended on activities within the TIF District, including payment on any bonds for which the proceeds were used to finance activities within the TIF District. Up to 20% of the tax increments from this TIF District may be used to finance activities outside the TIF District but within the Development District. Tax increments are considered to have been "spent" within the TIF District if such amounts are: • actually paid to a third party for activities performed within the TIF District within five years after certification of the district; • used to pay bonds that were issued and sold to a third party, the proceeds of which are reasonably expected on the date of issuance to be spent within the later of the five-year period or a reasonable temporary period or are deposited in a reasonably required reserve or replacement fund. • used to make payments or reimbursements to a third party under binding contracts for activities performed within the TIF District, which were entered into within five years after certification of the district; or • used to reimburse a party for payment of eligible costs (including interest) incurred within five years from certification of the district. It is anticipated that all tax increments collected in the TIF District will spent or obligated within this time period. Unless the TIF Plan is modified within this 5 -year period and additional expenditures are authorized, tax increments will only be used to pay for authorized redevelopment costs and administrative expenses. SECTION 4.05 FINANCIAL REPORTING AND DISCLOSURE REQUIREMENTS The City will comply with the annual reporting requirements of State Law pursuant to the guidelines of the Office of the State Auditor. Under current law, the City must prepare and submit a report on the TIF district on or before August 1 of each year. The City must also annually publish in a newspaper of general circulation in the City an annual statement for each tax increment financing district. The reporting and disclosure requirements outlined in this section begin with the year the district was certified, and shall end in the year in which both the district has been decertified and all tax increments have been spent or returned to the county for redistribution. Failure to meet these requirements, as determined by the State Auditor's Office, may result in suspension of distribution of tax increment. SECTION 4.06 BUSINESS SUBSIDY COMPLIANCE The Authority will comply with the business subsidies requirements specified in Minnesota Statutes, Sections 116J.993 to 116J.995. 10 TAX INCREMENT FINANCING DISTRICT NO. 2 Exhibit 3-1 City of Otsego Tax Increment Financing District No. 2 Present Value Analysis As Required By Statute Minnesota Statutes 469.175(3)(2) KadlerAvenue Development 1 Estimated Future Market Value w/ Tax Increment Financing 2 Payable 2017 Market Value 3 Market Value Increase (1-2) 4 Present Value of Future Tax Increments 5 Market Value Increase Less PV of Tax Increments 6 Estimated Future Market Value w/o Tax Increment Financing 7 Payable 2017 Market Value 5,045,604 804,700 4,240,904 537,766 3,703,138 924,505 ' 804,700 8 Market Value Increase (6-7) 119,805 9 Increase in MV From TIF 3,583,333 2 ' Assume 1.75% annual appreciation over 8 year life of district. 2 Statutory compliance achieved if increase in market value from TIF (Line 9) is greater than or equal to zero. 11 TAX INCREMENT FINANCING DISTRICT NO. 2 Exhibit 3.2 City of Otsego Tax Increment Financing District No. 2 (Economic Development) Kadler Avenue Development Projected Tax Increment Cash Flow Key Asssumptions 1 Taxable market value JMV annual growth assumption =1,75%, 2 Assume Pay 2017 Tax Year. 3 Base Taxable Market Value = $804,700 PID 118-800-274100 118-800-274101 4 Assumption for New Taxable Market Value = $4,391,752 based on 60,710 SF 5 Present value is based on semi-annual payments. 6 Present value is calculated based on semi-annual payments, stated rate in the schedule above, and beginning on the follosiing date of 8/1/2018 7 Tax capacity is calculated based on first $150,000 of TMV at 1,5% and TMV above the $150,000 at 2,0%, 12 0,36% 100,00% 2,74% 100,00% 2,74% TIF Taxes Assumed Estimated Less Present Value of Est. TIF To Pay Present District. Value Payable Taxable Market New Tax Base Tax Captured Tax Original Tax State Estimated Tax Estimated Tax City Project Value of TIF Year Value 14 Capacity 17 a Capacity Capacity Tax Rate z Increment Fee Increment Increment � 6 and Financing to City Year Year Before State Fee Costs 1 2019 2020 2,329,787 45,846 (14,594) 31,252 114,774% 35,869 (129) 35,740 33,618 35,740 33,618 2 2020 2021 2,370,558 46,661 (14,594) 32,067 114.774% 36,805 (132) 36,673 67,188 36,673 67,188 3 2021 2022 3,066,263 59,379 (14,594) 44,785 114.774% 51,402 (185) 51,217 112,812 51,217 112,812 4 2022 2023 4,626,377 88,074 (14,594) 73,480 114.774% 84,336 (304) 84,032 185,658 84,032 185,658 5 2023 2024 4,707,339 88,933 (14,594) 74,339 114.774% 85,322 (307) 85,015 257,377 85,015 257,377 6 2024 2025 4,789,717 89,807 (14,594) 75,213 114.774% 86,325 (311) 86,014 327,991 86,014 327,991 7 2025 2026 4,873,537 92,083 (14,594) 77,489 114.774% 88,937 (320) 88,617 398,789 88,617 398,789 8 2026 2027 4,958,824 93,233 (14,594) 78,639 114.774% 90,258 (325) 89,933 468,710 89,933 468,710 9 2027 2028 5,045,604 94,404 (14,594) 79,810 114.774% 91,601 (330) 91,271 537,766 91,271 537,766 4,895,604 TOTAL = 650,855 (2,343) 648,512 648,512 Key Asssumptions 1 Taxable market value JMV annual growth assumption =1,75%, 2 Assume Pay 2017 Tax Year. 3 Base Taxable Market Value = $804,700 PID 118-800-274100 118-800-274101 4 Assumption for New Taxable Market Value = $4,391,752 based on 60,710 SF 5 Present value is based on semi-annual payments. 6 Present value is calculated based on semi-annual payments, stated rate in the schedule above, and beginning on the follosiing date of 8/1/2018 7 Tax capacity is calculated based on first $150,000 of TMV at 1,5% and TMV above the $150,000 at 2,0%, 12 TAX INCREMENT FINANCING DISTRICT NO. 2 Exhibit 3-3 City of Otsego Tax Increment Financing District No. 2 Impact on Other Taxing Jurisdictions (Taxes Payable 2017) KadlerAvenue Development ANNUAL TAX INCREMENT Estimated Annual Captured Tax Capacity (Full Development) $79,810 Payable 2017 Local Tax Rate 114.774% Estimated Annual Tax Increment $91,601 NOTE NO. 1; Assuming that ALL of the captured tax capacity would be available to all taxing jurisdictions even if the City does not create the Tax Increment District, the creation of the District will reduce tax capacities and increase the local tax rate as illustrated in the above tables. NOTE NO. 2: Assuming that NONE of the captured tax capacity would be available to the taxing jurisdiction if the City did not create the Tax Increment District; then the plan has virtually no initial effect on the tax capacities of the taxing jurisdictions. However, once the District is established, allowable costs paid from the Increments, and the District is terminated, all taxing jurisdictions will experience an increase in their tax base. 13 Percent of Tax Base Net Tax Captured Percent of Capacity Tax Total NTC (NTC) Capacity City of Otsego 13,328,424 79,810 0.60% Wright County 146,611,070 79,810 0.05% ISD 728 397,233,300 79,810 0.02% Dollar Impact of Affected Taxing Jurisdictions Net Tax Tax Added Capacity % of Total Increment Local Tax (NTC) Share Rate City of Otsego 37.973% 33.085% 30,306 0.227% Wright County 39.604% 34.506% 31,608 0.022% ISD 728 37.197% 32.409% 29,687 0.007% Other 0.000% 0.000% 0 Totals 114.774% 100.000% 91,601 NOTE NO. 1; Assuming that ALL of the captured tax capacity would be available to all taxing jurisdictions even if the City does not create the Tax Increment District, the creation of the District will reduce tax capacities and increase the local tax rate as illustrated in the above tables. NOTE NO. 2: Assuming that NONE of the captured tax capacity would be available to the taxing jurisdiction if the City did not create the Tax Increment District; then the plan has virtually no initial effect on the tax capacities of the taxing jurisdictions. However, once the District is established, allowable costs paid from the Increments, and the District is terminated, all taxing jurisdictions will experience an increase in their tax base. 13 TAX INCREMENT FINANCING DISTRICT NO. 2 Exhibit 3-4 City of Otsego Tax Increment Financing District No. 2 (2) Kadler Avenue Development Estimated Tax Increments Over Maximum Life of District 14 Based on Pay 2017 Tax Rate = 114.774% 37.973% 39.604% 37.197% 0.000% New Estimated City County School Other TIF Taxes Taxable New Base Captured Total TIF TIF TIF TIF District Payable Market Tax Tax Tax Tax Related Related Related Related Year Year Value Capacity Capacity Capacity Increment Share Share Share Share 1 2020 2,329,787 45,846 (14,594) 31,252 35,869 - - 2 2021 2,370,558 46,661 (14,594) 32,067 36,805 12,177 12,700 11,928 3 2022 3,066,263 59,379 (14,594) 44,785 51,402 17,006 17,737 16,659 4 2023 4,626,377 88,074 (14,594) 73,480 84,336 27,903 29,101 27,332 - 5 2024 4,707,339 88,933 (14,594) 74,339 85,322 28,229 29,441 27,652 - 6 2025 4,789,717 89,807 (14,594) 75,213 86,325 28,561 29,788 27,977 - 7 2026 4,873,537 92,083 (14,594) 77,489 88,937 29,425 30,689 28,824 - 8 2027 4,958,824 93,233 (14,594) 78,639 90,258 29,862 31,144 29,252 - 9 2028 5,045,604 94,404 (14,594) 79,810 91,601 30,306 31,608 29,687 - Total 650,855 203,469 212,208 199,311 - 14 TAX INCREMENT FINANCING DISTRICT NO. 2 EXHIBIT 3-5 Boundaries of Municipal Development District No. 1 and Tax Increment Financing District No. 2 The boundaries of the Municipal Development District No. 1 are coterminous with corporate boundaries of the City of Otsego and Tax Increment Financing District No. 2 includes parcels 118-800-274101,118-800-274100 and adjacent roads and right of way: Tax Increment Financing District No. 2 15 16 EXTRACT OF MINUTES OF A MEETING OF THE CITY COUNCIL OF THE CITY OF OTSEGO, MINNESOTA HELD: June 12, 2017 Pursuant to due call and notice thereof, a regular meeting of the City Council of the City of Otsego, Wright County, Minnesota, was duly called and held on the 12th day of June, 2017, at approximately 7:00 p.m. The following members of the Council were present: and the following were absent: Member introduced the following resolution and moved its adoption: RESOLUTION 2017-49 RESOLUTION ESTABLISHING TAX INCREMENT FINANCING (ECONOMIC DEVELOPMENT) DISTRICT NO. 2 AND APPROVING A TAX INCREMENT FINANCING PLAN THEREFOR A. WHEREAS, it has been proposed that the City of Otsego, Minnesota (the "City") establish Tax Increment Financing (Economic Development) District No. 2 within Development District No. 1 (the "TIF District") and approve and accept the proposed Tax Increment Financing Plan therefor, pursuant to Minnesota Statutes, Sections 469.124 through 469.133 and Minnesota Statutes, Sections 469.174 through 469.1794, both inclusive, as amended (collectively the "Act"); and B. WHEREAS, the proposed Tax Increment Financing Plan for the TIF District (the "Plan") has been prepared and is contained in that certain document entitled in part "Tax Increment Financing Plan for Tax Increment Financing (Economic Development) District No. 2", dated as of June 12, 2017, and presented for the Council's consideration; and C. WHERAS, the City has performed all actions required by law to be performed prior to the establishment of the TIF District, and the adoption of a proposed Plan therefor, including, but not limited to, notification of Wright County and Independent School District No. 728 having taxing jurisdiction over the property to be included in the TIF District; and the holding of a public hearing upon published and mailed notice as required by law; and D. WHEREAS, certain written reports (the "Reports") relating to the Plan and to the activities contemplated therein have heretofore been prepared by staff and submitted to the Council and/or made a part of the City files and proceedings on the Plans. The Reports include data, information and/or substantiation constituting or relating to (1) the "studies and analyses' on why the TIF District meets the so-called "but for" test and the tests for establishing a economic development tax increment financing district under the Act and (2) the basis for the other findings and determinations made in this Resolution. The Council hereby confirms, ratifies and adopts the Reports, which are hereby incorporated into and made as fully a part of this resolution to the same extent as if set forth in full herein; and NOW, THEREFORE, BE IT RESOLVED, by the City Council of the City of Otsego as follows: 1. Tax Increment Financing District No. 2. There is hereby established in the City of Otsego within Municipal Development District No. 1, Tax Increment Financing District No. 2, the initial boundaries of which are fixed and determined as described in the Tax Increment Financing Plan. 2. Tax Increment Financing Plan. The Tax Increment Financing Plan is adopted as the tax increment financing plan for Tax Increment Financing District No. 2, and the City Council makes the following findings: (a) The Tax Increment Financing District No. 2 is an economic development district as defined in Minnesota Statutes, Section 469.174, Subd. 12, and development in the TIF District will result in increased employment in the State and the preservation and enhancement of the tax base of the State. (b) Development in the Tax Increment Financing District No. 2 will increase employment in the state, including construction jobs, through the construction of commercial and industrial improvements. (c) The proposed development, in the opinion of the City Council, would not occur solely through private investment. The reasons supporting this finding are that: i. The need for the use of tax increment financing has been determined in negotiations with the developer of the project. The developer has provided supporting materials to attest to inability to proceed with construction of the project without the assistance for the development. The developer proposes to finance and construct improvements, including a commercial industrial building, for occupant by Bury Industries, LLC (a manufacturing company). The extraordinary cost of the improvements and the building results in costs, which have proven to be prohibitive. Therefore, tax increments are needed primarily to assist with infrastructure costs for the development property. ii. The proposed project will allow an industrial manufacturing business to be built within the City of Otsego. The proposed development consists of the phased construction of, once completed, an approximately 61,092 square foot manufacturing facility on property within the City. Attracting this company and related jobs in Otsego is important to the economic future of the community. 2 iii. Private investment will not finance these development activities because of the prohibitive costs of the underlying site improvements and infrastructure. It is necessary to finance a portion of these costs through the use of tax increment financing. iv. A comparative analysis of estimated market values both with and without establishment of the Tax Increment Financing District No. 2 and the use of tax increments has been performed as described above. Such analysis is found in Exhibit I of the TIF Plan and is incorporated herein by reference, and indicates that the increase in estimated market value of the proposed development (less the indicated subtractions) exceeds the estimated market value of the site absent the establishment of the Tax Increment Financing District No. 2 and the use of tax increments. V. In the opinion of the City Council, the increased market value of the site that could reasonably be expected to occur without the use of tax increment financing would be less than the increase in the market value estimated to result from the proposed development after subtracting the present value of the projected tax increments for the maximum duration of the TIF District permitted by the TIF Plan. The reasons supporting this finding can be found in Exhibit I of the TIF Plan. (d) The TIF Plan for the TIF District conforms to the general plan for development of the City as a whole. The reasons for supporting this finding are that: (i) The TIF District is properly zoned; and (ii) The TIF Plan will generally complement and serve to implement policies adopted by the City. (e) The TIF Plan will afford maximum opportunity, consistent with the sound needs of the City as a whole, for the development or redevelopment of the Development District No. 1 by private enterprise. The reasons supporting this finding are that the development activities are necessary so that development and redevelopment by private enterprise can occur within the Development District No. 1. 3. Public Purpose. The adoption of the Tax Increment Financing Plan for Tax Increment Financing District No. 2 therein conform in all respects to the requirements of the Act and will help fulfill a need to develop an area of the State which is underused to help improve the tax base and to improve the general economy of the State and thereby serves a public purpose. 4. Certification. The Auditor of Wright County is requested to certify the original net tax capacity of Tax Increment Financing District No. 2 as described in Tax Increment Financing Plan, and to certify in each year thereafter the amount by which the original net tax capacity has increased or decreased in accordance with the Act; and the City Administrator is authorized and directed to forthwith transmit this request to the County Auditor in such form and content as the Auditor may specify, together with a list of all properties within Tax Increment Financing District No. 2 for which building permits have been issued during the 18 months immediately preceding the adoption of this Resolution. 5. Filing. The City Clerk is further authorized and directed to file a copy of the Tax Increment Financing Plan for Tax Increment Financing District No. 2 with the Commissioner of Revenue and the Office of the State Auditor. 6. Administration. The administration of Tax Increment Finance District No. 2 is assigned to the City Administrator who shall from time to time be granted such powers and duties pursuant to Minnesota Statutes, Sections 469.130 and 469.131 as the City Council may deem appropriate. The motion for the adoption of the foregoing resolution was duly seconded by member and upon vote being taken thereon, the following voted in favor thereof: and the following voted against the same: Whereupon said resolution was declared duly passed and adopted. M STATE OF MINNESOTA COUNTY OF WRIGHT I, the undersigned, being the duly qualified and acting City Clerk of the City of Otsego, Minnesota, DO HEREBY CERTIFY that I have compared the attached and foregoing extract of minutes with the original thereof on file in my office, and that the same is a full, true and complete transcript of the minutes of a meeting of the City Council of said City, duly called and held on the date therein indicated, insofar as such minutes relate to the establishment of Tax Increment Financing District No. 2 in the City. WITNESS my hand this _ day of June, 2017. City Clerk 5 CITY OF OTSEGO COUNTY OF WRIGHT STATE OF MINNESOTA RESOLUTION NO: 2017-50 AUTHORIZING INTERFUND LOAN FOR ADVANCE OF CERTAIN COSTS IN CONNECTION WITH TAX INCREMENT FINANCING DISTRICT NO.2 BE IT RESOLVED By the City Council of the City of Otsego, Minnesota (the "City") as follows: Section 1. Background. 1.01. The City of Otsego has established Tax Increment Financing District No. 2 (the "TIF District") within Municipal Development District No. 1 (the 'Development District") pursuant to Minnesota Statutes, Sections 469.174 to 469.1794, as amended (the "TIF Act"). 1.02. The City may incur certain costs related to the TIF District which may be financed on a temporary basis from available City funds. 1.03. Under Section 469.178, Subdivision 7 of the TIF Act, the City is authorized to advance or loan money from any fund from which such advances may be legally made in order to finance expenditures that are eligible to be paid with tax increments under the TIF Act. 1.04. The City has determined that it may pay debt service on bonds issued to finance project costs associated with the TIF District (the "Project Costs Advance") on a temporary basis from the General Fund or any other fund from which such advances may be legally made (the "Fund") as an Interfund Loan pursuant to Minnesota Statutes, Section 469.178, Subd. 7. 1.05. The City has also determined that it may be necessary to finance administrative costs associated with the TIF District (the "Administrative Costs) using City funds legally authorized for such purpose, and to reimburse such fund from tax increments from the district when received. 1.06. The City hereby designates the Project Costs Advance as an interfund loan in accordance with the terms of this resolution and the TIF Act. Section 2. Repayment of Interfund Loan. 2.01. The City will reimburse itself for the Project Costs Advance and Administrative Costs in an amount not to exceed $660,000, together with interest at the rate of 4.0% per annum (the "Interfund Loan"). Interest accrues on the principal amount from the date of each advance. The interest rate is no more than the greatest of the rate specified under Minnesota Statutes, Section 270C.40 and Section 549.09, both in effect for calendar year 2017, and will not be adjusted. 2.02. Principal and interest ("Payments") on the Interfund Loan shall be paid semi- annually on each February 1 and August 1 (each a "Payment Date"), commencing on the first Payment Date on which the City has Available Tax Increment (defined below), or on any other dates determined by the City Administrator, through the date of last receipt of tax increment from the TIF District. 2.03. Payments on the Interfund Loan will be made solely from Available Tax Increment, defined as the tax increment from the TIF District received by the City from Wright County in the six-month period before any Payment Date. Payments shall be applied first to accrued interest, and then to unpaid principal. Interest accruing from the Loan Date will be compounded semiannually on February 1 and August 1 of each year and added to principal until the first Payment Date, unless otherwise specified by the City Administrator. Available Tax Increment shall be applied to payment on the Interfund Loan and for no other purpose until the Interfund Loan is fully paid or forgiven as provided in Section 2.06 hereof. Payments on this Interfund Loan may be subordinated to any outstanding or future bonds, notes, or contracts secured in whole or in part with available tax increment, and are on a parity with any other outstanding or future interfand loans secured in whole or in part with available tax increment. 2.04. The principal sum and all accrued interest payable under this resolution is pre- payable in whole or in part at any time by the City without premium or penalty. 2.05. This resolution is evidence of an internal borrowing by the City in accordance with Section 469.178, subdivision 7 of the TIF Act, and is a limited obligation payable solely from Available Tax Increment pledged to the payment hereof under this resolution. The Interfund Loan shall not be deemed to constitute a general obligation of the State of Minnesota or any political subdivision thereof, including, without limitation, the City. Neither the State of Minnesota, nor any political subdivision thereof shall be obligated to pay the principal of or interest on the Interfund Loan or other costs incident hereto except out of Available Tax Increment. The City shall have no obligation to pay any principal amount of the Interfund Loan or accrued interest thereon, which may remain unpaid after the final Payment Date. 2.06. The City may at any time make a determination to forgive the outstanding principal amount and accrued interest on the Interfund Loan to the extent permissible under law. 2.07. The City may from time to time amend the terms of this Resolution to the extent permitted by law, including without limitation amendment to the payment schedule and the interest rate; provided that the interest rate may not be increased above the maximum specified in Section 469.178. subd. 7 of the TIF Act. 2 Section 3. Effective Date. This resolution is effective upon execution in full of the Contract. Adopted this day of June 12, 2017. ATTEST: City Clerk Q Mayor DEVELOPMENT AGREEMENT BY AND BETWEEN THE CITY OF OTSEGO, MINNESOTA AND BURY INDUSTRIES, LLC This document drafted by: BRIGGS AND MORGAN Professional Association 2200 IDS Center 80 South 8th Street Minneapolis, Minnesota 55402 8314393v2 TABLE OF CONTENTS Page ARTICLE I DEFINITIONS................................................................................................. 2 Section1.1 Definitions............................................................................................ 2 ARTICLE II REPRESENTATIONS AND WARRANTIES ................................................ 4 Section 2.1 Representations and Warranties of the City ......................................... 4 Section 2.2 Representations and Warranties of the Developer ............................... 4 ARTICLE III UNDERTAKINGS BY DEVELOPER AND CITY ....................................... 6 Section 3.1 Use of Tax Increment........................................................................... 6 Section 3.2 Special Assessments............................................................................ 6 Section 3.3 Business Subsidies Act........................................................................ 6 ARTICLE IV EVENTS OF DEFAULT................................................................................. 8 Section 4.1 Events of Default Defined................................................................... 8 Section 4.2 Remedies on Default............................................................................ 8 Section 4.3 No Remedy Exclusive.......................................................................... 9 Section 4.4 No Implied Waiver.............................................................................. 9 Section 4.5 Agreement to Pay Attorney's Fees and Expenses ................................ 9 Section 4.6 Indemnification of City........................................................................ 9 ARTICLE V ADDITIONAL PROVISIONS......................................................................11 Section 5.1 Conflicts of Interest............................................................................ 11 Section 5.2 Titles of Articles and Sections...........................................................11 Section 5.3 Notices and Demands........................................................................ 11 Section5.4 Counterparts....................................................................................... 12 Section5.5 Law Governing.................................................................................. 12 Section5.6 Expiration........................................................................................... 12 Section 5.7 Provisions Surviving Rescission or Expiration .................................. 12 Section 5.8 Assignability of Agreement...............................................................12 EXHIBIT A DESCRIPTION OF DEVELOPMENT PROPERTY .......................................... A-1 8314393v2 DEVELOPMENT AGREEMENT THIS AGREEMENT, made as of the lst day of June, 2017, by and between the City of Otsego, Minnesota (the "City"), a municipal corporation existing under the laws of the State of Minnesota and Bury Industries, LLC, a Minnesota limited liability company (the "Developer"), WITNESSETH: WHEREAS, pursuant to Minnesota Statutes, Section 469.124 to 469.133, the City has heretofore established Development District No. 1 (the "Development District") and has adopted a development program therefor (the "Development Program"); and WHEREAS, pursuant to the provisions of Minnesota Statutes, Section 469.174 through 469.1794, as amended (hereinafter, the "Tax Increment Act"), the City has heretofore established, within the Development District, Tax Increment Financing District No. 2 (the "Tax Increment District") and has adopted a tax increment financing plan therefor (the "Tax Increment Plan") which provides for the use of tax increment financing in connection with certain development within the Development District; and WHEREAS, in order to achieve the objectives of the Development Program and particularly to make the land in the Development District available for development by private enterprise in conformance with the Development Program, the City has determined to finance certain costs of a Project (as hereinafter defined) to be constructed within the Tax Increment District as more particularly set forth in this Agreement; and WHEREAS, the City believes that the development and construction of the Project, and fulfillment of this Agreement are vital and are in the best interests of the City, the health, safety, morals and welfare of residents of the City, and in accordance with the public purpose and provisions of the applicable state and local laws and requirements under which the Project has been undertaken and is being assisted; WHEREAS, the requirements of the Business Subsidy Law, Minnesota Statutes, Section 116J.993 through 116J.995, apply to this Agreement; WHEREAS, the City has adopted criteria for awarding business subsidies that comply with the Business Subsidy Law, after a public hearing for which notice was published; and WHEREAS, the Council has approved this Agreement as a subsidy agreement under the Business Subsidy Law; NOW, THEREFORE, in consideration of the premises and the mutual obligations of the parties hereto, each of them does hereby covenant and agree with the other as follows: 8314393v2 ARTICLE I DEFINITIONS Section 1.1 Definitions. All capitalized terms used and not otherwise defined herein shall have the following meanings unless a different meaning clearly appears from the context: Agreement means this Agreement, as the same may be from time to time modified, amended or supplemented; City means the City of Otsego, Minnesota; City Reimbursement Amount means an amount not to exceed $660,000 as set forth in Section 3.1; County means Wright County, Minnesota; Developer means Bury Industries, LLC, its successors and assigns; Development District means Development District No. 1, including the real property described in the Development Program; Development Program means the development program approved in connection with the Development District; Development Property means the real property described in Exhibit A attached to this Agreement; Event of Default means any of the events described in Section 4.1 hereof, Prime Rate means the rate of interest from time to time publicly announced by U.S. Bank National Association in St. Paul, Minnesota, as its "reference rate" or any successor rate, which rate shall change as and when that prime rate or successor rate changes; Project means the construction of an approximately 26,400 square foot manufacturing and warehouse facility on the Development Property; State means the State of Minnesota; Tax Increments means the tax increments derived from the Tax Increment District which have been received and retained by the City in accordance with the provisions of Minnesota Statutes, Section 469.177; Tax Increment Act means Minnesota Statutes, Sections 469.174 through 469.1794, as amended; Tax Increment District means Tax Increment Financing District No. 2 located within the Development District, a description of which is set forth in the Tax Increment Financing Plan, which was qualified as an economic development district under the Tax Increment Act; 8314393v2 Tax Increment Financing Plan means the tax increment financing plan approved for the Tax Increment District by the City Council on June 12, 2017 and any future amendments thereto; Unavoidable Delays means delays, outside the control of the party claiming its occurrence, which are the direct result of strikes, other labor troubles, unusually severe or prolonged bad weather, acts of God, fire or other casualty to the Project, litigation commenced by third parties which, by injunction or other similar judicial action or by the exercise of reasonable discretion, directly results in delays, or acts of any federal, state or local governmental unit (other than the City) which directly result in delays. 3 8314393v2 ARTICLE II REPRESENTATIONS AND WARRANTIES Section 2.1 Representations and Warranties of the City. The City makes the following representations and warranties: (1) The City is a municipal corporation and has the power to enter into this Agreement and carry out its obligations hereunder. (2) The Tax Increment District is an "economic development district" within the meaning of Minnesota Statutes, Section 469.174, Subdivision 12, and was created, adopted and approved in accordance with the terms of the Tax Increment Act. (3) The development contemplated by this Agreement is in conformance with the development objectives set forth in the Development Program. (4) The City makes no representation or warranty, either expressed or implied, as to the Development Property or its condition or the soil conditions thereon, or that the Development Property shall be suitable for the Developer's purposes or needs. Section 2.2 Representations and Warranties of the Developer. The Developer makes the following representations and warranties: (1) The Developer is a Minnesota limited liability company and has the power and authority to enter into this Agreement and to perform its obligations hereunder, and doing so will not violate its articles of organization, member control agreement or operating agreement, or the laws of the State and by proper action has authorized the execution and delivery of this Agreement. (2) The Developer shall cause the Project to be constructed in accordance with the terms of this Agreement, the Development Program, and all applicable local, state and federal laws and regulations (including, but not limited to, environmental, zoning, energy conservation, building code and public health laws and regulations). (3) The construction of the Project would not be undertaken by the Developer, and in the opinion of the Developer would not have been or be economically feasible within the reasonably foreseeable future, without the assistance and benefit to the Developer provided for in this Agreement. (4) The Developer will use its best efforts to obtain, or cause to be obtained, in a timely manner, all required permits, licenses and approvals, and will meet, in a timely manner, all requirements of all applicable local, state, and federal laws and regulations which must be obtained or met before the Project may be lawfully constructed. (5) Neither the execution and delivery of this Agreement, the consummation of the transactions contemplated hereby, nor the fulfillment of or compliance with the terms and conditions of this Agreement is prevented, limited by or conflicts with or results in a breach of, 11 8314393v2 the terms, conditions or provision of any contractual restriction, evidence of indebtedness, agreement or instrument of whatever nature to which the Developer is now a party or by which it is bound, or constitutes a default under any of the foregoing. (6) The Developer will cooperate fully with the City with respect to any litigation commenced with respect to the Project. (7) The Developer will cooperate fully with the City in resolution of any traffic, parking, trash removal or public safety problems which may arise in connection with the construction and operation of the Project. (8) The construction of the Project shall commence no later than April 1, 2018 and barring Unavoidable Delays, will be substantially completed by October 31, 2018. (9) The Developer will not seek a reduction in the market value as determined by the County Assessor of the Project for the period of time that the Tax Increment District exists. E 8314393v2 ARTICLE III UNDERTAKINGS BY DEVELOPER AND CITY Section 3.1 Use of Tax Increment. To finance certain costs within the Tax Increment District, the City proposes, subject to the further provisions of this Agreement and an interfund loan resolution adopted by the City, to apply Tax Increments to reimburse itself for costs related to the costs of installation of public improvements adjacent to the boundaries of the Tax Increment District and necessary for the Project and the costs of the establishment and administration of the Tax Increment District aggregating an amount not to exceed $660,000 (the "City Reimbursement Amount"). Section 3.2 Special Assessments. Additional costs of the public improvements located outside of the Tax Increment District and necessary for the Project will be assessed against the Development Property and the City and the Developer shall enter into an agreement relating to the special assessments which agreement shall be prepared by the City Attorney. Section 3.3 Business Subsidies Act. (1) In order to satisfy the provisions of Minnesota Statutes, Sections 116J.993 to 116J.995 (the 'Business Subsidies Act"), the Developer acknowledges and agrees that the amount of the 'Business Subsidy" granted to the Developer under this Agreement is $660,000 which is the City Reimbursement Amount and that the Business Subsidy is needed because the Project is not sufficiently feasible for the Developer to undertake without the Business Subsidy. The Tax Increment District is an economic development district and the public purpose of the Business Subsidy is to encourage the construction of manufacturing/warehouse facilities in the City. The Developer agrees that it will meet the following goals (the "Goals") in connection with the development of the Development Property. It will create at least one (1) full time job, including benefits, totaling of at least $20.00 per hour within two years from the 'Benefit Date", which is the earlier of the date the Developer completes or occupies the Project. (2) If no Goals are met, the Developer agrees to repay all of the Business Subsidy to the City, plus interest ("Interest") set at the implicit price deflator defined in Minnesota Statutes, Section 275.70, Subdivision 2, accruing from and after the Benefit Date, compounded semiannually. If the Goals are met in part, the Developer will repay a portion of the Business Subsidy (plus Interest) determined by multiplying the Business Subsidy by a fraction, the numerator of which is the number of jobs in the Goals which were not created at the wage level set forth above and the denominator of which is one (1) (i.e. number of jobs set forth in the Goals). (3) The Developer agrees to (i) report its progress on achieving the Goals to the City until the later of the date the Goals are met or two years from the Benefit Date, or, if the Goals are not met, until the date the Business Subsidy is repaid, (ii) include in the report the information required in Minnesota Statutes, Section 116J.994, Subdivision 7 on forms developed by the Minnesota Department of Employment and Economic Development, and (iii) send completed reports to the City. The Developer agrees to file these reports no later than March 1 of each year commencing March 1, 2019, and within 30 days after the deadline for meeting the 0 8314393v2 Goals. The City agrees that if it does not receive the reports, it will mail the Developer a warning within one week of the required filing date. If within 14 days of the post marked date of the warning the reports are not made, the Developer agrees to pay to the City a penalty of $100 for each subsequent day until the report is filed up to a maximum of $1,000. (4) The Developer agrees to continue operations within the City for at least five (5) years after the Benefit Date. (5) There are no other state or local government agencies providing financial assistance for the Project other than the City. (6) There is no parent corporation of the Developer. (7) The Developer certifies that it does not appear on the Minnesota Department of Employment and Economic Development's list of recipients that have failed to meet the terms of a business subsidy agreement. 7 8314393v2 ARTICLE IV EVENTS OF DEFAULT Section 4.1 Events of Default Defined. The following shall be "Events of Default" under this Agreement and the term "Event of Default" shall mean whenever it is used in this Agreement any one or more of the following events: (1) Failure by the Developer to timely pay any ad valorem real property taxes assessed, special assessments or other City charges with respect to the Development Property. (2) Failure by the Developer to cause the construction of the Project to be completed pursuant to the terms, conditions and limitations of this Agreement. (3) Failure of the Developer to observe or perform any other covenant, condition, obligation or agreement on its part to be observed or performed under this Agreement. (4) The holder of any mortgage on the Development Property or any improvements thereon, or any portion thereof, commences foreclosure proceedings as a result of any default under the applicable mortgage documents. (5) If the Developer shall: (A) file any petition in bankruptcy or for any reorganization, arrangement, composition, readjustment, liquidation, dissolution, or similar relief under the United States Bankruptcy Act of 1978, as amended or under any similar federal or state law; or (B) make an assignment for the benefit of its creditors; or (C) admit in writing its inability to pay its debts generally as they become due; or (D) be adjudicated as bankrupt or insolvent; or if a petition or answer proposing the adjudication of the Developer as bankrupt or its reorganization under any present or future federal bankruptcy act or any similar federal or state law shall be filed in any court and such petition or answer shall not be discharged or denied within sixty (60) days after the filing thereof; or a receiver, trustee or liquidator of the Developer, or of the Project, or part thereof, shall be appointed in any proceeding brought against the Developer, and shall not be discharged within sixty (60) days after such appointment, or if the Developer, shall consent to or acquiesce in such appointment. Section 4.2 Remedies on Default. Whenever any Event of Default referred to in Section 4.1 occurs and is continuing, the City, as specified below, may take any one or more of the following actions after the giving of thirty (3 0) days' written notice to the Developer, but only if the Event of Default has not been cured within said thirty (30) days: N. 8314393v2 (1) The City may suspend its performance under this Agreement until it receives assurances from the Developer, deemed adequate by the City, that the Developer will cure its default and continue its performance under this Agreement. (2) The City may cancel and rescind the Agreement. (3) The City may take any action, including legal or administrative action, in law or equity, which may appear necessary or desirable to enforce performance and observance of any obligation, agreement, or covenant of the Developer under this Agreement. Section 4.3 No Remedy Exclusive. No remedy herein conferred upon or reserved to the City is intended to be exclusive of any other available remedy or remedies, but each and every such remedy shall be cumulative and shall be in addition to every other remedy given under this Agreement or now or hereafter existing at law or in equity or by statute. No delay or omission to exercise any right or power accruing upon any default shall impair any such right or power or shall be construed to be a waiver thereof, but any such right and power may be exercised from time to time and as often as may be deemed expedient. Section 4.4 No Implied Waiver. In the event any agreement contained in this Agreement should be breached by any party and thereafter waived by any other party, such waiver shall be limited to the particular breach so waived and shall not be deemed to waive any other concurrent, previous or subsequent breach hereunder. Section 4.5 Agreement to Pay Attorney's Fees and Expenses. Whenever any Event of Default occurs and the City shall employ attorneys or incur other expenses for the collection of payments due or to become due or for the enforcement or performance or observance of any obligation or agreement on the part of the Developer herein contained, the Developer agrees that it shall, on demand therefor, pay to the City the reasonable fees of such attorneys and such other expenses so incurred by the City. Section 4.6 Indemnification of City. (1) The Developer releases from and covenants and agrees that the City, its governing body members, officers, agents, including the independent contractors, consultants and legal counsel, servants and employees thereof (hereinafter, for purposes of this Section, collectively the "Indemnified Parties") shall not be liable for and agrees to indemnify and hold harmless the Indemnified Parties against any loss or damage to property or any injury to or death of any person occurring at or about or resulting from any defect in the Project, provided that the foregoing indemnification shall not be effective for any actions of the Indemnified Parties that are not contemplated by this Agreement. (2) Except for any willful misrepresentation or any willful or wanton misconduct of the Indemnified Parties, the Developer agrees to protect and defend the Indemnified Parties, now and forever, and further agrees to hold the aforesaid harmless from any claim, demand, suit, action or other proceeding whatsoever by any person or entity whatsoever arising or purportedly arising from the actions or inactions of the Developer (or other persons acting on its behalf or under its direction or control) under this Agreement, or the transactions contemplated hereby or the acquisition, construction, installation, ownership, and operation of the Project; provided, that 6 8314393v2 this indemnification shall not apply to the warranties made or obligations undertaken by the City in this Agreement or to any actions undertaken by the City which are not contemplated by this Agreement but shall, in any event and without regard to any fault on the part of the City, apply to any pecuniary loss or penalty (including interest thereon from the date the loss is incurred or penalty is paid by the City at a rate equal to the Prime Rate) as a result of the Developer operating the Project so that the Tax Increment District does not qualify or ceases to qualify as an "economic development district" under Section 469.174, Subdivision 12, of the Act and Section 469.176, Subdivision 4c. or to violate limitations as to the use of Tax Increments as set forth in Section 469.176, Subdivision 4c. (3) All covenants, stipulations, promises, agreements and obligations of the City contained herein shall be deemed to be the covenants, stipulations, promises, agreements and obligations of the City and not of any governing body member, officer, agent, servant or employee of the City. 10 8314393v2 ARTICLE V ADDITIONAL PROVISIONS Section 5.1 Conflicts of Interest. No member of the governing body or other official of the City shall have any financial interest, direct or indirect, in this Agreement, the Development Property or the Project, or any contract, agreement or other transaction contemplated to occur or be undertaken thereunder or with respect thereto, nor shall any such member of the governing body or other official participate in any decision relating to the Agreement which affects his or her personal interests or the interests of any corporation, partnership or association in which he or she is directly or indirectly interested. No member, official or employee of the City shall be personally liable to the City in the event of any default or breach by the Developer or successor or on any obligations under the terms of this Agreement. Section 5.2 Titles of Articles and Sections. Any titles of the several parts, articles and sections of the Agreement are inserted for convenience of reference only and shall be disregarded in construing or interpreting any of its provisions. Section 5.3 Notices and Demands. Except as otherwise expressly provided in this Agreement, a notice, demand or other communication under this Agreement by any party to any other shall be sufficiently given or delivered if it is dispatched by registered or certified mail, postage prepaid, return receipt requested, or delivered personally, and (1) in the case of the Developer is addressed to or delivered personally to: Bury Industries, LLC Attention: Tom Bury 14210 Northdale Boulevard Rogers, MN 55374 (2) in the case of the City is addressed to or delivered personally to the City at: City of Otsego, Minnesota Attention: City Administrator/Finance Director 13400 90th Street NE Otsego, MN 55330 with a copy to: Briggs and Morgan, P.A. Attention: Mary Ippel 2200 IDS Center 80 South 8th Street Minneapolis, MN 55402 or at such other address with respect to any such party as that party may, from time to time, designate in writing and forward to the other, as provided in this Section. 11 8314393v2 Section 5.4 Counterparts. This Agreement may be executed in any number of counterparts, each of which shall constitute one and the same instrument. Section 5.5 Law Governing. This Agreement will be governed and construed in accordance with the laws of the State. Section 5.6 Expiration. This Agreement shall terminate on the earlier of (i) the date the City has been reimbursed the City Reimbursement Amount from Tax Increments, or (ii) the termination date of the Tax Increment District. Section 5.7 Provisions Surviving Rescission or Expiration. Sections 4.5 and 4.6 shall survive any rescission, termination or expiration of this Agreement with respect to or arising out of any event, occurrence or circumstance existing prior to the date thereof. Section 5.8 Assi ng ability of Agreement. This Agreement may be assigned only with the consent of the City. 12 8314393v2 IN WITNESS WHEREOF, the City has caused this Agreement to be duly executed in its name and on its behalf and its seal to be hereunto duly affixed, and the Developer has caused this Agreement to be duly executed on its behalf, on or as of the date first above written. CITY OF OTSEGO, MINNESOTA By Its Mayor By City Administrator/Finance Director This is a signature page to the Development Agreement by and between the City of Otsego and Bury Industries, LLC. S -t 8314393v2 BURY INDUSTRIES, LLC IM Its This is a signature page to the Development Agreement by and between the City of Otsego and Bury Industries, LLC. S-2 8314393v2 EXHIBIT A DESCRIPTION OF DEVELOPMENT PROPERTY Property located in the City of Otsego, Wright County, Minnesota with the following parcel identification numbers: 118-800-274101 118-800-274100 A-1 8314393v2 EXTRACT OF MINUTES OF MEETING OF THE CITY COUNCIL OF THE CITY OF OTSEGO, MINNESOTA HELD: June 12, 2017 Pursuant to due call and notice thereof, a meeting of the City Council of the City of Otsego, Wright County, Minnesota, was duly called and held at the Otsego Prairie Center, in said City on the 12th day of June, 2017, at 7:00 o'clock p.m. The following members were present: and the following were absent: Member introduced the following resolution and moved its adoption: RESOLUTION NO. 2017-51 RESOLUTION AUTHORIZING EXECUTION OF A DEVELOPMENT AGREEMENT A. WHEREAS, Bury Industries, LLC, (the "Developer") has requested the City of Otsego, Minnesota (the "City") to assist with the financing of certain costs incurred in connection with the construction of an approximately 26,400 square foot manufacturing and warehouse facility in the City by the Developer (the "Project"); and B. WHEREAS, the Developer and the City have determined to enter into a Development Agreement providing for the City's tax increment financing assistance for the Project (the "Development Agreement"). NOW, THEREFORE, BE IT RESOLVED by the City Council of the City of Otsego, Minnesota, as follows: 1. The City Council hereby approves the Development Agreement in substantially the form submitted, and the Mayor and the City Administrator/Finance Director are hereby authorized and directed to execute the Development Agreement on behalf of the City. 2. The approval hereby given to the Development Agreement includes approval of such additional details therein as may be necessary and appropriate and such modifications thereof, deletions therefrom and additions thereto as may be necessary and appropriate and approved by the City officials authorized by this resolution to execute the Development Agreement. The execution of the Development Agreement by the appropriate officer or officers of the City shall be conclusive evidence of the approval of the Development Agreement in accordance with the terms hereof. 8329568v1 The motion for adoption of the foregoing resolution was duly seconded by member and, after full discussion thereof, and upon a vote being taken thereof, the following voted in favor thereof: and the following voted against same: Adopted this 12th day of June, 2017. Attest: City Administrator/Finance Director 8329568v1 2 Mayor STATE OF MINNESOTA COUNTY OF WRIGHT CITY OF OTSEGO I, the undersigned, being the duly qualified and acting City Administrator/Finance Director of the City of Otsego, Minnesota, DO HEREBY CERTIFY that I have carefully compared the attached and foregoing extract of minutes with the original minutes of a meeting of the City Council of the City held on the date therein indicated, which are on file and of record in my office, and the same is a full, true and complete transcript therefrom insofar as the same relates to a Resolution Authorizing Execution of a Development Agreement. WITNESS my hand as such City Administrator/Finance Director of the City Council of the City of Otsego, Minnesota this 12th day of June, 2017. 3 8329568v1 City Administrator/Finance Director